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FCFS vs. OMF
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

FCFS vs. OMF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in FirstCash, Inc. (FCFS) and OneMain Holdings, Inc. (OMF). The values are adjusted to include any dividend payments, if applicable.

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FCFS vs. OMF - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
FCFS
FirstCash, Inc.
18.23%55.68%-3.20%26.45%18.03%8.47%-11.74%12.72%8.48%45.56%
OMF
OneMain Holdings, Inc.
-19.33%39.77%15.14%63.03%-27.20%23.56%34.53%88.37%-6.54%17.39%

Fundamentals

EPS

FCFS:

$11.02

OMF:

$6.58

PE Ratio

FCFS:

17.06

OMF:

8.13

PS Ratio

FCFS:

1.54

OMF:

1.02

Total Revenue (TTM)

FCFS:

$3.66B

OMF:

$6.24B

Gross Profit (TTM)

FCFS:

$2.37B

OMF:

$4.34B

EBITDA (TTM)

FCFS:

$845.51M

OMF:

$1.54B

Returns By Period

In the year-to-date period, FCFS achieves a 18.23% return, which is significantly higher than OMF's -19.33% return. Over the past 10 years, FCFS has outperformed OMF with an annualized return of 16.91%, while OMF has yielded a comparatively lower 15.77% annualized return.


FCFS

1D
-1.86%
1M
-2.48%
YTD
18.23%
6M
19.26%
1Y
57.97%
3Y*
26.94%
5Y*
24.32%
10Y*
16.91%

OMF

1D
2.43%
1M
-2.78%
YTD
-19.33%
6M
-1.77%
1Y
18.05%
3Y*
22.98%
5Y*
9.09%
10Y*
15.77%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

FCFS vs. OMF — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FCFS
FCFS Risk / Return Rank: 9292
Overall Rank
FCFS Sharpe Ratio Rank: 9191
Sharpe Ratio Rank
FCFS Sortino Ratio Rank: 8989
Sortino Ratio Rank
FCFS Omega Ratio Rank: 8989
Omega Ratio Rank
FCFS Calmar Ratio Rank: 9393
Calmar Ratio Rank
FCFS Martin Ratio Rank: 9696
Martin Ratio Rank

OMF
OMF Risk / Return Rank: 5757
Overall Rank
OMF Sharpe Ratio Rank: 6161
Sharpe Ratio Rank
OMF Sortino Ratio Rank: 5454
Sortino Ratio Rank
OMF Omega Ratio Rank: 5555
Omega Ratio Rank
OMF Calmar Ratio Rank: 5757
Calmar Ratio Rank
OMF Martin Ratio Rank: 6060
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FCFS vs. OMF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and OneMain Holdings, Inc. (OMF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


FCFSOMFDifference

Sharpe ratio

Return per unit of total volatility

2.07

0.50

+1.57

Sortino ratio

Return per unit of downside risk

2.76

0.92

+1.84

Omega ratio

Gain probability vs. loss probability

1.37

1.12

+0.25

Calmar ratio

Return relative to maximum drawdown

4.65

0.65

+4.00

Martin ratio

Return relative to average drawdown

17.09

1.86

+15.24

FCFS vs. OMF - Sharpe Ratio Comparison

The current FCFS Sharpe Ratio is 2.07, which is higher than the OMF Sharpe Ratio of 0.50. The chart below compares the historical Sharpe Ratios of FCFS and OMF, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


FCFSOMFDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

2.07

0.50

+1.57

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.84

0.26

+0.58

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.56

0.34

+0.22

Sharpe Ratio (All Time)

Calculated using the full available price history

0.33

0.19

+0.14

Correlation

The correlation between FCFS and OMF is 0.40, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

FCFS vs. OMF - Dividend Comparison

FCFS's dividend yield for the trailing twelve months is around 0.87%, less than OMF's 7.81% yield.


TTM2025202420232022202120202019201820172016
FCFS
FirstCash, Inc.
0.87%1.00%1.41%1.25%1.45%1.56%1.54%1.27%1.26%1.14%1.20%
OMF
OneMain Holdings, Inc.
7.81%6.17%7.90%8.13%11.41%19.08%12.33%7.12%0.00%0.00%0.00%

Drawdowns

FCFS vs. OMF - Drawdown Comparison

The maximum FCFS drawdown since its inception was -90.26%, which is greater than OMF's maximum drawdown of -68.66%. Use the drawdown chart below to compare losses from any high point for FCFS and OMF.


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Drawdown Indicators


FCFSOMFDifference

Max Drawdown

Largest peak-to-trough decline

-90.26%

-68.66%

-21.60%

Max Drawdown (1Y)

Largest decline over 1 year

-12.75%

-29.68%

+16.93%

Max Drawdown (5Y)

Largest decline over 5 years

-35.70%

-47.93%

+12.23%

Max Drawdown (10Y)

Largest decline over 10 years

-50.16%

-68.66%

+18.50%

Current Drawdown

Current decline from peak

-4.61%

-23.64%

+19.03%

Average Drawdown

Average peak-to-trough decline

-24.37%

-24.39%

+0.02%

Ulcer Index

Depth and duration of drawdowns from previous peaks

3.47%

10.36%

-6.89%

Volatility

FCFS vs. OMF - Volatility Comparison

The current volatility for FirstCash, Inc. (FCFS) is 8.03%, while OneMain Holdings, Inc. (OMF) has a volatility of 9.27%. This indicates that FCFS experiences smaller price fluctuations and is considered to be less risky than OMF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


FCFSOMFDifference

Volatility (1M)

Calculated over the trailing 1-month period

8.03%

9.27%

-1.24%

Volatility (6M)

Calculated over the trailing 6-month period

19.70%

23.27%

-3.57%

Volatility (1Y)

Calculated over the trailing 1-year period

28.14%

35.94%

-7.80%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

29.20%

35.70%

-6.50%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

30.45%

46.29%

-15.84%

Financials

FCFS vs. OMF - Financials Comparison

This section allows you to compare key financial metrics between FirstCash, Inc. and OneMain Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


400.00M600.00M800.00M1.00B1.20B1.40B1.60BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
1.06B
1.61B
(FCFS) Total Revenue
(OMF) Total Revenue
Values in USD except per share items