PortfoliosLab logoPortfoliosLab logo
FirstCash, Inc. (FCFS)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US33767D1054
CUSIP
33767D105
IPO Date
Apr 25, 1991

Highlights

EPS (TTM)
$11.02
PE Ratio
17.06
PEG Ratio
0.66
Total Revenue (TTM)
$3.66B
Gross Profit (TTM)
$2.37B
EBITDA (TTM)
$845.51M
Year Range
$116.66 - $199.60
Target Price
$205.00
ROA (TTM)
6.23%
ROE (TTM)
14.51%

Share Price Chart


Loading graphics...

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in FirstCash, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


Loading graphics...

S&P 500 Index

Returns By Period

FirstCash, Inc. (FCFS) has returned 18.23% so far this year and 57.97% over the past 12 months. Looking at the last ten years, FCFS has achieved an annualized return of 16.91%, outperforming the S&P 500 Index benchmark, which averaged 12.16% per year.


FirstCash, Inc.

1D
-1.86%
1M
-2.48%
YTD
18.23%
6M
19.26%
1Y
57.97%
3Y*
26.94%
5Y*
24.32%
10Y*
16.91%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Aug 17, 1992, FCFS's average daily return is +0.10%, while the average monthly return is +1.78%. At this rate, your investment would double in approximately 3.3 years.

Historically, 55% of months were positive and 45% were negative. The best month was Feb 1996 with a return of +49.1%, while the worst month was Jan 2008 at -31.8%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 10 months.

On a daily basis, FCFS closed higher 47% of trading days. The best single day was Feb 15, 1996 with a return of +27.9%, while the worst single day was Jan 23, 2008 at -34.1%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20266.98%13.33%-2.48%18.23%
20255.36%3.20%7.16%11.34%-4.23%5.65%-1.37%10.82%7.57%0.05%0.21%0.61%55.68%
20245.89%0.06%11.39%-11.42%4.68%-11.06%6.41%7.96%-4.41%-9.87%5.58%-4.83%-3.20%
20236.06%-3.91%8.07%8.03%-4.05%-5.29%2.09%-5.91%12.38%8.51%3.16%-3.22%26.45%
2022-6.83%3.76%-2.36%13.42%-6.04%-6.89%5.39%6.87%-5.91%34.22%-4.32%-7.40%18.03%
2021-15.93%8.01%3.71%9.68%11.12%-4.11%3.61%8.58%2.11%1.11%-27.59%17.18%8.47%

Benchmark Metrics

FirstCash, Inc. has an annualized alpha of 18.85%, beta of 0.74, and R² of 0.09 versus S&P 500 Index. Calculated based on daily prices since August 18, 1992.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (92.81%) than losses (59.65%) — typical of diversified or defensive assets.
  • R² of 0.09 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
18.85%
Beta
0.74
0.09
Upside Capture
92.81%
Downside Capture
59.65%

Return for Risk

Risk / Return Rank

FCFS ranks 91 for risk / return — in the top 91% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


FCFS Risk / Return Rank: 9191
Overall Rank
FCFS Sharpe Ratio Rank: 9191
Sharpe Ratio Rank
FCFS Sortino Ratio Rank: 8989
Sortino Ratio Rank
FCFS Omega Ratio Rank: 8888
Omega Ratio Rank
FCFS Calmar Ratio Rank: 9292
Calmar Ratio Rank
FCFS Martin Ratio Rank: 9595
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and compare them to a chosen benchmark (S&P 500 Index).


FCFSBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

2.07

0.90

+1.18

Sortino ratio

Return per unit of downside risk

2.76

1.39

+1.38

Omega ratio

Gain probability vs. loss probability

1.37

1.21

+0.16

Calmar ratio

Return relative to maximum drawdown

4.65

1.40

+3.25

Martin ratio

Return relative to average drawdown

17.09

6.61

+10.48

Explore FCFS risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

FirstCash, Inc. provided a 0.87% dividend yield over the last twelve months, with an annual payout of $1.64 per share. The company has been increasing its dividends for 9 consecutive years.


1.00%1.10%1.20%1.30%1.40%1.50%1.60%$0.00$0.50$1.00$1.502016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM2025202420232022202120202019201820172016
Dividend$1.64$1.60$1.46$1.36$1.26$1.17$1.08$1.02$0.91$0.77$0.57

Dividend yield

0.87%1.00%1.41%1.25%1.45%1.56%1.54%1.27%1.26%1.14%1.20%

Monthly Dividends

The table displays the monthly dividend distributions for FirstCash, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.42$0.00$0.42
2025$0.00$0.38$0.00$0.00$0.38$0.00$0.00$0.42$0.00$0.00$0.42$0.00$1.60
2024$0.00$0.35$0.00$0.00$0.35$0.00$0.00$0.38$0.00$0.00$0.38$0.00$1.46
2023$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.35$0.00$0.00$0.35$0.00$1.36
2022$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.33$0.00$0.00$0.33$0.00$1.26
2021$0.00$0.27$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.17

Dividend Yield & Payout


Dividend Yield

FirstCash, Inc. has a dividend yield of 0.87%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

FirstCash, Inc. has a payout ratio of 21.02%, which is below the market average. This means FirstCash, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


Loading graphics...

Worst Drawdowns

The table below displays the maximum drawdowns of the FirstCash, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the FirstCash, Inc. was 90.26%, occurring on Nov 15, 2000. Recovery took 663 trading sessions.

The current FirstCash, Inc. drawdown is 4.61%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-90.26%Jul 22, 1998588Nov 15, 2000663Jul 14, 20031251
-71.13%Dec 29, 2006299Mar 10, 2008642Sep 24, 2010941
-58.48%Dec 8, 1992596Apr 18, 1995612Sep 17, 19971208
-52.47%Dec 2, 2013543Jan 28, 2016418Sep 25, 2017961
-50.16%Jul 25, 2019322Oct 30, 2020625Apr 27, 2023947

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


Loading graphics...

Financials

Financial Performance

The chart below illustrates the trends in the financial health of FirstCash, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how FirstCash, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FCFS, comparing it with other companies in the Credit Services industry. Currently, FCFS has a P/E ratio of 17.1. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FCFS compared to other companies in the Credit Services industry. FCFS currently has a PEG ratio of 0.7. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FCFS relative to other companies in the Credit Services industry. Currently, FCFS has a P/S ratio of 1.5. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items