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ISIN
US33767D1054
CUSIP
33767D105
IPO Date
Apr 25, 1991

Highlights

EPS (TTM)
$10.56
PE Ratio
21.67
PEG Ratio
0.77
Total Revenue (TTM)
$3.88B
Gross Profit (TTM)
$2.47B
EBITDA (TTM)
$957.95M
Year Range
$119.21 - $235.97
Target Price
$217.00
ROA (TTM)
6.61%
ROE (TTM)
15.43%

Share Price Chart


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Performance

FCFS Performance Chart

FirstCash, Inc. (FCFS) is up 44.2% since the beginning of the year. At $229 per share, FCFS is trading 3.0% below its 52-week high of $236. Investors who bought $1,000 worth of FCFS shares 5 years ago would now be looking at an investment worth $3,070.


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S&P 500 Index

Returns By Period

FirstCash, Inc. (FCFS) has returned 44.21% so far this year and 78.41% over the past 12 months. Looking at the last ten years, FCFS has achieved an annualized return of 18.18%, outperforming the S&P 500 Index benchmark, which averaged 13.88% per year.


FirstCash, Inc.

1D
0.81%
1M
0.57%
YTD
44.21%
6M
41.64%
1Y
78.41%
3Y*
36.75%
5Y*
25.15%
10Y*
18.18%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.15%
1Y
24.03%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FCFS Monthly Returns History

Based on dividend-adjusted daily data since Aug 17, 1992, FCFS's average daily return is +0.10%, while the average monthly return is +1.80%. At this rate, an investment would double in approximately 3.2 years.

Historically, 55% of months were positive and 45% were negative. The best month was Feb 1996 with a return of +49.1%, while the worst month was Jan 2008 at -31.8%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 9 months.

On a daily basis, FCFS closed higher 47% of trading days. The best single day was Feb 15, 1996 with a return of +27.9%, while the worst single day was Jan 23, 2008 at -34.1%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20266.98%13.33%-2.48%16.07%0.96%4.08%44.21%
20255.36%3.20%7.16%11.34%-4.23%5.65%-1.37%10.82%7.57%0.05%0.21%0.61%55.68%
20245.89%0.06%11.39%-11.42%4.68%-11.06%6.41%7.96%-4.41%-9.87%5.58%-4.83%-3.20%
20236.06%-3.91%8.07%8.03%-4.05%-5.29%2.09%-5.91%12.38%8.51%3.16%-3.22%26.45%
2022-6.83%3.76%-2.36%13.42%-6.04%-6.89%5.39%6.87%-5.91%34.22%-4.32%-7.40%18.03%
2021-15.93%8.01%3.71%9.68%11.12%-4.11%3.61%8.58%2.11%1.11%-27.59%17.18%8.47%

Benchmark Metrics

FirstCash, Inc. has an annualized alpha of 18.96%, beta of 0.74, and R2 of 0.09 versus S&P 500 Index. Calculated based on daily prices since August 17, 1992.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (93.05%) than losses (59.55%) - typical of diversified or defensive assets.
  • R2 of 0.09 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
18.96%
Beta
0.74
0.09
Upside Capture
93.05%
Downside Capture
59.55%

Return for Risk

Risk / Return Rank

FCFS ranks 93 for risk / return — in the top 93% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


FCFS Risk / Return Rank: 9393
Overall Rank
FCFS Sharpe Ratio Rank: 9494
Sharpe Ratio Rank
FCFS Sortino Ratio Rank: 9090
Sortino Ratio Rank
FCFS Omega Ratio Rank: 9292
Omega Ratio Rank
FCFS Calmar Ratio Rank: 9494
Calmar Ratio Rank
FCFS Martin Ratio Rank: 9797
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


FCFSBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

+0.62

Sortino ratioReturn per unit of downside risk

+0.33

Omega ratioGain probability vs. loss probability

1.44

1.37

+0.07

Calmar ratioReturn relative to maximum drawdown

6.18

2.78

+3.40

Martin ratioReturn relative to average drawdown

25.39

12.44

+12.95

Dividends

Dividend History

FirstCash, Inc. provided a 0.73% dividend yield over the last twelve months, with an annual payout of $1.68 per share. The company has been increasing its dividends for 9 consecutive years.


1.00%1.10%1.20%1.30%1.40%1.50%1.60%$0.00$0.50$1.00$1.502016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM2025202420232022202120202019201820172016
Dividend$1.68$1.60$1.46$1.36$1.26$1.17$1.08$1.02$0.91$0.77$0.57

Dividend yield

0.73%1.00%1.41%1.25%1.45%1.56%1.54%1.27%1.26%1.14%1.20%

Monthly Dividends

The table displays the monthly dividend distributions for FirstCash, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.42$0.00$0.00$0.42$0.00$0.84
2025$0.00$0.38$0.00$0.00$0.38$0.00$0.00$0.42$0.00$0.00$0.42$0.00$1.60
2024$0.00$0.35$0.00$0.00$0.35$0.00$0.00$0.38$0.00$0.00$0.38$0.00$1.46
2023$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.35$0.00$0.00$0.35$0.00$1.36
2022$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.33$0.00$0.00$0.33$0.00$1.26
2021$0.00$0.27$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.17

Dividend Yield & Payout


Dividend Yield

FirstCash, Inc. has a dividend yield of 0.73%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

FirstCash, Inc. has a payout ratio of 15.21%, which is below the market average. This means FirstCash, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the FirstCash, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the FirstCash, Inc. was 90.26%, occurring on Nov 15, 2000. Recovery took 663 trading sessions.

The current FirstCash, Inc. drawdown is 1.58%.


Related event

Drawdown

Fall

Recovery

Underwater

Dot-com crash2000–2002
-90.26%Nov 2000
2y 3mo2y 8mo
4y 11moJul 1998 - Jul 2003
Financial crisis2007–2009
-71.13%Mar 2008
1y 2mo2y 6mo
3y 9moDec 2006 - Sep 2010
1995 bear market1995
-58.48%Apr 1995
2y 4mo2y 5mo
4y 9moDec 1992 - Sep 1997
2016 bear market2016
-52.47%Jan 2016
2y 1mo1y 8mo
3y 9moDec 2013 - Sep 2017
2020 bear market2020
-50.16%Oct 2020
1y 3mo2y 5mo
3y 9moJul 2019 - Apr 2023

Drawdown Indicators


FCFSBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-90.26%

-56.78%

-33.48%

Max Drawdown (1Y)

Largest decline over 1 year

-12.75%

-9.10%

-3.65%

Max Drawdown (3Y)

Largest decline over 3 years

-23.38%

-18.90%

-4.48%

Max Drawdown (5Y)

Largest decline over 5 years

-35.70%

-25.43%

-10.27%

Max Drawdown (10Y)

Largest decline over 10 years

-50.16%

-33.92%

-16.24%

Current Drawdown

Current decline from peak

-1.58%

-1.80%

+0.22%

Average Drawdown

Average peak-to-trough decline

-24.23%

-10.71%

-13.52%

Ulcer Index

Depth and duration of drawdowns from previous peaks

3.10%

2.03%

+1.07%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of FirstCash, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how FirstCash, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FCFS, comparing it with other companies in the Credit Services industry. Currently, FCFS has a P/E ratio of 21.7. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FCFS compared to other companies in the Credit Services industry. FCFS currently has a PEG ratio of 0.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FCFS relative to other companies in the Credit Services industry. Currently, FCFS has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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