- ISIN
- US33767D1054
- CUSIP
- 33767D105
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Apr 25, 1991
Highlights
- EPS (TTM)
- $10.56
- PE Ratio
- 21.67
- PEG Ratio
- 0.77
- Total Revenue (TTM)
- $3.88B
- Gross Profit (TTM)
- $2.47B
- EBITDA (TTM)
- $957.95M
- Year Range
- $119.21 - $235.97
- Target Price
- $217.00
- ROA (TTM)
- 6.61%
- ROE (TTM)
- 15.43%
Share Price Chart
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Performance
FCFS Performance Chart
FirstCash, Inc. (FCFS) is up 44.2% since the beginning of the year. At $229 per share, FCFS is trading 3.0% below its 52-week high of $236. Investors who bought $1,000 worth of FCFS shares 5 years ago would now be looking at an investment worth $3,070.
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Returns By Period
FirstCash, Inc. (FCFS) has returned 44.21% so far this year and 78.41% over the past 12 months. Looking at the last ten years, FCFS has achieved an annualized return of 18.18%, outperforming the S&P 500 Index benchmark, which averaged 13.88% per year.
FirstCash, Inc.
- 1D
- 0.81%
- 1M
- 0.57%
- YTD
- 44.21%
- 6M
- 41.64%
- 1Y
- 78.41%
- 3Y*
- 36.75%
- 5Y*
- 25.15%
- 10Y*
- 18.18%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.15%
- 1Y
- 24.03%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
FCFS Monthly Returns History
Based on dividend-adjusted daily data since Aug 17, 1992, FCFS's average daily return is +0.10%, while the average monthly return is +1.80%. At this rate, an investment would double in approximately 3.2 years.
Historically, 55% of months were positive and 45% were negative. The best month was Feb 1996 with a return of +49.1%, while the worst month was Jan 2008 at -31.8%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 9 months.
On a daily basis, FCFS closed higher 47% of trading days. The best single day was Feb 15, 1996 with a return of +27.9%, while the worst single day was Jan 23, 2008 at -34.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 6.98% | 13.33% | -2.48% | 16.07% | 0.96% | 4.08% | 44.21% | ||||||
| 2025 | 5.36% | 3.20% | 7.16% | 11.34% | -4.23% | 5.65% | -1.37% | 10.82% | 7.57% | 0.05% | 0.21% | 0.61% | 55.68% |
| 2024 | 5.89% | 0.06% | 11.39% | -11.42% | 4.68% | -11.06% | 6.41% | 7.96% | -4.41% | -9.87% | 5.58% | -4.83% | -3.20% |
| 2023 | 6.06% | -3.91% | 8.07% | 8.03% | -4.05% | -5.29% | 2.09% | -5.91% | 12.38% | 8.51% | 3.16% | -3.22% | 26.45% |
| 2022 | -6.83% | 3.76% | -2.36% | 13.42% | -6.04% | -6.89% | 5.39% | 6.87% | -5.91% | 34.22% | -4.32% | -7.40% | 18.03% |
| 2021 | -15.93% | 8.01% | 3.71% | 9.68% | 11.12% | -4.11% | 3.61% | 8.58% | 2.11% | 1.11% | -27.59% | 17.18% | 8.47% |
Benchmark Metrics
FirstCash, Inc. has an annualized alpha of 18.96%, beta of 0.74, and R2 of 0.09 versus S&P 500 Index. Calculated based on daily prices since August 17, 1992.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (93.05%) than losses (59.55%) - typical of diversified or defensive assets.
- R2 of 0.09 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 18.96%
- Beta
- 0.74
- R²
- 0.09
- Upside Capture
- 93.05%
- Downside Capture
- 59.55%
Return for Risk
Risk / Return Rank
FCFS ranks 93 for risk / return — in the top 93% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FCFS | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.62 | ||
| Sortino ratioReturn per unit of downside risk | +0.33 | ||
| Omega ratioGain probability vs. loss probability | 1.44 | 1.37 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 6.18 | 2.78 | +3.40 |
| Martin ratioReturn relative to average drawdown | 25.39 | 12.44 | +12.95 |
Dividends
Dividend History
FirstCash, Inc. provided a 0.73% dividend yield over the last twelve months, with an annual payout of $1.68 per share. The company has been increasing its dividends for 9 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.68 | $1.60 | $1.46 | $1.36 | $1.26 | $1.17 | $1.08 | $1.02 | $0.91 | $0.77 | $0.57 |
Dividend yield | 0.73% | 1.00% | 1.41% | 1.25% | 1.45% | 1.56% | 1.54% | 1.27% | 1.26% | 1.14% | 1.20% |
Monthly Dividends
The table displays the monthly dividend distributions for FirstCash, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.42 | $0.00 | $0.00 | $0.42 | $0.00 | $0.84 | ||||||
| 2025 | $0.00 | $0.38 | $0.00 | $0.00 | $0.38 | $0.00 | $0.00 | $0.42 | $0.00 | $0.00 | $0.42 | $0.00 | $1.60 |
| 2024 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.38 | $0.00 | $0.00 | $0.38 | $0.00 | $1.46 |
| 2023 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $1.36 |
| 2022 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $1.26 |
| 2021 | $0.00 | $0.27 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $1.17 |
Dividend Yield & Payout
Dividend Yield
FirstCash, Inc. has a dividend yield of 0.73%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
FirstCash, Inc. has a payout ratio of 15.21%, which is below the market average. This means FirstCash, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the FirstCash, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the FirstCash, Inc. was 90.26%, occurring on Nov 15, 2000. Recovery took 663 trading sessions.
The current FirstCash, Inc. drawdown is 1.58%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Dot-com crash2000–2002 | -90.26%Nov 2000 | 2y 3mo | 2y 8mo | 4y 11moJul 1998 - Jul 2003 |
Financial crisis2007–2009 | -71.13%Mar 2008 | 1y 2mo | 2y 6mo | 3y 9moDec 2006 - Sep 2010 |
1995 bear market1995 | -58.48%Apr 1995 | 2y 4mo | 2y 5mo | 4y 9moDec 1992 - Sep 1997 |
2016 bear market2016 | -52.47%Jan 2016 | 2y 1mo | 1y 8mo | 3y 9moDec 2013 - Sep 2017 |
2020 bear market2020 | -50.16%Oct 2020 | 1y 3mo | 2y 5mo | 3y 9moJul 2019 - Apr 2023 |
Drawdown Indicators
| FCFS | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.26% | -56.78% | -33.48% |
Max Drawdown (1Y)Largest decline over 1 year | -12.75% | -9.10% | -3.65% |
Max Drawdown (3Y)Largest decline over 3 years | -23.38% | -18.90% | -4.48% |
Max Drawdown (5Y)Largest decline over 5 years | -35.70% | -25.43% | -10.27% |
Max Drawdown (10Y)Largest decline over 10 years | -50.16% | -33.92% | -16.24% |
Current DrawdownCurrent decline from peak | -1.58% | -1.80% | +0.22% |
Average DrawdownAverage peak-to-trough decline | -24.23% | -10.71% | -13.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.10% | 2.03% | +1.07% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of FirstCash, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how FirstCash, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for FCFS, comparing it with other companies in the Credit Services industry. Currently, FCFS has a P/E ratio of 21.7. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for FCFS compared to other companies in the Credit Services industry. FCFS currently has a PEG ratio of 0.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for FCFS relative to other companies in the Credit Services industry. Currently, FCFS has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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