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FirstCash, Inc. (FCFS)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US33767D1054

CUSIP

33767D105

IPO Date

Apr 25, 1991

Highlights

Market Cap

$5.68B

EPS (TTM)

$6.20

PE Ratio

20.43

PEG Ratio

2.28

Total Revenue (TTM)

$3.39B

Gross Profit (TTM)

$1.63B

EBITDA (TTM)

$879.03M

Year Range

$99.62 - $135.17

Target Price

$147.00

Short %

1.51%

Short Ratio

1.06

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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S&P 500

Returns By Period

FirstCash, Inc. (FCFS) returned 23.58% year-to-date (YTD) and 11.12% over the past 12 months. Over the past 10 years, FCFS delivered an annualized return of 12.26%, outperforming the S&P 500 benchmark at 10.84%.


FCFS

YTD

23.58%

1M

-4.38%

6M

17.81%

1Y

11.12%

3Y*

21.59%

5Y*

14.42%

10Y*

12.26%

^GSPC (Benchmark)

YTD

0.52%

1M

6.32%

6M

-1.44%

1Y

12.25%

3Y*

12.45%

5Y*

14.20%

10Y*

10.84%

*Annualized

Monthly Returns

The table below presents the monthly returns of FCFS, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20255.36%3.20%7.16%11.34%-4.74%23.58%
20245.89%0.06%11.39%-11.42%4.68%-11.06%6.41%7.96%-4.41%-9.87%5.58%-4.83%-3.20%
20236.06%-3.91%8.07%8.03%-4.05%-5.29%2.09%-5.91%12.38%8.51%3.16%-3.22%26.45%
2022-6.83%3.76%-2.36%13.42%-6.04%-6.89%5.39%6.87%-5.91%34.22%-4.33%-7.40%18.02%
2021-15.93%8.01%3.71%9.68%11.12%-4.11%3.61%8.58%2.11%1.11%-27.59%17.18%8.48%
20207.86%-11.27%-6.73%0.14%-2.49%-3.28%-14.58%4.11%-4.25%-9.04%23.99%9.03%-11.74%
201913.93%6.66%-1.32%12.92%-2.77%5.60%0.62%-1.65%-7.15%-7.94%-3.89%-0.26%12.72%
20188.38%1.12%10.24%6.71%4.93%-0.99%-9.63%0.40%0.86%-1.95%11.10%-18.75%8.48%
2017-9.15%4.31%10.82%5.70%3.64%8.67%-0.26%1.27%7.58%1.11%5.89%0.07%45.56%
2016-5.16%19.15%9.22%-0.72%-4.19%17.49%-0.04%1.05%-8.97%0.26%-2.36%2.40%27.13%
2015-10.69%-3.18%-3.37%3.91%-3.62%-2.15%-10.79%1.48%-2.93%-4.77%1.94%-3.75%-32.76%
2014-20.54%7.51%-4.49%-3.35%7.69%9.65%-2.05%2.39%-3.08%5.54%-2.20%-3.65%-9.98%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of FCFS is 62, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FCFS is 6262
Overall Rank
The Sharpe Ratio Rank of FCFS is 6868
Sharpe Ratio Rank
The Sortino Ratio Rank of FCFS is 5656
Sortino Ratio Rank
The Omega Ratio Rank of FCFS is 5454
Omega Ratio Rank
The Calmar Ratio Rank of FCFS is 6767
Calmar Ratio Rank
The Martin Ratio Rank of FCFS is 6565
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

FirstCash, Inc. Sharpe ratios as of May 30, 2025 (values are recalculated daily):

  • 1-Year: 0.45
  • 5-Year: 0.47
  • 10-Year: 0.39
  • All Time: 0.33

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of FirstCash, Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

FirstCash, Inc. provided a 1.19% dividend yield over the last twelve months, with an annual payout of $1.52 per share. The company has been increasing its dividends for 8 consecutive years.


1.10%1.20%1.30%1.40%1.50%1.60%$0.00$0.50$1.00$1.50201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM202420232022202120202019201820172016
Dividend$1.52$1.46$1.36$1.26$1.17$1.08$1.02$0.91$0.77$0.57

Dividend yield

1.19%1.41%1.25%1.45%1.56%1.54%1.27%1.26%1.14%1.20%

Monthly Dividends

The table displays the monthly dividend distributions for FirstCash, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.38$0.00$0.00$0.38$0.76
2024$0.00$0.35$0.00$0.00$0.35$0.00$0.00$0.38$0.00$0.00$0.38$0.00$1.46
2023$0.00$0.33$0.00$0.00$0.33$0.00$0.00$0.35$0.00$0.00$0.35$0.00$1.36
2022$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.33$0.00$0.00$0.33$0.00$1.26
2021$0.00$0.27$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.17
2020$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.00$1.08
2019$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.27$0.00$1.02
2018$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.25$0.00$0.91
2017$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.20$0.00$0.77
2016$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.19$0.00$0.57

Dividend Yield & Payout


Dividend Yield

FirstCash, Inc. has a dividend yield of 1.19%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

FirstCash, Inc. has a payout ratio of 21.02%, which is below the market average. This means FirstCash, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the FirstCash, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the FirstCash, Inc. was 90.26%, occurring on Nov 15, 2000. Recovery took 663 trading sessions.

The current FirstCash, Inc. drawdown is 5.86%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-90.26%Jul 22, 1998584Nov 15, 2000663Jul 14, 20031247
-71.13%Dec 29, 2006299Mar 10, 2008642Sep 24, 2010941
-63.16%May 26, 1992724Apr 18, 1995620Oct 7, 19971344
-52.47%Dec 2, 2013543Jan 28, 2016418Sep 25, 2017961
-50.16%Jul 25, 2019322Oct 30, 2020625Apr 27, 2023947
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of FirstCash, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of FirstCash, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 19.1% positive surprise.


0.501.001.502.0020212022202320242025
2.07
1.74
Actual
Estimate

Valuation

The Valuation section provides an overview of how FirstCash, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FCFS, comparing it with other companies in the Credit Services industry. Currently, FCFS has a P/E ratio of 20.4. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FCFS compared to other companies in the Credit Services industry. FCFS currently has a PEG ratio of 2.3. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FCFS relative to other companies in the Credit Services industry. Currently, FCFS has a P/S ratio of 1.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FCFS in comparison with other companies in the Credit Services industry. Currently, FCFS has a P/B value of 2.7. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items