FCFS vs. GDOT

Last updated Apr 1, 2026

Compare and contrast key facts about FirstCash, Inc. (FCFS) and Green Dot Corporation (GDOT).

Performance

FCFS vs. GDOT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in FirstCash, Inc. (FCFS) and Green Dot Corporation (GDOT). The values are adjusted to include any dividend payments, if applicable.

FCFS vs. GDOT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
FCFS FirstCash, Inc.	18.23%	55.68%	-3.20%	26.45%	18.03%	8.47%	-11.74%	12.72%	8.48%	45.56%
GDOT Green Dot Corporation	-12.41%	20.39%	7.47%	-37.42%	-56.35%	-35.05%	139.48%	-70.70%	31.96%	155.88%

Fundamentals

EPS FCFS : $11.02 GDOT : -$1.79
PS Ratio FCFS : 1.54 GDOT : 0.30
Total Revenue (TTM) FCFS : $3.66B GDOT : $2.08B
Gross Profit (TTM) FCFS : $2.37B GDOT : $452.99M
EBITDA (TTM) FCFS : $845.51M GDOT : $92.12M

Returns By Period

In the year-to-date period, FCFS achieves a 18.23% return, which is significantly higher than GDOT's -12.41% return. Over the past 10 years, FCFS has outperformed GDOT with an annualized return of 16.91%, while GDOT has yielded a comparatively lower -7.01% annualized return.

FCFS

• 1D: -1.86%
• 1M: -2.48%
• YTD: 18.23%
• 6M: 19.26%
• 1Y: 57.97%
• 3Y*: 26.94%
• 5Y*: 24.32%
• 10Y*: 16.91%

GDOT

• 1D: 0.45%
• 1M: -2.94%
• YTD: -12.41%
• 6M: -16.46%
• 1Y: 32.94%
• 3Y*: -13.24%
• 5Y*: -24.91%
• 10Y*: -7.01%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

FCFS vs. GDOT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FCFS

FCFS Risk / Return Rank: 92
FCFS Sharpe Ratio Rank: 91
FCFS Sortino Ratio Rank: 89
FCFS Omega Ratio Rank: 89
FCFS Calmar Ratio Rank: 93
FCFS Martin Ratio Rank: 96

GDOT

GDOT Risk / Return Rank: 65
GDOT Sharpe Ratio Rank: 61
GDOT Sortino Ratio Rank: 70
GDOT Omega Ratio Rank: 65
GDOT Calmar Ratio Rank: 65
GDOT Martin Ratio Rank: 62

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FCFS vs. GDOT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and Green Dot Corporation (GDOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	FCFS	GDOT	Difference
Sharpe ratio Return per unit of total volatility	2.07	0.55	+1.52
Sortino ratio Return per unit of downside risk	2.76	1.58	+1.18
Omega ratio Gain probability vs. loss probability	1.37	1.19	+0.19
Calmar ratio Return relative to maximum drawdown	4.65	1.11	+3.54
Martin ratio Return relative to average drawdown	17.09	2.12	+14.97
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

FCFS vs. GDOT - Sharpe Ratio Comparison

The current FCFS Sharpe Ratio is 2.07, which is higher than the GDOT Sharpe Ratio of 0.55. The chart below compares the historical Sharpe Ratios of FCFS and GDOT, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	FCFS	GDOT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.07	0.55	+1.52
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.84	-0.49	+1.33
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.56	-0.13	+0.69
Sharpe Ratio (All Time) Calculated using the full available price history	0.33	-0.16	+0.49

Correlation

The correlation between FCFS and GDOT is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

FCFS vs. GDOT - Dividend Comparison

FCFS's dividend yield for the trailing twelve months is around 0.87%, while GDOT has not paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
FCFS FirstCash, Inc.	0.87%	1.00%	1.41%	1.25%	1.45%	1.56%	1.54%	1.27%	1.26%	1.14%	1.20%
GDOT Green Dot Corporation	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

FCFS vs. GDOT - Drawdown Comparison

The maximum FCFS drawdown since its inception was -90.26%, roughly equal to the maximum GDOT drawdown of -93.17%. Use the drawdown chart below to compare losses from any high point for FCFS and GDOT.

Drawdown Indicators

	FCFS	GDOT	Difference
Max Drawdown Largest peak-to-trough decline	-90.26%	-93.17%	+2.91%
Max Drawdown (1Y) Largest decline over 1 year	-12.75%	-30.95%	+18.20%
Max Drawdown (5Y) Largest decline over 5 years	-35.70%	-88.43%	+52.73%
Max Drawdown (10Y) Largest decline over 10 years	-50.16%	-93.17%	+43.01%
Current Drawdown Current decline from peak	-4.61%	-87.91%	+83.30%
Average Drawdown Average peak-to-trough decline	-24.37%	-59.93%	+35.56%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.47%	16.15%	-12.68%

Volatility

FCFS vs. GDOT - Volatility Comparison

The current volatility for FirstCash, Inc. (FCFS) is 8.03%, while Green Dot Corporation (GDOT) has a volatility of 10.90%. This indicates that FCFS experiences smaller price fluctuations and is considered to be less risky than GDOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FCFS	GDOT	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.03%	10.90%	-2.87%
Volatility (6M) Calculated over the trailing 6-month period	19.70%	23.06%	-3.36%
Volatility (1Y) Calculated over the trailing 1-year period	28.14%	60.47%	-32.33%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	29.20%	51.18%	-21.98%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	30.45%	52.39%	-21.94%

Financials

FCFS vs. GDOT - Profitability Comparison

The chart below illustrates the profitability comparison between FirstCash, Inc. and Green Dot Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

FCFS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, FirstCash, Inc. reported a gross profit of 1.06B and revenue of 1.06B. Therefore, the gross margin over that period was 99.9%.

GDOT - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Green Dot Corporation reported a gross profit of 0.00 and revenue of 522.62M. Therefore, the gross margin over that period was 0.0%.

FCFS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, FirstCash, Inc. reported an operating income of 797.52M and revenue of 1.06B, resulting in an operating margin of 75.4%.

GDOT - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Green Dot Corporation reported an operating income of -27.65M and revenue of 522.62M, resulting in an operating margin of -5.3%.

FCFS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, FirstCash, Inc. reported a net income of 104.17M and revenue of 1.06B, resulting in a net margin of 9.8%.

GDOT - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Green Dot Corporation reported a net income of -46.82M and revenue of 522.62M, resulting in a net margin of -9.0%.