JFIN vs. GDE
JFIN (Jiayin Group Inc.) is a stock, while GDE (WisdomTree Efficient Gold Plus Equity Strategy Fund) is Gold fund actively managed by WisdomTree. Over the past 3 years, JFIN returned -9.23%/yr vs 46.68%/yr for GDE. At a 0.20 correlation, their price movements are largely independent.
Performance
JFIN vs. GDE - Performance Comparison
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Returns By Period
In the year-to-date period, JFIN achieves a -30.52% return, which is significantly lower than GDE's 9.79% return.
JFIN
- 1D
- -3.36%
- 1M
- -18.09%
- YTD
- -30.52%
- 6M
- -41.93%
- 1Y
- -72.24%
- 3Y*
- -9.23%
- 5Y*
- -4.18%
- 10Y*
- —
GDE
- 1D
- -1.35%
- 1M
- 1.88%
- YTD
- 9.79%
- 6M
- 11.87%
- 1Y
- 53.13%
- 3Y*
- 46.68%
- 5Y*
- —
- 10Y*
- —
JFIN vs. GDE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
JFIN Jiayin Group Inc. | -30.52% | -4.67% | 41.43% | 152.71% | 2.22% |
GDE WisdomTree Efficient Gold Plus Equity Strategy Fund | 9.79% | 73.76% | 44.79% | 33.85% | -18.67% |
Correlation
The correlation between JFIN and GDE is 0.26, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.26 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.18 |
Correlation (All Time) Calculated using the full available price history since Mar 18, 2022 | 0.20 |
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Return for Risk
JFIN vs. GDE — Risk / Return Rank
JFIN
GDE
JFIN vs. GDE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Jiayin Group Inc. (JFIN) and WisdomTree Efficient Gold Plus Equity Strategy Fund (GDE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| JFIN | GDE | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -1.32 | 1.88 | -3.20 |
Sortino ratioReturn per unit of downside risk | -2.74 | 2.32 | -5.06 |
Omega ratioGain probability vs. loss probability | 0.71 | 1.34 | -0.63 |
Calmar ratioReturn relative to maximum drawdown | -0.93 | 2.36 | -3.28 |
Martin ratioReturn relative to average drawdown | -1.33 | 7.34 | -8.67 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| JFIN | GDE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -1.32 | 1.88 | -3.20 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.06 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.12 | 1.15 | -1.27 |
Drawdowns
JFIN vs. GDE - Drawdown Comparison
The maximum JFIN drawdown since its inception was -92.53%, which is greater than GDE's maximum drawdown of -32.01%. Use the drawdown chart below to compare losses from any high point for JFIN and GDE.
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Drawdown Indicators
| JFIN | GDE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.53% | -32.01% | -60.52% |
Max Drawdown (1Y)Largest decline over 1 year | -78.07% | -22.66% | -55.41% |
Max Drawdown (3Y)Largest decline over 3 years | -78.07% | -22.66% | -55.41% |
Max Drawdown (5Y)Largest decline over 5 years | -78.07% | — | — |
Current DrawdownCurrent decline from peak | -77.69% | -11.17% | -66.52% |
Average DrawdownAverage peak-to-trough decline | -69.62% | -7.88% | -61.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 54.48% | 7.26% | +47.22% |
Volatility
JFIN vs. GDE - Volatility Comparison
Jiayin Group Inc. (JFIN) has a higher volatility of 16.88% compared to WisdomTree Efficient Gold Plus Equity Strategy Fund (GDE) at 6.65%. This indicates that JFIN's price experiences larger fluctuations and is considered to be riskier than GDE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JFIN | GDE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.88% | 6.65% | +10.23% |
Volatility (6M)Calculated over the trailing 6-month period | 38.27% | 24.24% | +14.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 54.89% | 28.39% | +26.50% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 71.85% | 26.12% | +45.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 115.44% | 26.12% | +89.32% |
Dividends
JFIN vs. GDE - Dividend Comparison
JFIN's dividend yield for the trailing twelve months is around 19.85%, more than GDE's 3.94% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
GDE WisdomTree Efficient Gold Plus Equity Strategy Fund | 3.94% | 4.32% | 7.14% | 2.22% | 0.81% |
JFIN Jiayin Group Inc. | 19.85% | 13.79% | 14.13% | 15.06% | 0.00% |
Frequently Asked Questions
JFIN and GDE have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
JFIN has higher volatility (16.88%) compared to GDE (6.65%). In terms of maximum drawdown, JFIN dropped -92.53% vs GDE's -32.01%.
GDE currently has the higher Sharpe Ratio (1.88 vs -1.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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