JFIN vs. GDE
JFIN (Jiayin Group Inc.) is a stock, while GDE (WisdomTree Efficient Gold Plus Equity Strategy Fund) is Gold fund actively managed by WisdomTree. Over the past 3 years, JFIN returned -8.42%/yr vs 42.22%/yr for GDE. At a 0.20 correlation, their price movements are largely independent.
Performance
JFIN vs. GDE - Performance Comparison
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Returns By Period
In the year-to-date period, JFIN achieves a -49.14% return, which is significantly lower than GDE's 2.09% return.
JFIN
- 1D
- 1.03%
- 1M
- -27.16%
- 6M
- -57.37%
- YTD
- -49.14%
- 1Y
- -82.67%
- 3Y*
- -8.42%
- 5Y*
- -4.39%
- 10Y*
- —
GDE
- 1D
- 0.10%
- 1M
- -1.04%
- 6M
- -3.13%
- YTD
- 2.09%
- 1Y
- 36.96%
- 3Y*
- 42.22%
- 5Y*
- —
- 10Y*
- —
JFIN vs. GDE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
JFIN Jiayin Group Inc. | -49.14% | -4.67% | 41.43% | 152.71% | 8.49% |
GDE WisdomTree Efficient Gold Plus Equity Strategy Fund | 2.09% | 73.76% | 44.79% | 33.85% | -8.58% |
Correlation
The correlation between JFIN and GDE is 0.23, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.23 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.19 |
Correlation (All Time) Calculated using the full available price history since Mar 17, 2022 | 0.20 |
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Return for Risk
JFIN vs. GDE — Risk / Return Rank
JFIN
GDE
JFIN vs. GDE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Jiayin Group Inc. (JFIN) and WisdomTree Efficient Gold Plus Equity Strategy Fund (GDE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| JFIN | GDE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.65 | ||
| Sortino ratioReturn per unit of downside risk | -4.83 | ||
| Omega ratioGain probability vs. loss probability | 0.61 | 1.23 | -0.62 |
| Calmar ratioReturn relative to maximum drawdown | -0.99 | 1.66 | -2.66 |
| Martin ratioReturn relative to average drawdown | -1.40 | 4.12 | -5.52 |
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Drawdowns
JFIN vs. GDE - Drawdown Comparison
The maximum JFIN drawdown since its inception was -92.53%, which is greater than GDE's maximum drawdown of -32.01%. Use the drawdown chart below to compare losses from any high point for JFIN and GDE.
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Drawdown Indicators
| JFIN | GDE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.53% | -32.01% | -60.52% |
Max Drawdown (1Y)Largest decline over 1 year | -83.93% | -22.66% | -61.27% |
Max Drawdown (3Y)Largest decline over 3 years | -84.22% | -22.66% | -61.56% |
Max Drawdown (5Y)Largest decline over 5 years | -84.22% | — | — |
Current DrawdownCurrent decline from peak | -83.67% | -17.40% | -66.27% |
Average DrawdownAverage peak-to-trough decline | -69.74% | -8.10% | -61.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 59.47% | 9.13% | +50.34% |
Volatility
JFIN vs. GDE - Volatility Comparison
Jiayin Group Inc. (JFIN) has a higher volatility of 36.70% compared to WisdomTree Efficient Gold Plus Equity Strategy Fund (GDE) at 10.16%. This indicates that JFIN's price experiences larger fluctuations and is considered to be riskier than GDE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JFIN | GDE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 36.70% | 10.16% | +26.54% |
Volatility (6M)Calculated over the trailing 6-month period | 50.07% | 26.07% | +24.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 59.08% | 30.49% | +28.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 72.60% | 27.09% | +45.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 116.55% | 27.09% | +89.46% |
Dividends
JFIN vs. GDE - Dividend Comparison
JFIN's dividend yield for the trailing twelve months is around 27.12%, more than GDE's 4.23% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
GDE WisdomTree Efficient Gold Plus Equity Strategy Fund | 4.23% | 4.32% | 7.14% | 2.22% | 0.81% |
JFIN Jiayin Group Inc. | 27.12% | 13.79% | 14.13% | 15.06% | 0.00% |
Frequently Asked Questions
JFIN and GDE have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
JFIN has higher volatility (36.70%) compared to GDE (10.16%). In terms of maximum drawdown, JFIN dropped -92.53% vs GDE's -32.01%.
GDE currently has the higher Sharpe Ratio (1.24 vs -1.41), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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