FCFS vs. EZPW
FCFS (FirstCash, Inc.) and EZPW (EZCORP, Inc.) are both stocks. Both operate in the Credit Services industry within the Financial Services sector. Over the past 10 years, FCFS returned 18.22%/yr vs 16.46%/yr for EZPW. At a 0.28 correlation, their price movements are largely independent.
Performance
FCFS vs. EZPW - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, FCFS achieves a 31.83% return, which is significantly lower than EZPW's 59.94% return. Over the past 10 years, FCFS has outperformed EZPW with an annualized return of 18.22%, while EZPW has yielded a comparatively lower 16.46% annualized return.
FCFS
- 1D
- -2.11%
- 1M
- -4.68%
- YTD
- 31.83%
- 6M
- 30.78%
- 1Y
- 64.99%
- 3Y*
- 29.37%
- 5Y*
- 22.30%
- 10Y*
- 18.22%
EZPW
- 1D
- 0.32%
- 1M
- -4.02%
- YTD
- 59.94%
- 6M
- 54.37%
- 1Y
- 134.42%
- 3Y*
- 54.27%
- 5Y*
- 32.87%
- 10Y*
- 16.46%
FCFS vs. EZPW - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 31.83% | 55.68% | -3.20% | 26.45% | 18.03% | 8.47% | -11.74% | 12.72% | 8.48% | 45.56% |
EZPW EZCORP, Inc. | 59.94% | 58.92% | 39.82% | 7.24% | 10.58% | 53.86% | -29.77% | -11.77% | -36.64% | 14.55% |
Correlation
The correlation between FCFS and EZPW is 0.54, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.54 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.48 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.45 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.44 |
Correlation (All Time) Calculated using the full available price history since Aug 18, 1992 | 0.28 |
Over the past year, FCFS and EZPW have become more correlated (0.54) than their long-term average of 0.28, meaning their price movements have been converging.
Fundamentals
FCFS:
$10.56
EZPW:
$1.76
FCFS:
19.81
EZPW:
17.63
FCFS:
0.70
EZPW:
0.12
FCFS:
1.81
EZPW:
1.75
FCFS:
$3.88B
EZPW:
$1.48B
FCFS:
$2.47B
EZPW:
$865.21M
FCFS:
$957.95M
EZPW:
$256.16M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FCFS vs. EZPW — Risk / Return Rank
FCFS
EZPW
FCFS vs. EZPW - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and EZCORP, Inc. (EZPW). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCFS | EZPW | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.32 | 4.07 | -1.75 |
Sortino ratioReturn per unit of downside risk | 2.88 | 4.78 | -1.90 |
Omega ratioGain probability vs. loss probability | 1.40 | 1.61 | -0.21 |
Calmar ratioReturn relative to maximum drawdown | 5.11 | 12.29 | -7.18 |
Martin ratioReturn relative to average drawdown | 22.09 | 33.48 | -11.39 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| FCFS | EZPW | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.32 | 4.07 | -1.75 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.77 | 0.97 | -0.21 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.60 | 0.42 | +0.18 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.34 | 0.11 | +0.23 |
Drawdowns
FCFS vs. EZPW - Drawdown Comparison
The maximum FCFS drawdown since its inception was -90.26%, smaller than the maximum EZPW drawdown of -97.28%. Use the drawdown chart below to compare losses from any high point for FCFS and EZPW.
Loading charts...
Drawdown Indicators
| FCFS | EZPW | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.26% | -97.28% | +7.02% |
Max Drawdown (1Y)Largest decline over 1 year | -12.75% | -10.65% | -2.10% |
Max Drawdown (3Y)Largest decline over 3 years | -23.38% | -20.51% | -2.87% |
Max Drawdown (5Y)Largest decline over 5 years | -35.70% | -35.94% | +0.24% |
Max Drawdown (10Y)Largest decline over 10 years | -50.16% | -76.59% | +26.43% |
Current DrawdownCurrent decline from peak | -10.03% | -18.41% | +8.38% |
Average DrawdownAverage peak-to-trough decline | -24.26% | -59.13% | +34.87% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.95% | 3.91% | -0.96% |
Volatility
FCFS vs. EZPW - Volatility Comparison
The current volatility for FirstCash, Inc. (FCFS) is 7.44%, while EZCORP, Inc. (EZPW) has a volatility of 11.16%. This indicates that FCFS experiences smaller price fluctuations and is considered to be less risky than EZPW based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FCFS | EZPW | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.44% | 11.16% | -3.72% |
Volatility (6M)Calculated over the trailing 6-month period | 18.44% | 24.85% | -6.41% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.12% | 33.25% | -5.13% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.27% | 33.93% | -4.66% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.49% | 39.25% | -8.76% |
Dividends
FCFS vs. EZPW - Dividend Comparison
FCFS's dividend yield for the trailing twelve months is around 0.80%, while EZPW has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
EZPW EZCORP, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FCFS FirstCash, Inc. | 0.80% | 1.00% | 1.41% | 1.25% | 1.45% | 1.56% | 1.54% | 1.27% | 1.26% | 1.14% | 1.20% |
Financials
FCFS vs. EZPW - Financials Comparison
This section allows you to compare key financial metrics between FirstCash, Inc. and EZCORP, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FCFS vs. EZPW - Profitability Comparison
FCFS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, FirstCash, Inc. reported a gross profit of 1.05B and revenue of 1.05B. Therefore, the gross margin over that period was 99.9%.
EZPW - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported a gross profit of 260.04M and revenue of 446.88M. Therefore, the gross margin over that period was 58.2%.
FCFS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, FirstCash, Inc. reported an operating income of 781.38M and revenue of 1.05B, resulting in an operating margin of 74.3%.
EZPW - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported an operating income of 67.84M and revenue of 446.88M, resulting in an operating margin of 15.2%.
FCFS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, FirstCash, Inc. reported a net income of 107.70M and revenue of 1.05B, resulting in a net margin of 10.2%.
EZPW - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported a net income of 49.10M and revenue of 446.88M, resulting in a net margin of 11.0%.
Frequently Asked Questions
FCFS and EZPW have a correlation of 0.54, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
EZPW has higher volatility (11.16%) compared to FCFS (7.44%). In terms of maximum drawdown, FCFS dropped -90.26% vs EZPW's -97.28%.
EZPW currently has the higher Sharpe Ratio (4.07 vs 2.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FCFS and EZPW
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer