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FCFS vs. EZPW
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

FCFS vs. EZPW - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in FirstCash, Inc. (FCFS) and EZCORP, Inc. (EZPW). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, FCFS achieves a 28.53% return, which is significantly lower than EZPW's 53.30% return. Over the past 10 years, FCFS has outperformed EZPW with an annualized return of 16.49%, while EZPW has yielded a comparatively lower 12.60% annualized return.


FCFS

1D
1.03%
1M
-8.09%
6M
20.15%
YTD
28.53%
1Y
57.17%
3Y*
29.35%
5Y*
22.42%
10Y*
16.49%
ALL TIME*
15.06%

EZPW

1D
2.09%
1M
-16.35%
6M
38.79%
YTD
53.30%
1Y
113.10%
3Y*
48.72%
5Y*
39.08%
10Y*
12.60%
ALL TIME*
6.02%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison


PositionAvg. Volume Value (2W)Avg. Volume Value (1M)Avg. Volume Value (3M)
$23.79M$29.04M$30.38M
$116.08M$98.25M$98.78M

FCFS vs. EZPW - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
FCFS
FirstCash, Inc.
28.53%55.68%-3.20%26.45%18.03%8.47%-11.74%12.72%8.48%45.56%
EZPW
EZCORP, Inc.
53.30%58.92%39.82%7.24%10.58%53.86%-29.77%-11.77%-36.64%14.55%

Correlation

The correlation between FCFS and EZPW is 0.57, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.


Correlation
Correlation (1Y)
Focuses on recent behavior, but can change the most.

0.57

Correlation (3Y)
Balances recent behavior with more history.

0.50

Correlation (5Y)
Shows whether the relationship held over a longer period.

0.46

Correlation (10Y)
Provides a long-term view across more market conditions.

0.45

Correlation (All Time)
Calculated using the full available price history since Aug 17, 1992

0.28

Over the past year, FCFS and EZPW have become more correlated (0.57) than their long-term average of 0.28, meaning their price movements have been converging.

Fundamentals

Market Cap

FCFS:

$8.85B

EZPW:

$1.74B

EPS

FCFS:

$11.63

EZPW:

$1.76

PE Ratio

FCFS:

17.54

EZPW:

16.91

PEG Ratio

FCFS:

0.62

EZPW:

0.11

PS Ratio

FCFS:

1.65

EZPW:

1.68

Total Revenue (TTM)

FCFS:

$4.12B

EZPW:

$1.48B

Gross Profit (TTM)

FCFS:

$3.13B

EZPW:

$865.21M

EBITDA (TTM)

FCFS:

$1.02B

EZPW:

$256.16M

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Return for Risk

FCFS vs. EZPW — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

FCFS
FCFS Risk / Return Rank: 8989
Overall Rank
FCFS Sharpe Ratio Rank: 9090
Sharpe Ratio Rank
FCFS Sortino Ratio Rank: 8585
Sortino Ratio Rank
FCFS Omega Ratio Rank: 8686
Omega Ratio Rank
FCFS Calmar Ratio Rank: 8989
Calmar Ratio Rank
FCFS Martin Ratio Rank: 9595
Martin Ratio Rank

EZPW
EZPW Risk / Return Rank: 9696
Overall Rank
EZPW Sharpe Ratio Rank: 9797
Sharpe Ratio Rank
EZPW Sortino Ratio Rank: 9494
Sortino Ratio Rank
EZPW Omega Ratio Rank: 9595
Omega Ratio Rank
EZPW Calmar Ratio Rank: 9696
Calmar Ratio Rank
EZPW Martin Ratio Rank: 9797
Martin Ratio Rank
The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

FCFS vs. EZPW - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and EZCORP, Inc. (EZPW). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


FCFSEZPWDifference
Sharpe ratioReturn per unit of total volatility

-1.02

Sortino ratioReturn per unit of downside risk

-0.89

Omega ratioGain probability vs. loss probability

1.31

1.45

-0.14

Calmar ratioReturn relative to maximum drawdown

3.40

5.91

-2.51

Martin ratioReturn relative to average drawdown

13.87

19.70

-5.82

FCFS vs. EZPW - Sharpe Ratio Comparison

The current FCFS Sharpe Ratio is 1.85, which is lower than the EZPW Sharpe Ratio of 2.88. The chart below compares the historical Sharpe Ratios of FCFS and EZPW, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

FCFS vs. EZPW - Drawdown Comparison

The maximum FCFS drawdown since its inception was -90.26%, smaller than the maximum EZPW drawdown of -97.28%. Use the drawdown chart below to compare losses from any high point for FCFS and EZPW.


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Drawdown Indicators


FCFSEZPWDifference

Max Drawdown

Largest peak-to-trough decline

-90.26%

-97.28%

+7.02%

Max Drawdown (1Y)

Largest decline over 1 year

-16.13%

-18.35%

+2.22%

Max Drawdown (3Y)

Largest decline over 3 years

-23.38%

-20.51%

-2.87%

Max Drawdown (5Y)

Largest decline over 5 years

-35.70%

-35.94%

+0.24%

Max Drawdown (10Y)

Largest decline over 10 years

-50.16%

-76.59%

+26.43%

Current Drawdown

Current decline from peak

-12.28%

-21.80%

+9.52%

Average Drawdown

Average peak-to-trough decline

-24.18%

-58.93%

+34.75%

Ulcer Index

Depth and duration of drawdowns from previous peaks

3.95%

5.50%

-1.55%

Volatility

FCFS vs. EZPW - Volatility Comparison

The current volatility for FirstCash, Inc. (FCFS) is 11.10%, while EZCORP, Inc. (EZPW) has a volatility of 15.87%. This indicates that FCFS experiences smaller price fluctuations and is considered to be less risky than EZPW based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


FCFSEZPWDifference

Volatility (1M)

Calculated over the trailing 1-month period

11.10%

15.87%

-4.77%

Volatility (6M)

Calculated over the trailing 6-month period

22.72%

31.30%

-8.58%

Volatility (1Y)

Calculated over the trailing 1-year period

29.70%

38.42%

-8.72%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

29.81%

34.66%

-4.85%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

30.75%

39.06%

-8.31%

Dividends

FCFS vs. EZPW - Dividend Comparison

FCFS's dividend yield for the trailing twelve months is around 0.82%, while EZPW has not paid dividends to shareholders.


PositionTTM2025202420232022202120202019201820172016
EZPW
EZCORP, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FCFS
FirstCash, Inc.
0.82%1.00%1.41%1.25%1.45%1.56%1.54%1.27%1.26%1.14%1.20%

Financials

FCFS vs. EZPW - Financials Comparison

This section allows you to compare key financial metrics between FirstCash, Inc. and EZCORP, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


Values in USD except per share items

Frequently Asked Questions


FCFS and EZPW have a correlation of 0.57, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

EZPW has higher volatility (15.87%) compared to FCFS (11.10%). In terms of maximum drawdown, FCFS dropped -90.26% vs EZPW's -97.28%.

EZPW currently has the higher Sharpe Ratio (2.88 vs 1.85), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

Find the right allocation for FCFS and EZPW

Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

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