FCFS vs. TRV
Compare and contrast key facts about FirstCash, Inc. (FCFS) and The Travelers Companies, Inc. (TRV).
Performance
FCFS vs. TRV - Performance Comparison
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FCFS vs. TRV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 18.23% | 55.68% | -3.20% | 26.45% | 18.03% | 8.47% | -11.74% | 12.72% | 8.48% | 45.56% |
TRV The Travelers Companies, Inc. | 0.92% | 22.38% | 28.76% | 3.93% | 22.42% | 13.96% | 5.31% | 17.00% | -9.64% | 13.36% |
Fundamentals
FCFS:
$11.02
TRV:
$25.72
FCFS:
17.06
TRV:
11.34
FCFS:
0.66
TRV:
0.47
FCFS:
1.54
TRV:
1.38
FCFS:
$3.66B
TRV:
$48.41B
FCFS:
$2.37B
TRV:
$15.60B
FCFS:
$845.51M
TRV:
$10.06B
Returns By Period
In the year-to-date period, FCFS achieves a 18.23% return, which is significantly higher than TRV's 0.92% return. Over the past 10 years, FCFS has outperformed TRV with an annualized return of 16.91%, while TRV has yielded a comparatively lower 11.93% annualized return.
FCFS
- 1D
- -1.86%
- 1M
- -2.48%
- YTD
- 18.23%
- 6M
- 19.26%
- 1Y
- 57.97%
- 3Y*
- 26.94%
- 5Y*
- 24.32%
- 10Y*
- 16.91%
TRV
- 1D
- -0.05%
- 1M
- -5.15%
- YTD
- 0.92%
- 6M
- 5.26%
- 1Y
- 12.04%
- 3Y*
- 21.61%
- 5Y*
- 16.40%
- 10Y*
- 11.93%
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Return for Risk
FCFS vs. TRV — Risk / Return Rank
FCFS
TRV
FCFS vs. TRV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and The Travelers Companies, Inc. (TRV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCFS | TRV | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.07 | 0.57 | +1.50 |
Sortino ratioReturn per unit of downside risk | 2.76 | 0.91 | +1.85 |
Omega ratioGain probability vs. loss probability | 1.37 | 1.12 | +0.25 |
Calmar ratioReturn relative to maximum drawdown | 4.65 | 1.14 | +3.51 |
Martin ratioReturn relative to average drawdown | 17.09 | 3.45 | +13.64 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FCFS | TRV | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.07 | 0.57 | +1.50 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.84 | 0.76 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.56 | 0.49 | +0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.33 | 0.39 | -0.06 |
Correlation
The correlation between FCFS and TRV is 0.25, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
FCFS vs. TRV - Dividend Comparison
FCFS's dividend yield for the trailing twelve months is around 0.87%, less than TRV's 1.51% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 0.87% | 1.00% | 1.41% | 1.25% | 1.45% | 1.56% | 1.54% | 1.27% | 1.26% | 1.14% | 1.20% | 0.00% |
TRV The Travelers Companies, Inc. | 1.51% | 1.50% | 1.72% | 2.06% | 1.96% | 2.23% | 2.40% | 2.36% | 2.53% | 2.09% | 2.14% | 2.11% |
Drawdowns
FCFS vs. TRV - Drawdown Comparison
The maximum FCFS drawdown since its inception was -90.26%, which is greater than TRV's maximum drawdown of -55.11%. Use the drawdown chart below to compare losses from any high point for FCFS and TRV.
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Drawdown Indicators
| FCFS | TRV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.26% | -55.11% | -35.15% |
Max Drawdown (1Y)Largest decline over 1 year | -12.75% | -11.61% | -1.14% |
Max Drawdown (5Y)Largest decline over 5 years | -35.70% | -18.90% | -16.80% |
Max Drawdown (10Y)Largest decline over 10 years | -50.16% | -46.28% | -3.88% |
Current DrawdownCurrent decline from peak | -4.61% | -6.18% | +1.57% |
Average DrawdownAverage peak-to-trough decline | -24.37% | -11.16% | -13.21% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.47% | 3.82% | -0.35% |
Volatility
FCFS vs. TRV - Volatility Comparison
FirstCash, Inc. (FCFS) has a higher volatility of 8.03% compared to The Travelers Companies, Inc. (TRV) at 4.82%. This indicates that FCFS's price experiences larger fluctuations and is considered to be riskier than TRV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCFS | TRV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.03% | 4.82% | +3.21% |
Volatility (6M)Calculated over the trailing 6-month period | 19.70% | 12.68% | +7.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.14% | 21.35% | +6.79% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.20% | 21.83% | +7.37% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.45% | 24.39% | +6.06% |
Financials
FCFS vs. TRV - Financials Comparison
This section allows you to compare key financial metrics between FirstCash, Inc. and The Travelers Companies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FCFS vs. TRV - Profitability Comparison
FCFS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, FirstCash, Inc. reported a gross profit of 1.06B and revenue of 1.06B. Therefore, the gross margin over that period was 99.9%.
TRV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Travelers Companies, Inc. reported a gross profit of 5.88B and revenue of 12.47B. Therefore, the gross margin over that period was 47.1%.
FCFS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, FirstCash, Inc. reported an operating income of 797.52M and revenue of 1.06B, resulting in an operating margin of 75.4%.
TRV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Travelers Companies, Inc. reported an operating income of 2.46B and revenue of 12.47B, resulting in an operating margin of 19.7%.
FCFS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, FirstCash, Inc. reported a net income of 104.17M and revenue of 1.06B, resulting in a net margin of 9.8%.
TRV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Travelers Companies, Inc. reported a net income of 1.89B and revenue of 12.47B, resulting in a net margin of 15.1%.