FCFS vs. TRV
FCFS (FirstCash, Inc.) and TRV (The Travelers Companies, Inc.) are both stocks. Both are in the Financial Services sector — FCFS in Credit Services, TRV in Insurance - Property & Casualty. Over the past 10 years, FCFS returned 16.49%/yr vs 14.78%/yr for TRV. Their 0.25 correlation means their historical movements had little consistent relationship.
Performance
FCFS vs. TRV - Performance Comparison
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Returns By Period
In the year-to-date period, FCFS achieves a 28.53% return, which is significantly lower than TRV's 30.07% return. Over the past 10 years, FCFS has outperformed TRV with an annualized return of 16.49%, while TRV has yielded a comparatively lower 14.78% annualized return.
FCFS
- 1D
- 1.03%
- 1M
- -8.09%
- 6M
- 20.15%
- YTD
- 28.53%
- 1Y
- 57.17%
- 3Y*
- 29.35%
- 5Y*
- 22.42%
- 10Y*
- 16.49%
- ALL TIME*
- 15.06%
TRV
- 1D
- -0.43%
- 1M
- 9.36%
- 6M
- 32.61%
- YTD
- 30.07%
- 1Y
- 47.23%
- 3Y*
- 31.86%
- 5Y*
- 22.60%
- 10Y*
- 14.78%
- ALL TIME*
- 11.85%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
FCFS FirstCash, Inc. | $116.08M | $98.25M | $98.78M |
| $902.70M | $763.57M | $614.43M |
FCFS vs. TRV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 28.53% | 55.68% | -3.20% | 26.45% | 18.03% | 8.47% | -11.74% | 12.72% | 8.48% | 45.56% |
TRV The Travelers Companies, Inc. | 30.07% | 22.38% | 28.76% | 3.93% | 22.42% | 13.96% | 5.31% | 17.00% | -9.64% | 13.36% |
Correlation
The correlation between FCFS and TRV is 0.16, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.16 |
Correlation (3Y) Balances recent behavior with more history. | 0.24 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.28 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.30 |
Correlation (All Time) Calculated using the full available price history since Apr 22, 1996 | 0.25 |
The correlation between FCFS and TRV shifts across timeframes, from 0.16 (1 year) to 0.30 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
FCFS:
$8.85B
TRV:
$78.08B
FCFS:
$11.63
TRV:
$37.59
FCFS:
17.54
TRV:
9.96
FCFS:
0.62
TRV:
0.46
FCFS:
1.65
TRV:
1.69
FCFS:
$4.12B
TRV:
$48.98B
FCFS:
$3.13B
TRV:
$17.01B
FCFS:
$1.02B
TRV:
$11.31B
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Return for Risk
FCFS vs. TRV — Risk / Return Rank
FCFS
TRV
FCFS vs. TRV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and The Travelers Companies, Inc. (TRV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FCFS | TRV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.39 | ||
| Sortino ratioReturn per unit of downside risk | -0.91 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.41 | -0.10 |
| Calmar ratioReturn relative to maximum drawdown | 3.40 | 5.58 | -2.18 |
| Martin ratioReturn relative to average drawdown | 13.87 | 14.16 | -0.28 |
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Drawdowns
FCFS vs. TRV - Drawdown Comparison
The maximum FCFS drawdown since its inception was -90.26%, which is greater than TRV's maximum drawdown of -55.11%. Use the drawdown chart below to compare losses from any high point for FCFS and TRV.
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Drawdown Indicators
| FCFS | TRV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.26% | -55.11% | -35.15% |
Max Drawdown (1Y)Largest decline over 1 year | -16.13% | -8.31% | -7.82% |
Max Drawdown (3Y)Largest decline over 3 years | -23.38% | -12.47% | -10.91% |
Max Drawdown (5Y)Largest decline over 5 years | -35.70% | -18.90% | -16.80% |
Max Drawdown (10Y)Largest decline over 10 years | -50.16% | -46.28% | -3.88% |
Current DrawdownCurrent decline from peak | -12.28% | -5.75% | -6.53% |
Average DrawdownAverage peak-to-trough decline | -24.18% | -11.07% | -13.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.95% | 3.27% | +0.68% |
Volatility
FCFS vs. TRV - Volatility Comparison
FirstCash, Inc. (FCFS) and The Travelers Companies, Inc. (TRV) have volatilities of 11.10% and 11.55%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCFS | TRV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.10% | 11.55% | -0.45% |
Volatility (6M)Calculated over the trailing 6-month period | 22.72% | 16.55% | +6.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.70% | 20.71% | +8.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.81% | 22.24% | +7.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.75% | 24.65% | +6.10% |
Dividends
FCFS vs. TRV - Dividend Comparison
FCFS's dividend yield for the trailing twelve months is around 0.82%, less than TRV's 1.22% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 0.82% | 1.00% | 1.41% | 1.25% | 1.45% | 1.56% | 1.54% | 1.27% | 1.26% | 1.14% | 1.20% | 0.00% |
TRV The Travelers Companies, Inc. | 1.22% | 1.50% | 1.72% | 2.06% | 1.96% | 2.23% | 2.40% | 2.36% | 2.53% | 2.09% | 2.14% | 2.11% |
Financials
FCFS vs. TRV - Financials Comparison
This section allows you to compare key financial metrics between FirstCash, Inc. and The Travelers Companies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
FCFS and TRV have a correlation of 0.16, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TRV has higher volatility (11.55%) compared to FCFS (11.10%). In terms of maximum drawdown, FCFS dropped -90.26% vs TRV's -55.11%.
TRV currently has the higher Sharpe Ratio (2.24 vs 1.85), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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