USAA Target Retirement Income Fund (URINX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with URINX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to URINX
URINX charges 0.04% annually. There are 24 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| John Hancock Funds Multi-Index 2055 Lifetime Portf... | 0.01% | — | Mar 2014 | URINX vs JLKYX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | URINX vs PMTIX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | URINX vs PPLIX | |
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | URINX vs PTDIX | |
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | URINX vs PLTZX |
Best Risk-Adjusted Alternatives to URINX
URINX has a PortfoliosLab risk / return rank of 86. There are 2 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 87.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 87 | — | Sep 2014 | URINX vs SSFNX | |
| USAA Target Retirement 2040 Fund | 86 | — | Jul 2008 | URINX vs URFRX | |
| USAA Target Retirement 2050 Fund | 86 | — | Jul 2008 | URINX vs URFFX | |
| State Street Target Retirement 2025 Fund | 86 | — | Sep 2014 | URINX vs SSBRX | |
| USAA Target Retirement 2030 Fund | 85 | — | Jul 2008 | URINX vs URTRX |
Top Performing URINX Alternatives (YTD)
URINX is at 6.24% YTD. There are 485 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 14.49%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 14.49% | — | Jul 2013 | URINX vs URSIX | |
| Fidelity Flex Freedom Blend 2060 Fund | 14.31% | — | Jun 2017 | URINX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 14.25% | — | Jun 2019 | URINX vs FDFPX | |
| Fidelity Freedom 2065 Fund Class K6 | 14.22% | — | Jun 2019 | URINX vs FFSZX | |
| Fidelity Freedom 2060 Fund Class K6 | 14.22% | — | Aug 2014 | URINX vs FVTKX |
Lowest Volatility Alternatives to URINX
URINX has 5.64% 1-year volatility. There are 53 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.50%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.50% | — | Nov 2015 | URINX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.45% | — | Oct 2009 | URINX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | URINX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.51% | — | Nov 2015 | URINX vs DRIQX | |
| MFS Lifetime Income Fund | 4.52% | — | Sep 2005 | URINX vs MLLIX |
Lowest Drawdown Alternatives to URINX
URINX has a 1-year max drawdown of -3.92%. There are 31 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | URINX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | URINX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | URINX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | URINX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | URINX vs PRMYX |
Other Mutual Funds from Victory
The 10 most viewed Victory mutual funds shown here include USNQX, USSPX, CBYYX and span 8 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| USAA Nasdaq 100 Index Fund | Nasdaq-100, Large Cap Growth Equities | 45 | 14.07% | — | Oct 2000 | URINX vs USNQX | |
| Victory 500 Index Fund Member Shares | Large Cap Blend Equities | 72 | 11.76% | — | May 1996 | URINX vs USSPX | |
| Victory Pioneer Cat Bond Fund Class Y | Nontraditional Bonds | 100 | 4.37% | — | Jan 2023 | URINX vs CBYYX | |
| USAA Aggressive Growth Fund | Large Cap Growth Equities | 15 | 4.95% | — | Oct 1981 | URINX vs USAUX | |
| Victory Global Energy Transition Fund | Energy Equities | 96 | 29.11% | — | Nov 1995 | URINX vs RSNRX | |
| USAA Precious Metals and Minerals Fund | Precious Metals | 25 | -11.39% | — | Aug 1984 | URINX vs USAGX | |
| USAA Growth and Tax Strategy Fund | Diversified Portfolio | 82 | 6.33% | — | Jan 1989 | URINX vs USBLX | |
| USAA Growth Fund | Large Cap Growth Equities | 13 | 1.40% | — | Apr 1971 | URINX vs USAAX | |
| USAA Cornerstone Moderately Aggressive Fund | Diversified Portfolio | 80 | 9.35% | — | Aug 1984 | URINX vs USCRX | |
| USAA High Income Fund | High Yield Bonds | 75 | 1.81% | — | Aug 1999 | URINX vs USHYX |
Often Compared With URINX
Investors most often compare URINX with PBRNX, FHNDX, ITOT. These 20 comparison targets span 4 categories, based on PortfoliosLab usage data.
Compare URINX with Any Fund or Stock
Compare URINX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair URINX with funds that move differently
USAA Target Retirement Income Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to URINX.
Explore URINX Diversifiers