URINX vs. FHNDX
Compare and contrast key facts about USAA Target Retirement Income Fund (URINX) and Fidelity Freedom Blend 2020 Fund Class K6 (FHNDX).
URINX is managed by Victory. It was launched on Jul 30, 2008. FHNDX is managed by Fidelity. It was launched on Aug 31, 2018.
Performance
URINX vs. FHNDX - Performance Comparison
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URINX vs. FHNDX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
URINX USAA Target Retirement Income Fund | -0.45% | 12.36% | 6.66% | 10.79% | -10.38% | 6.47% | 8.74% | 11.72% | -3.59% |
FHNDX Fidelity Freedom Blend 2020 Fund Class K6 | -1.36% | 14.56% | 7.19% | 12.95% | -16.38% | 8.72% | 13.59% | 18.58% | -6.83% |
Returns By Period
In the year-to-date period, URINX achieves a -0.45% return, which is significantly higher than FHNDX's -1.36% return.
URINX
- 1D
- 0.09%
- 1M
- -3.83%
- YTD
- -0.45%
- 6M
- 1.45%
- 1Y
- 9.91%
- 3Y*
- 8.56%
- 5Y*
- 4.40%
- 10Y*
- 5.35%
FHNDX
- 1D
- 0.17%
- 1M
- -5.22%
- YTD
- -1.36%
- 6M
- 0.56%
- 1Y
- 11.11%
- 3Y*
- 9.07%
- 5Y*
- 4.10%
- 10Y*
- —
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URINX vs. FHNDX - Expense Ratio Comparison
URINX has a 0.04% expense ratio, which is lower than FHNDX's 0.24% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
URINX vs. FHNDX — Risk / Return Rank
URINX
FHNDX
URINX vs. FHNDX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement Income Fund (URINX) and Fidelity Freedom Blend 2020 Fund Class K6 (FHNDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| URINX | FHNDX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.66 | 1.36 | +0.30 |
Sortino ratioReturn per unit of downside risk | 2.35 | 1.91 | +0.44 |
Omega ratioGain probability vs. loss probability | 1.34 | 1.29 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 2.20 | 1.71 | +0.50 |
Martin ratioReturn relative to average drawdown | 9.70 | 7.44 | +2.26 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| URINX | FHNDX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.66 | 1.36 | +0.30 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.71 | 0.46 | +0.25 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.93 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.10 | 0.63 | +0.47 |
Correlation
The correlation between URINX and FHNDX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
URINX vs. FHNDX - Dividend Comparison
URINX's dividend yield for the trailing twelve months is around 6.14%, more than FHNDX's 2.81% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URINX USAA Target Retirement Income Fund | 6.14% | 6.07% | 4.22% | 3.48% | 6.63% | 6.66% | 3.97% | 6.37% | 6.11% | 5.68% | 3.34% | 4.54% |
FHNDX Fidelity Freedom Blend 2020 Fund Class K6 | 2.81% | 2.77% | 2.62% | 2.66% | 5.94% | 7.22% | 4.45% | 3.01% | 1.37% | 0.00% | 0.00% | 0.00% |
Drawdowns
URINX vs. FHNDX - Drawdown Comparison
The maximum URINX drawdown since its inception was -15.27%, smaller than the maximum FHNDX drawdown of -22.68%. Use the drawdown chart below to compare losses from any high point for URINX and FHNDX.
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Drawdown Indicators
| URINX | FHNDX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.27% | -22.68% | +7.41% |
Max Drawdown (1Y)Largest decline over 1 year | -4.41% | -6.20% | +1.79% |
Max Drawdown (5Y)Largest decline over 5 years | -15.27% | -22.68% | +7.41% |
Max Drawdown (10Y)Largest decline over 10 years | -15.27% | — | — |
Current DrawdownCurrent decline from peak | -3.83% | -5.30% | +1.47% |
Average DrawdownAverage peak-to-trough decline | -1.93% | -4.88% | +2.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.00% | 1.42% | -0.42% |
Volatility
URINX vs. FHNDX - Volatility Comparison
The current volatility for USAA Target Retirement Income Fund (URINX) is 2.30%, while Fidelity Freedom Blend 2020 Fund Class K6 (FHNDX) has a volatility of 3.17%. This indicates that URINX experiences smaller price fluctuations and is considered to be less risky than FHNDX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| URINX | FHNDX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.30% | 3.17% | -0.87% |
Volatility (6M)Calculated over the trailing 6-month period | 3.69% | 4.98% | -1.29% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.99% | 8.30% | -2.31% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.22% | 8.88% | -2.66% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.78% | 9.73% | -3.95% |