URINX vs. USHYX
Compare and contrast key facts about USAA Target Retirement Income Fund (URINX) and USAA High Income Fund (USHYX).
URINX is managed by Victory. It was launched on Jul 30, 2008. USHYX is managed by Victory. It was launched on Aug 2, 1999.
Performance
URINX vs. USHYX - Performance Comparison
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URINX vs. USHYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
URINX USAA Target Retirement Income Fund | 1.06% | 12.36% | 6.66% | 10.79% | -10.38% | 6.47% | 8.74% | 11.72% | -3.00% | 8.34% |
USHYX USAA High Income Fund | -0.16% | 7.22% | 6.85% | 13.05% | -10.95% | 5.61% | 3.74% | 13.13% | -3.52% | 7.17% |
Returns By Period
In the year-to-date period, URINX achieves a 1.06% return, which is significantly higher than USHYX's -0.16% return. Both investments have delivered pretty close results over the past 10 years, with URINX having a 5.51% annualized return and USHYX not far behind at 5.42%.
URINX
- 1D
- 0.44%
- 1M
- -1.29%
- YTD
- 1.06%
- 6M
- 2.72%
- 1Y
- 11.17%
- 3Y*
- 9.10%
- 5Y*
- 4.61%
- 10Y*
- 5.51%
USHYX
- 1D
- 0.44%
- 1M
- -0.62%
- YTD
- -0.16%
- 6M
- 0.86%
- 1Y
- 6.86%
- 3Y*
- 7.82%
- 5Y*
- 3.68%
- 10Y*
- 5.42%
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URINX vs. USHYX - Expense Ratio Comparison
URINX has a 0.04% expense ratio, which is lower than USHYX's 0.76% expense ratio.
Return for Risk
URINX vs. USHYX — Risk / Return Rank
URINX
USHYX
URINX vs. USHYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement Income Fund (URINX) and USAA High Income Fund (USHYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| URINX | USHYX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.88 | 2.27 | -0.39 |
Sortino ratioReturn per unit of downside risk | 2.68 | 3.20 | -0.52 |
Omega ratioGain probability vs. loss probability | 1.39 | 1.54 | -0.16 |
Calmar ratioReturn relative to maximum drawdown | 2.63 | 2.89 | -0.26 |
Martin ratioReturn relative to average drawdown | 11.27 | 12.53 | -1.26 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| URINX | USHYX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.88 | 2.27 | -0.39 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.74 | 0.81 | -0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.95 | 0.99 | -0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.11 | 1.29 | -0.18 |
Correlation
The correlation between URINX and USHYX is 0.58, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
URINX vs. USHYX - Dividend Comparison
URINX's dividend yield for the trailing twelve months is around 6.05%, less than USHYX's 7.02% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URINX USAA Target Retirement Income Fund | 6.05% | 6.07% | 4.22% | 3.48% | 6.63% | 6.66% | 3.97% | 6.37% | 6.11% | 5.68% | 3.34% | 4.54% |
USHYX USAA High Income Fund | 7.02% | 5.48% | 7.65% | 7.15% | 5.89% | 4.83% | 5.23% | 5.78% | 6.31% | 5.72% | 5.91% | 6.44% |
Drawdowns
URINX vs. USHYX - Drawdown Comparison
The maximum URINX drawdown since its inception was -15.27%, smaller than the maximum USHYX drawdown of -33.59%. Use the drawdown chart below to compare losses from any high point for URINX and USHYX.
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Drawdown Indicators
| URINX | USHYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.27% | -33.59% | +18.32% |
Max Drawdown (1Y)Largest decline over 1 year | -3.92% | -2.21% | -1.71% |
Max Drawdown (5Y)Largest decline over 5 years | -15.27% | -15.10% | -0.17% |
Max Drawdown (10Y)Largest decline over 10 years | -15.27% | -24.55% | +9.28% |
Current DrawdownCurrent decline from peak | -2.38% | -1.05% | -1.33% |
Average DrawdownAverage peak-to-trough decline | -1.93% | -2.99% | +1.06% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.03% | 0.57% | +0.46% |
Volatility
URINX vs. USHYX - Volatility Comparison
USAA Target Retirement Income Fund (URINX) has a higher volatility of 2.57% compared to USAA High Income Fund (USHYX) at 1.55%. This indicates that URINX's price experiences larger fluctuations and is considered to be riskier than USHYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| URINX | USHYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.57% | 1.55% | +1.02% |
Volatility (6M)Calculated over the trailing 6-month period | 3.86% | 2.02% | +1.84% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.08% | 3.11% | +2.97% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.23% | 4.59% | +1.64% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.79% | 5.47% | +0.32% |