URINX vs. ITOT
Compare and contrast key facts about USAA Target Retirement Income Fund (URINX) and iShares Core S&P Total U.S. Stock Market ETF (ITOT).
URINX is managed by Victory Capital. It was launched on Jul 30, 2008. ITOT is a passively managed fund by iShares that tracks the performance of the S&P Composite 1500 Index. It was launched on Jan 20, 2004.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: URINX or ITOT.
Correlation
The correlation between URINX and ITOT is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
URINX vs. ITOT - Performance Comparison
Key characteristics
URINX:
1.82
ITOT:
1.84
URINX:
2.54
ITOT:
2.47
URINX:
1.35
ITOT:
1.34
URINX:
1.17
ITOT:
2.81
URINX:
8.33
ITOT:
11.02
URINX:
1.10%
ITOT:
2.17%
URINX:
5.04%
ITOT:
13.02%
URINX:
-18.04%
ITOT:
-55.20%
URINX:
-0.24%
ITOT:
0.00%
Returns By Period
In the year-to-date period, URINX achieves a 2.51% return, which is significantly lower than ITOT's 4.48% return. Over the past 10 years, URINX has underperformed ITOT with an annualized return of 2.00%, while ITOT has yielded a comparatively higher 12.73% annualized return.
URINX
2.51%
1.57%
2.24%
8.87%
2.54%
2.00%
ITOT
4.48%
2.21%
10.85%
23.58%
13.79%
12.73%
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URINX vs. ITOT - Expense Ratio Comparison
URINX has a 0.04% expense ratio, which is higher than ITOT's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
URINX vs. ITOT — Risk-Adjusted Performance Rank
URINX
ITOT
URINX vs. ITOT - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement Income Fund (URINX) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
URINX vs. ITOT - Dividend Comparison
URINX's dividend yield for the trailing twelve months is around 4.07%, more than ITOT's 1.17% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URINX USAA Target Retirement Income Fund | 4.07% | 4.17% | 2.76% | 3.00% | 3.24% | 2.54% | 2.76% | 2.75% | 2.42% | 2.46% | 2.51% | 3.40% |
ITOT iShares Core S&P Total U.S. Stock Market ETF | 1.17% | 1.23% | 1.47% | 1.66% | 1.18% | 1.41% | 1.88% | 2.14% | 1.69% | 1.83% | 2.01% | 2.20% |
Drawdowns
URINX vs. ITOT - Drawdown Comparison
The maximum URINX drawdown since its inception was -18.04%, smaller than the maximum ITOT drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for URINX and ITOT. For additional features, visit the drawdowns tool.
Volatility
URINX vs. ITOT - Volatility Comparison
The current volatility for USAA Target Retirement Income Fund (URINX) is 1.23%, while iShares Core S&P Total U.S. Stock Market ETF (ITOT) has a volatility of 3.16%. This indicates that URINX experiences smaller price fluctuations and is considered to be less risky than ITOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.