TIAA-CREF Lifecycle 2030 Fund (TCLNX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TCLNX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TCLNX
TCLNX charges 0.51% annually. There are 444 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2025 Fund | 0.01% | — | Feb 2008 | TCLNX vs LTSTX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | TCLNX vs LTFIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | TCLNX vs LTRIX | |
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | TCLNX vs PTDIX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | TCLNX vs PPLIX |
Best Risk-Adjusted Alternatives to TCLNX
TCLNX has a PortfoliosLab risk / return rank of 56. There are 477 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | TCLNX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | TCLNX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | TCLNX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | TCLNX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | TCLNX vs URTRX |
Top Performing TCLNX Alternatives (YTD)
TCLNX is at 5.18% YTD. There are 501 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | TCLNX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | TCLNX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | TCLNX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | TCLNX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | TCLNX vs FQLSX |
Lowest Volatility Alternatives to TCLNX
TCLNX has 8.20% 1-year volatility. There are 189 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | TCLNX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | TCLNX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | TCLNX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | TCLNX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | TCLNX vs DRIQX |
Lowest Drawdown Alternatives to TCLNX
TCLNX has a 1-year max drawdown of -6.26%. There are 199 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | TCLNX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | TCLNX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | TCLNX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | TCLNX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | TCLNX vs PRMYX |
Other Mutual Funds from TIAA
The 10 most viewed TIAA mutual funds shown here include TISPX, TCIEX, TISCX and span 7 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| TIAA-CREF S&P 500 Index Fund | Large Cap Blend Equities | 62 | 9.34% | — | Oct 2002 | TCLNX vs TISPX | |
| TIAA-CREF International Equity Index Fund Institut... | Foreign Large Cap Equities | 69 | 12.68% | — | Oct 2002 | TCLNX vs TCIEX | |
| TIAA-CREF Social Choice Equity Fund | Large Cap Blend Equities | 47 | 11.18% | — | Jul 1999 | TCLNX vs TISCX | |
| TIAA-CREF Large-Cap Value Index Fund | Large Cap Value Equities | 94 | 20.09% | — | Oct 2002 | TCLNX vs TILVX | |
| TIAA-CREF Lifecycle Index 2050 Fund | Target Retirement Date | 70 | 9.98% | — | Sep 2009 | TCLNX vs TLLIX | |
| TIAA-CREF Large-Cap Growth Fund Institutional Clas... | Large Cap Growth Equities | 10 | 0.31% | — | Mar 2006 | TCLNX vs TILGX | |
| TIAA-CREF Small-Cap Blend Index Fund | Small Cap Blend Equities | 79 | 19.47% | — | Oct 2002 | TCLNX vs TISBX | |
| TIAA-CREF Growth & Income Fund | Large Cap Blend Equities | 26 | 4.86% | — | Jul 1999 | TCLNX vs TIGRX | |
| TIAA-CREF Lifecycle Index 2060 Fund | Target Retirement Date | 69 | 10.32% | — | Sep 2014 | TCLNX vs TVIIX | |
| TIAA-CREF Real Estate Securities Fund Institutiona... | REIT | 50 | 15.90% | — | Oct 2002 | TCLNX vs TIREX |
Often Compared With TCLNX
Investors most often compare TCLNX with SPY, JIEHX, FRQHX. These 20 comparison targets span 5 categories, based on PortfoliosLab usage data.
Compare TCLNX with Any Fund or Stock
Compare TCLNX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TCLNX with funds that move differently
TIAA-CREF Lifecycle 2030 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TCLNX.
Explore TCLNX Diversifiers