TIAA-CREF Lifecycle 2030 Fund (TCLNX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TCLNX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TCLNX
TCLNX charges 0.51% annually. There are 442 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | TCLNX vs PTDIX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | TCLNX vs PMTIX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | TCLNX vs LTFIX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | TCLNX vs JIEHX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | TCLNX vs LTRIX |
Best Risk-Adjusted Alternatives to TCLNX
TCLNX has a PortfoliosLab risk / return rank of 58. There are 533 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 89.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 89 | — | Dec 2019 | TCLNX vs PADLX | |
| State Street Target Retirement Fund | 88 | — | Sep 2014 | TCLNX vs SSFNX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | TCLNX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 85 | — | Sep 2014 | TCLNX vs SSBRX | |
| Dimensional 2060 Target Date Retirement Income Fun... | 83 | — | Nov 2015 | TCLNX vs DRILX |
Top Performing TCLNX Alternatives (YTD)
TCLNX is at 6.22% YTD. There are 502 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 14.17%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Flex Freedom Blend 2060 Fund | 14.17% | — | Jun 2017 | TCLNX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 14.11% | — | Jun 2019 | TCLNX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 14.07% | — | Jun 2017 | TCLNX vs FQLSX | |
| Fidelity Freedom Blend 2055 Fund Class K6 | 14.04% | — | Aug 2018 | TCLNX vs FHDDX | |
| Fidelity Freedom Blend 2065 Fund Class K6 | 14.03% | — | Jun 2019 | TCLNX vs FFBQX |
Lowest Volatility Alternatives to TCLNX
TCLNX has 7.50% 1-year volatility. There are 217 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.33%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.33% | — | Nov 2015 | TCLNX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | 3.98% | — | Oct 2009 | TCLNX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.01% | — | Oct 2009 | TCLNX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | 4.14% | — | Aug 2019 | TCLNX vs FRQHX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.15% | — | Aug 2007 | TCLNX vs FRQAX |
Lowest Drawdown Alternatives to TCLNX
TCLNX has a 1-year max drawdown of -6.26%. There are 228 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | TCLNX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | TCLNX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | TCLNX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | TCLNX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | -3.42% | — | Aug 2019 | TCLNX vs FRKMX |
Other Mutual Funds from TIAA Investments
The 10 most viewed TIAA Investments mutual funds shown here include TIEIX, TILIX, TISPX and span 7 categories.
Often Compared With TCLNX
Investors most often compare TCLNX with SPY, JRLVX, FHAHX. These 20 comparison targets span 3 categories, based on PortfoliosLab usage data.
Compare TCLNX with Any Fund or Stock
Compare TCLNX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TCLNX with funds that move differently
TIAA-CREF Lifecycle 2030 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TCLNX.
Explore TCLNX Diversifiers