TCLNX vs. TLLIX
Compare and contrast key facts about TIAA-CREF Lifecycle 2030 Fund (TCLNX) and TIAA-CREF Lifecycle Index 2050 Fund (TLLIX).
TCLNX is managed by TIAA Investments. It was launched on Oct 14, 2004. TLLIX is managed by TIAA Investments. It was launched on Sep 29, 2009.
Performance
TCLNX vs. TLLIX - Performance Comparison
Loading graphics...
TCLNX vs. TLLIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TCLNX TIAA-CREF Lifecycle 2030 Fund | -3.29% | 13.93% | 9.81% | 14.38% | -15.45% | 10.92% | 14.22% | 20.95% | -7.31% | 16.52% |
TLLIX TIAA-CREF Lifecycle Index 2050 Fund | -4.26% | 20.75% | 15.17% | 20.53% | -17.52% | 17.12% | 17.20% | 26.04% | -7.05% | 19.20% |
Returns By Period
In the year-to-date period, TCLNX achieves a -3.29% return, which is significantly higher than TLLIX's -4.26% return. Over the past 10 years, TCLNX has underperformed TLLIX with an annualized return of 7.54%, while TLLIX has yielded a comparatively higher 10.65% annualized return.
TCLNX
- 1D
- -0.13%
- 1M
- -5.93%
- YTD
- -3.29%
- 6M
- -1.21%
- 1Y
- 10.33%
- 3Y*
- 9.73%
- 5Y*
- 4.81%
- 10Y*
- 7.54%
TLLIX
- 1D
- -0.25%
- 1M
- -8.27%
- YTD
- -4.26%
- 6M
- -1.50%
- 1Y
- 16.12%
- 3Y*
- 14.53%
- 5Y*
- 8.19%
- 10Y*
- 10.65%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TCLNX vs. TLLIX - Expense Ratio Comparison
TCLNX has a 0.51% expense ratio, which is higher than TLLIX's 0.10% expense ratio.
Return for Risk
TCLNX vs. TLLIX — Risk / Return Rank
TCLNX
TLLIX
TCLNX vs. TLLIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2030 Fund (TCLNX) and TIAA-CREF Lifecycle Index 2050 Fund (TLLIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TCLNX | TLLIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.11 | 1.08 | +0.03 |
Sortino ratioReturn per unit of downside risk | 1.59 | 1.58 | +0.01 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.23 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 1.27 | +0.08 |
Martin ratioReturn relative to average drawdown | 5.82 | 6.02 | -0.20 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TCLNX | TLLIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.11 | 1.08 | +0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.57 | -0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.69 | -0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.43 | 0.68 | -0.25 |
Correlation
The correlation between TCLNX and TLLIX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TCLNX vs. TLLIX - Dividend Comparison
TCLNX's dividend yield for the trailing twelve months is around 4.89%, more than TLLIX's 3.26% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLNX TIAA-CREF Lifecycle 2030 Fund | 4.89% | 4.73% | 3.11% | 1.85% | 5.67% | 7.57% | 4.92% | 3.60% | 6.59% | 2.46% | 5.13% | 4.95% |
TLLIX TIAA-CREF Lifecycle Index 2050 Fund | 3.26% | 3.12% | 2.26% | 2.17% | 2.35% | 2.29% | 1.71% | 2.25% | 2.67% | 0.15% | 2.57% | 0.27% |
Drawdowns
TCLNX vs. TLLIX - Drawdown Comparison
The maximum TCLNX drawdown since its inception was -51.89%, which is greater than TLLIX's maximum drawdown of -31.41%. Use the drawdown chart below to compare losses from any high point for TCLNX and TLLIX.
Loading graphics...
Drawdown Indicators
| TCLNX | TLLIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.89% | -31.41% | -20.48% |
Max Drawdown (1Y)Largest decline over 1 year | -6.93% | -10.75% | +3.82% |
Max Drawdown (5Y)Largest decline over 5 years | -21.70% | -25.38% | +3.68% |
Max Drawdown (10Y)Largest decline over 10 years | -25.48% | -31.41% | +5.93% |
Current DrawdownCurrent decline from peak | -6.26% | -8.79% | +2.53% |
Average DrawdownAverage peak-to-trough decline | -6.95% | -4.19% | -2.76% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.62% | 2.38% | -0.76% |
Volatility
TCLNX vs. TLLIX - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle 2030 Fund (TCLNX) is 3.15%, while TIAA-CREF Lifecycle Index 2050 Fund (TLLIX) has a volatility of 4.68%. This indicates that TCLNX experiences smaller price fluctuations and is considered to be less risky than TLLIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TCLNX | TLLIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.15% | 4.68% | -1.53% |
Volatility (6M)Calculated over the trailing 6-month period | 5.56% | 8.51% | -2.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.51% | 15.13% | -5.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.78% | 14.37% | -4.59% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.05% | 15.46% | -4.41% |