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TIAA-CREF Lifecycle 2030 Fund (TCLNX) Diversifiers

Mutual Fund · Currency in USD · Last updated Jun 4, 2026

The fund is a "fund of funds" that invests in Class W shares of other funds of the Trust and in other investment pools or investment products. Advisors currently expects to allocate approximately 61.20% of the fund's assets to equity underlying funds, 33.80% of its assets to fixed-income underlying funds and 5.00% of its assets to direct real estate underlying funds. Target allocations will change over time and actual allocations may vary up to ten percentage points from the targets.

Looking to diversify beyond TCLNX? The mutual funds below have the lowest correlation with TCLNX — they tend to move on their own, which can help reduce risk when the rest of your portfolio drops. The stock ideas table highlights individual companies that behave independently from TCLNX.

Best Diversifiers for TCLNX

0 mutual funds have low correlation with TCLNX (below 0.3), 0 of which are negatively correlated. The least correlated is Dimensional Retirement Income Fund (TDIFX) (Target Retirement Date) with a 1Y correlation of 0.77, roughly unchanged from 0.80 over 5 years.

SymbolNameCorrelation 1YCorrelation 3YCorrelation 5YRisk / Return RankCategoryCompare
TDIFX
Dimensional Retirement Income Fund0.770.830.80
83
Target Retirement DateTCLNX vs TDIFX
TISBX
TIAA-CREF Small-Cap Blend Index Fund0.810.810.84
64
Small Cap Blend EquitiesTCLNX vs TISBX
TILVX
TIAA-CREF Large-Cap Value Index Fund0.810.800.85
83
Large Cap Value EquitiesTCLNX vs TILVX
PDAHX
Prudential Day One Income Fund0.840.870.88
85
Target Retirement DateTCLNX vs PDAHX
FNSHX
Fidelity Freedom Income Fund Class K0.850.800.77
75
Target Retirement DateTCLNX vs FNSHX
See all 63 diversifiers for TCLNX

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Low-Correlation Stock Ideas

If you're looking for individual stocks that move independently from TCLNX, these are worth exploring. The table shows U.S. companies ($1B+ market cap) with low correlation to TCLNX and solid risk/return profiles. The least correlated is Welltower Inc. (WELL) (Real Estate) with a 1Y correlation of 0.09, down from 0.37 over 5 years.

SymbolNameCorrelation 1YCorrelation 3YCorrelation 5YRisk / Return RankSector
WELL
Welltower Inc.0.090.270.37
79
Real Estate

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