Schwab Target 2055 Index Fund (SWYJX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with SWYJX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to SWYJX
SWYJX charges 0.08% annually. There are 63 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | SWYJX vs PPLIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | SWYJX vs LTRIX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | SWYJX vs JRLVX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | SWYJX vs LTFIX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | SWYJX vs JIEHX |
Best Risk-Adjusted Alternatives to SWYJX
SWYJX has a PortfoliosLab risk / return rank of 71. There are 67 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | SWYJX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | SWYJX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | SWYJX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 83 | — | Sep 2014 | SWYJX vs SSBRX | |
| USAA Target Retirement 2030 Fund | 83 | — | Jul 2008 | SWYJX vs URTRX |
Top Performing SWYJX Alternatives (YTD)
SWYJX is at 11.25% YTD. There are 113 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | SWYJX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | SWYJX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.89% | — | Jun 2017 | SWYJX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.86% | — | Jun 2019 | SWYJX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.80% | — | Jun 2017 | SWYJX vs FQLSX |
Lowest Volatility Alternatives to SWYJX
SWYJX has 12.65% 1-year volatility. There are 428 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | SWYJX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.43% | — | Oct 2009 | SWYJX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.46% | — | Oct 2009 | SWYJX vs FFGZX | |
| MFS Lifetime Income Fund | 4.50% | — | Sep 2005 | SWYJX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.51% | — | Nov 2015 | SWYJX vs DRIQX |
Lowest Drawdown Alternatives to SWYJX
SWYJX has a 1-year max drawdown of -8.83%. There are 429 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | SWYJX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | SWYJX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | SWYJX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | SWYJX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | SWYJX vs PRMYX |
Other Mutual Funds from Charles Schwab
The 10 most viewed Charles Schwab mutual funds shown here include SWPPX, SWVXX, SWTSX and span 8 categories. AUM among these funds goes as high as $247B.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Schwab S&P 500 Index Fund | Large Cap Blend Equities, S&P 500 | 59 | 10.09% | 144.34B | May 1997 | SWYJX vs SWPPX | |
| Schwab Prime Advantage Money Fund Investor Shares | Money Market | — | 1.74% | 247.33B | Apr 1992 | SWYJX vs SWVXX | |
| Schwab Total Stock Market Index Fund | Large Cap Blend Equities | 58 | 10.49% | 44.09B | Jun 1999 | SWYJX vs SWTSX | |
| Schwab U.S. Large-Cap Growth Index Fund | Large Cap Growth Equities | 10 | 0.29% | 4.75B | Dec 2017 | SWYJX vs SWLGX | |
| Schwab International Index Fund | Foreign Large Cap Equities | 62 | 11.84% | 14.81B | May 1997 | SWYJX vs SWISX | |
| Schwab U.S. Aggregate Bond Index Fund | Total Bond Market | 13 | -0.96% | 8.24B | — | SWYJX vs SWAGX | |
| Schwab 1000 Index Fund | Large Cap Blend Equities | 56 | 10.31% | 22.19B | Apr 1991 | SWYJX vs SNXFX | |
| Schwab Fundamental US Large Company Index Fund | Large Cap Value Equities | 96 | 17.46% | 13.18B | Apr 2007 | SWYJX vs SFLNX | |
| Schwab Large-Cap Growth Fund™ | Large Cap Growth Equities | 17 | 5.00% | 598.86M | Oct 2005 | SWYJX vs SWLSX | |
| Schwab Small-Cap Index Fund-Select Shares | Small Cap Blend Equities | 76 | 18.88% | 7.55B | May 1997 | SWYJX vs SWSSX |
Often Compared With SWYJX
Investors most often compare SWYJX with VFFVX, SWORX, SWYOX. These 20 comparison targets span 9 categories, based on PortfoliosLab usage data.
Compare SWYJX with Any Fund or Stock
Compare SWYJX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair SWYJX with funds that move differently
Schwab Target 2055 Index Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to SWYJX.
Explore SWYJX Diversifiers