SWYJX vs. VFFVX
Compare and contrast key facts about Schwab Target 2055 Index Fund (SWYJX) and Vanguard Target Retirement 2055 Fund (VFFVX).
SWYJX is managed by Schwab Funds. It was launched on Aug 24, 2016. VFFVX is managed by Vanguard. It was launched on Aug 18, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYJX or VFFVX.
Correlation
The correlation between SWYJX and VFFVX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWYJX vs. VFFVX - Performance Comparison
Key characteristics
SWYJX:
1.49
VFFVX:
1.51
SWYJX:
1.99
VFFVX:
2.09
SWYJX:
1.30
VFFVX:
1.28
SWYJX:
2.41
VFFVX:
2.34
SWYJX:
9.70
VFFVX:
9.30
SWYJX:
1.74%
VFFVX:
1.79%
SWYJX:
11.30%
VFFVX:
10.83%
SWYJX:
-32.63%
VFFVX:
-31.40%
SWYJX:
-3.04%
VFFVX:
-2.78%
Returns By Period
The year-to-date returns for both stocks are quite close, with SWYJX having a 15.99% return and VFFVX slightly lower at 15.50%.
SWYJX
15.99%
-0.82%
6.64%
16.63%
9.46%
N/A
VFFVX
15.50%
-0.71%
6.10%
14.03%
9.31%
8.70%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWYJX vs. VFFVX - Expense Ratio Comparison
SWYJX has a 0.04% expense ratio, which is lower than VFFVX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWYJX vs. VFFVX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2055 Index Fund (SWYJX) and Vanguard Target Retirement 2055 Fund (VFFVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWYJX vs. VFFVX - Dividend Comparison
SWYJX's dividend yield for the trailing twelve months is around 1.72%, less than VFFVX's 1.89% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYJX Schwab Target 2055 Index Fund | 1.72% | 1.99% | 1.93% | 1.74% | 1.60% | 1.96% | 2.17% | 1.47% | 1.25% | 0.00% | 0.00% | 0.00% |
VFFVX Vanguard Target Retirement 2055 Fund | 1.89% | 2.18% | 2.10% | 2.10% | 1.60% | 2.15% | 2.35% | 1.83% | 1.99% | 1.92% | 1.73% | 1.57% |
Drawdowns
SWYJX vs. VFFVX - Drawdown Comparison
The maximum SWYJX drawdown since its inception was -32.63%, roughly equal to the maximum VFFVX drawdown of -31.40%. Use the drawdown chart below to compare losses from any high point for SWYJX and VFFVX. For additional features, visit the drawdowns tool.
Volatility
SWYJX vs. VFFVX - Volatility Comparison
Schwab Target 2055 Index Fund (SWYJX) has a higher volatility of 3.72% compared to Vanguard Target Retirement 2055 Fund (VFFVX) at 3.17%. This indicates that SWYJX's price experiences larger fluctuations and is considered to be riskier than VFFVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.