SWYJX vs. SWPPX
Compare and contrast key facts about Schwab Target 2055 Index Fund (SWYJX) and Schwab S&P 500 Index Fund (SWPPX).
SWYJX is managed by Charles Schwab. It was launched on Aug 24, 2016. SWPPX is a passively managed fund by Charles Schwab that tracks the performance of the S&P 500 Index. It was launched on May 19, 1997.
Performance
SWYJX vs. SWPPX - Performance Comparison
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SWYJX vs. SWPPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYJX Schwab Target 2055 Index Fund | -1.22% | 19.90% | 14.52% | 21.23% | -17.80% | 18.36% | 14.79% | 25.78% | -7.85% | 21.01% |
SWPPX Schwab S&P 500 Index Fund | -4.39% | 17.87% | 24.96% | 26.26% | -18.14% | 28.67% | 18.38% | 31.46% | -4.47% | 21.81% |
Returns By Period
In the year-to-date period, SWYJX achieves a -1.22% return, which is significantly higher than SWPPX's -4.39% return.
SWYJX
- 1D
- 2.76%
- 1M
- -5.31%
- YTD
- -1.22%
- 6M
- 1.19%
- 1Y
- 18.88%
- 3Y*
- 15.53%
- 5Y*
- 8.48%
- 10Y*
- —
SWPPX
- 1D
- 2.88%
- 1M
- -5.04%
- YTD
- -4.39%
- 6M
- -2.17%
- 1Y
- 17.28%
- 3Y*
- 18.27%
- 5Y*
- 11.76%
- 10Y*
- 14.04%
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SWYJX vs. SWPPX - Expense Ratio Comparison
SWYJX has a 0.04% expense ratio, which is higher than SWPPX's 0.02% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWYJX vs. SWPPX — Risk / Return Rank
SWYJX
SWPPX
SWYJX vs. SWPPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2055 Index Fund (SWYJX) and Schwab S&P 500 Index Fund (SWPPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYJX | SWPPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.22 | 0.97 | +0.25 |
Sortino ratioReturn per unit of downside risk | 1.79 | 1.49 | +0.30 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.23 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.73 | 1.52 | +0.21 |
Martin ratioReturn relative to average drawdown | 8.17 | 7.29 | +0.89 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWYJX | SWPPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.22 | 0.97 | +0.25 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.70 | -0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.77 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.66 | 0.48 | +0.18 |
Correlation
The correlation between SWYJX and SWPPX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYJX vs. SWPPX - Dividend Comparison
SWYJX's dividend yield for the trailing twelve months is around 1.97%, more than SWPPX's 1.16% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYJX Schwab Target 2055 Index Fund | 1.97% | 1.95% | 1.99% | 1.99% | 1.93% | 1.77% | 1.62% | 1.96% | 2.17% | 1.47% | 1.25% | 0.00% |
SWPPX Schwab S&P 500 Index Fund | 1.16% | 1.11% | 1.23% | 1.43% | 1.67% | 1.27% | 1.81% | 1.95% | 2.67% | 1.79% | 2.55% | 3.17% |
Drawdowns
SWYJX vs. SWPPX - Drawdown Comparison
The maximum SWYJX drawdown since its inception was -31.18%, smaller than the maximum SWPPX drawdown of -55.06%. Use the drawdown chart below to compare losses from any high point for SWYJX and SWPPX.
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Drawdown Indicators
| SWYJX | SWPPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.18% | -55.06% | +23.88% |
Max Drawdown (1Y)Largest decline over 1 year | -11.26% | -12.10% | +0.84% |
Max Drawdown (5Y)Largest decline over 5 years | -25.69% | -24.51% | -1.18% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.80% | — |
Current DrawdownCurrent decline from peak | -6.32% | -6.26% | -0.06% |
Average DrawdownAverage peak-to-trough decline | -4.69% | -10.00% | +5.31% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.38% | 2.52% | -0.14% |
Volatility
SWYJX vs. SWPPX - Volatility Comparison
Schwab Target 2055 Index Fund (SWYJX) has a higher volatility of 5.78% compared to Schwab S&P 500 Index Fund (SWPPX) at 5.36%. This indicates that SWYJX's price experiences larger fluctuations and is considered to be riskier than SWPPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYJX | SWPPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.78% | 5.36% | +0.42% |
Volatility (6M)Calculated over the trailing 6-month period | 9.09% | 9.55% | -0.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.94% | 18.32% | -2.38% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.07% | 16.94% | -1.87% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.12% | 18.21% | -2.09% |