SWYJX vs. JRLVX
Compare and contrast key facts about Schwab Target 2055 Index Fund (SWYJX) and John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX).
SWYJX is managed by Charles Schwab. It was launched on Aug 24, 2016. JRLVX is managed by John Hancock. It was launched on Nov 6, 2013.
Performance
SWYJX vs. JRLVX - Performance Comparison
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Returns By Period
In the year-to-date period, SWYJX achieves a -0.41% return, which is significantly lower than JRLVX's -0.06% return.
SWYJX
- 1D
- -0.05%
- 1M
- -2.55%
- YTD
- -0.41%
- 6M
- 1.56%
- 1Y
- 31.00%
- 3Y*
- 15.72%
- 5Y*
- 8.66%
- 10Y*
- —
JRLVX
- 1D
- 0.00%
- 1M
- -2.38%
- YTD
- -0.06%
- 6M
- 1.92%
- 1Y
- 30.55%
- 3Y*
- 14.91%
- 5Y*
- 7.94%
- 10Y*
- 10.33%
SWYJX vs. JRLVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYJX Schwab Target 2055 Index Fund | -0.41% | 19.90% | 14.52% | 21.23% | -17.80% | 18.36% | 14.79% | 25.78% | -7.85% | 21.01% |
JRLVX John Hancock Funds Multi-Index 2045 Lifetime Portfolio | -0.06% | 19.25% | 14.50% | 18.00% | -18.06% | 18.45% | 16.23% | 25.03% | -8.29% | 17.40% |
Correlation
The correlation between SWYJX and JRLVX is 0.98 — these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk. Consider pairing with a less correlated asset class instead.
SWYJX vs. JRLVX - Expense Ratio Comparison
SWYJX has a 0.04% expense ratio, which is higher than JRLVX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
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Return for Risk
SWYJX vs. JRLVX — Risk / Return Rank
SWYJX
JRLVX
SWYJX vs. JRLVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2055 Index Fund (SWYJX) and John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYJX | JRLVX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.21 | 1.23 | -0.02 |
Sortino ratioReturn per unit of downside risk | 1.78 | 1.79 | -0.01 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.27 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.76 | 1.76 | 0.00 |
Martin ratioReturn relative to average drawdown | 8.17 | 8.22 | -0.04 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWYJX | JRLVX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.21 | 1.23 | -0.02 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.54 | +0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.65 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.67 | 0.59 | +0.07 |
Drawdowns
SWYJX vs. JRLVX - Drawdown Comparison
The maximum SWYJX drawdown since its inception was -31.18%, roughly equal to the maximum JRLVX drawdown of -32.53%. Use the drawdown chart below to compare losses from any high point for SWYJX and JRLVX.
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Drawdown Indicators
| SWYJX | JRLVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.18% | -32.53% | +1.35% |
Max Drawdown (1Y)Largest decline over 1 year | -8.83% | -8.50% | -0.33% |
Max Drawdown (5Y)Largest decline over 5 years | -25.69% | -25.64% | -0.05% |
Max Drawdown (10Y)Largest decline over 10 years | — | -32.53% | — |
Current DrawdownCurrent decline from peak | -5.55% | -5.32% | -0.23% |
Average DrawdownAverage peak-to-trough decline | -4.69% | -4.61% | -0.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.43% | 2.41% | +0.02% |
Volatility
SWYJX vs. JRLVX - Volatility Comparison
Schwab Target 2055 Index Fund (SWYJX) and John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX) have volatilities of 5.61% and 5.35%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYJX | JRLVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.61% | 5.35% | +0.26% |
Volatility (6M)Calculated over the trailing 6-month period | 9.11% | 8.86% | +0.25% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.96% | 15.51% | +0.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.06% | 14.73% | +0.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.12% | 15.95% | +0.17% |
Dividends
SWYJX vs. JRLVX - Dividend Comparison
SWYJX's dividend yield for the trailing twelve months is around 1.95%, less than JRLVX's 3.56% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYJX Schwab Target 2055 Index Fund | 1.95% | 1.95% | 1.99% | 1.99% | 1.93% | 1.77% | 1.62% | 1.96% | 2.17% | 1.47% | 1.25% | 0.00% |
JRLVX John Hancock Funds Multi-Index 2045 Lifetime Portfolio | 3.56% | 3.55% | 1.89% | 2.24% | 8.03% | 6.00% | 4.26% | 8.99% | 10.96% | 4.29% | 3.40% | 1.90% |