SWYJX vs. SCHG
Compare and contrast key facts about Schwab Target 2055 Index Fund (SWYJX) and Schwab U.S. Large-Cap Growth ETF (SCHG).
SWYJX is managed by Charles Schwab. It was launched on Aug 24, 2016. SCHG is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It was launched on Dec 11, 2009.
Performance
SWYJX vs. SCHG - Performance Comparison
Loading graphics...
SWYJX vs. SCHG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYJX Schwab Target 2055 Index Fund | -1.22% | 19.90% | 14.52% | 21.23% | -17.80% | 18.36% | 14.79% | 25.78% | -7.85% | 21.01% |
SCHG Schwab U.S. Large-Cap Growth ETF | -9.73% | 17.50% | 34.95% | 50.10% | -31.80% | 28.11% | 39.14% | 36.02% | -1.36% | 28.05% |
Returns By Period
In the year-to-date period, SWYJX achieves a -1.22% return, which is significantly higher than SCHG's -9.73% return.
SWYJX
- 1D
- 2.76%
- 1M
- -5.31%
- YTD
- -1.22%
- 6M
- 1.19%
- 1Y
- 18.88%
- 3Y*
- 15.53%
- 5Y*
- 8.48%
- 10Y*
- —
SCHG
- 1D
- 0.96%
- 1M
- -4.46%
- YTD
- -9.73%
- 6M
- -8.15%
- 1Y
- 17.00%
- 3Y*
- 22.30%
- 5Y*
- 12.76%
- 10Y*
- 16.95%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWYJX vs. SCHG - Expense Ratio Comparison
Both SWYJX and SCHG have an expense ratio of 0.04%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
SWYJX vs. SCHG — Risk / Return Rank
SWYJX
SCHG
SWYJX vs. SCHG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2055 Index Fund (SWYJX) and Schwab U.S. Large-Cap Growth ETF (SCHG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYJX | SCHG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.22 | 0.76 | +0.46 |
Sortino ratioReturn per unit of downside risk | 1.79 | 1.24 | +0.55 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.17 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.73 | 1.09 | +0.63 |
Martin ratioReturn relative to average drawdown | 8.17 | 3.71 | +4.47 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| SWYJX | SCHG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.22 | 0.76 | +0.46 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.57 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.79 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.66 | 0.79 | -0.13 |
Correlation
The correlation between SWYJX and SCHG is 0.87, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYJX vs. SCHG - Dividend Comparison
SWYJX's dividend yield for the trailing twelve months is around 1.97%, more than SCHG's 0.43% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYJX Schwab Target 2055 Index Fund | 1.97% | 1.95% | 1.99% | 1.99% | 1.93% | 1.77% | 1.62% | 1.96% | 2.17% | 1.47% | 1.25% | 0.00% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
Drawdowns
SWYJX vs. SCHG - Drawdown Comparison
The maximum SWYJX drawdown since its inception was -31.18%, smaller than the maximum SCHG drawdown of -34.59%. Use the drawdown chart below to compare losses from any high point for SWYJX and SCHG.
Loading graphics...
Drawdown Indicators
| SWYJX | SCHG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.18% | -34.59% | +3.41% |
Max Drawdown (1Y)Largest decline over 1 year | -11.26% | -16.41% | +5.15% |
Max Drawdown (5Y)Largest decline over 5 years | -25.69% | -34.59% | +8.90% |
Max Drawdown (10Y)Largest decline over 10 years | — | -34.59% | — |
Current DrawdownCurrent decline from peak | -6.32% | -12.51% | +6.19% |
Average DrawdownAverage peak-to-trough decline | -4.69% | -5.22% | +0.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.38% | 4.84% | -2.46% |
Volatility
SWYJX vs. SCHG - Volatility Comparison
The current volatility for Schwab Target 2055 Index Fund (SWYJX) is 5.78%, while Schwab U.S. Large-Cap Growth ETF (SCHG) has a volatility of 6.77%. This indicates that SWYJX experiences smaller price fluctuations and is considered to be less risky than SCHG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| SWYJX | SCHG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.78% | 6.77% | -0.99% |
Volatility (6M)Calculated over the trailing 6-month period | 9.09% | 12.54% | -3.45% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.94% | 22.45% | -6.51% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.07% | 22.31% | -7.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.12% | 21.51% | -5.39% |