SWYJX vs. VTV
SWYJX (Schwab Target 2055 Index Fund) and VTV (Vanguard Value ETF) are both funds - SWYJX is a Target Retirement Date fund tracking the Target 2055 Passive Composite Index, while VTV is a Large Cap Value Equities fund tracking the CRSP US Large Cap Value Index. Both are passively managed. Over the past 5 years, SWYJX returned 9.69%/yr vs 12.43%/yr for VTV. Their correlation of 0.84 means they have usually moved in the same direction. SWYJX charges 0.08%/yr vs 0.04%/yr for VTV.
Performance
SWYJX vs. VTV - Performance Comparison
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Returns By Period
In the year-to-date period, SWYJX achieves a 11.25% return, which is significantly lower than VTV's 16.93% return.
SWYJX
- 1D
- 0.16%
- 1M
- -0.24%
- 6M
- 7.67%
- YTD
- 11.25%
- 1Y
- 22.56%
- 3Y*
- 16.96%
- 5Y*
- 9.69%
- 10Y*
- —
- ALL TIME*
- 11.57%
VTV
- 1D
- 0.48%
- 1M
- 0.83%
- 6M
- 10.86%
- YTD
- 16.93%
- 1Y
- 28.55%
- 3Y*
- 17.83%
- 5Y*
- 12.43%
- 10Y*
- 12.46%
- ALL TIME*
- 9.69%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $655.54M | $670.79M | $624.45M |
SWYJX vs. VTV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYJX Schwab Target 2055 Index Fund | 11.25% | 19.90% | 14.52% | 21.23% | -17.80% | 18.36% | 14.79% | 25.78% | -7.85% | 21.01% |
VTV Vanguard Value ETF | 16.93% | 15.27% | 15.95% | 9.32% | -2.09% | 26.53% | 2.33% | 25.66% | -5.47% | 17.15% |
Correlation
The correlation between SWYJX and VTV is 0.69, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.69 |
Correlation (3Y) Balances recent behavior with more history. | 0.77 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.82 |
Correlation (All Time) Calculated using the full available price history since Aug 30, 2016 | 0.84 |
The correlation between SWYJX and VTV shifts across timeframes, from 0.69 (1 year) to 0.84 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
SWYJX vs. VTV — Risk / Return Rank
SWYJX
VTV
SWYJX vs. VTV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2055 Index Fund (SWYJX) and Vanguard Value ETF (VTV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SWYJX | VTV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.10 | ||
| Sortino ratioReturn per unit of downside risk | -1.61 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.51 | -0.20 |
| Calmar ratioReturn relative to maximum drawdown | 2.42 | 4.52 | -2.10 |
| Martin ratioReturn relative to average drawdown | 10.40 | 17.46 | -7.06 |
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Drawdowns
SWYJX vs. VTV - Drawdown Comparison
The maximum SWYJX drawdown since its inception was -31.18%, smaller than the maximum VTV drawdown of -59.27%. Use the drawdown chart below to compare losses from any high point for SWYJX and VTV.
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Drawdown Indicators
| SWYJX | VTV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.18% | -59.27% | +28.09% |
Max Drawdown (1Y)Largest decline over 1 year | -8.83% | -6.35% | -2.48% |
Max Drawdown (3Y)Largest decline over 3 years | -15.46% | -14.52% | -0.94% |
Max Drawdown (5Y)Largest decline over 5 years | -25.69% | -17.04% | -8.65% |
Max Drawdown (10Y)Largest decline over 10 years | — | -36.78% | — |
Current DrawdownCurrent decline from peak | -1.20% | -0.89% | -0.31% |
Average DrawdownAverage peak-to-trough decline | -4.57% | -7.82% | +3.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.05% | 1.64% | +0.41% |
Volatility
SWYJX vs. VTV - Volatility Comparison
Schwab Target 2055 Index Fund (SWYJX) has a higher volatility of 3.45% compared to Vanguard Value ETF (VTV) at 2.54%. This indicates that SWYJX's price experiences larger fluctuations and is considered to be riskier than VTV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYJX | VTV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.45% | 2.54% | +0.91% |
Volatility (6M)Calculated over the trailing 6-month period | 10.52% | 7.73% | +2.79% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.65% | 10.29% | +2.36% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.26% | 13.82% | +1.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.05% | 16.62% | -0.57% |
SWYJX vs. VTV - Expense Ratio Comparison
SWYJX has a 0.08% expense ratio, which is higher than VTV's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
SWYJX vs. VTV - Dividend Comparison
SWYJX's dividend yield for the trailing twelve months is around 1.75%, less than VTV's 1.85% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYJX Schwab Target 2055 Index Fund | 1.75% | 1.95% | 1.99% | 1.99% | 1.93% | 1.77% | 1.62% | 1.96% | 2.17% | 1.47% | 1.25% | 0.00% |
VTV Vanguard Value ETF | 1.85% | 2.05% | 2.31% | 2.46% | 2.52% | 2.15% | 2.56% | 2.50% | 2.73% | 2.29% | 2.44% | 2.60% |
Frequently Asked Questions
SWYJX and VTV have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SWYJX has higher volatility (3.45%) compared to VTV (2.54%). In terms of maximum drawdown, SWYJX dropped -31.18% vs VTV's -59.27%.
VTV currently has the higher Sharpe Ratio (2.79 vs 1.69), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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