Principal LifeTime Hybrid Income Fund (PHTFX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with PHTFX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to PHTFX
PHTFX charges 0.05% annually. There are 31 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | PHTFX vs PMTIX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | PHTFX vs PPLIX | |
| John Hancock Funds Multi-Index 2055 Lifetime Portf... | 0.01% | — | Mar 2014 | PHTFX vs JLKYX | |
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | PHTFX vs PLTZX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | PHTFX vs LTIUX |
Best Risk-Adjusted Alternatives to PHTFX
PHTFX has a PortfoliosLab risk / return rank of 64. There are 383 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 87.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 87 | — | Sep 2014 | PHTFX vs SSFNX | |
| USAA Target Retirement 2040 Fund | 86 | — | Jul 2008 | PHTFX vs URFRX | |
| USAA Target Retirement Income Fund | 86 | — | Jul 2008 | PHTFX vs URINX | |
| USAA Target Retirement 2050 Fund | 86 | — | Jul 2008 | PHTFX vs URFFX | |
| State Street Target Retirement 2025 Fund | 86 | — | Sep 2014 | PHTFX vs SSBRX |
Top Performing PHTFX Alternatives (YTD)
PHTFX is at 4.48% YTD. There are 599 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 14.49%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 14.49% | — | Jul 2013 | PHTFX vs URSIX | |
| Fidelity Flex Freedom Blend 2060 Fund | 14.31% | — | Jun 2017 | PHTFX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 14.25% | — | Jun 2019 | PHTFX vs FDFPX | |
| Fidelity Freedom 2065 Fund Class K6 | 14.22% | — | Jun 2019 | PHTFX vs FFSZX | |
| Fidelity Freedom 2060 Fund Class K6 | 14.22% | — | Aug 2014 | PHTFX vs FVTKX |
Lowest Volatility Alternatives to PHTFX
PHTFX has 5.83% 1-year volatility. There are 74 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.50%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.50% | — | Nov 2015 | PHTFX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.45% | — | Oct 2009 | PHTFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | PHTFX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.51% | — | Nov 2015 | PHTFX vs DRIQX | |
| MFS Lifetime Income Fund | 4.52% | — | Sep 2005 | PHTFX vs MLLIX |
Lowest Drawdown Alternatives to PHTFX
PHTFX has a 1-year max drawdown of -4.10%. There are 52 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | PHTFX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | PHTFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | PHTFX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | PHTFX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | PHTFX vs PRMYX |
Other Mutual Funds from Principal
The 10 most viewed Principal mutual funds shown here include PCBIX, PLSAX, PLGIX and span 6 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Principal MidCap Fund Institutional Class | Mid Cap Growth Equities | 1 | -2.78% | — | Dec 2000 | PHTFX vs PCBIX | |
| Principal LargeCap S&P 500 Index Fund Class A | S&P 500 | 72 | 11.59% | — | Feb 2001 | PHTFX vs PLSAX | |
| Principal LargeCap Growth Fund I | Large Cap Growth Equities | 7 | 1.62% | — | Dec 2000 | PHTFX vs PLGIX | |
| Principal MidCap R6 | Mid Cap Growth Equities | 1 | -2.73% | — | Nov 2016 | PHTFX vs PMAQX | |
| Principal LifeTime 2055 Fund | Target Retirement Date | 56 | 10.13% | — | Feb 2008 | PHTFX vs LTFIX | |
| Principal Capital Appreciation Fund | Large Cap Blend Equities | 50 | 9.98% | — | Nov 1986 | PHTFX vs CMNWX | |
| Principal Blue Chip Fund | Large Cap Growth Equities | 5 | 2.76% | — | Jun 2012 | PHTFX vs PBCKX | |
| Principal LifeTime 2045 Fund | Target Retirement Date | 55 | 8.99% | — | Feb 2008 | PHTFX vs LTRIX | |
| Principal LifeTime 2040 Fund | Target Retirement Date | 54 | 7.98% | — | Feb 2001 | PHTFX vs PTDIX | |
| Principal Global Multi-Strategy Fund | Multistrategy | 97 | 6.09% | — | Oct 2011 | PHTFX vs PSMIX |
Often Compared With PHTFX
Investors most often compare PHTFX with SPY, ONEQ, SACAX. These 20 comparison targets span 8 categories, based on PortfoliosLab usage data.
Compare PHTFX with Any Fund or Stock
Compare PHTFX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair PHTFX with funds that move differently
Principal LifeTime Hybrid Income Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to PHTFX.
Explore PHTFX Diversifiers