PHTFX vs. SPY
Compare and contrast key facts about Principal LifeTime Hybrid Income Fund (PHTFX) and SPDR S&P 500 ETF (SPY).
PHTFX is managed by Principal. It was launched on Sep 29, 2014. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: PHTFX or SPY.
Correlation
The correlation between PHTFX and SPY is 0.77, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
PHTFX vs. SPY - Performance Comparison
Key characteristics
PHTFX:
1.72
SPY:
1.88
PHTFX:
2.45
SPY:
2.53
PHTFX:
1.32
SPY:
1.35
PHTFX:
0.94
SPY:
2.83
PHTFX:
8.19
SPY:
11.74
PHTFX:
1.13%
SPY:
2.02%
PHTFX:
5.39%
SPY:
12.64%
PHTFX:
-19.73%
SPY:
-55.19%
PHTFX:
-1.11%
SPY:
-0.42%
Returns By Period
In the year-to-date period, PHTFX achieves a 2.43% return, which is significantly lower than SPY's 4.15% return. Over the past 10 years, PHTFX has underperformed SPY with an annualized return of 3.12%, while SPY has yielded a comparatively higher 13.18% annualized return.
PHTFX
2.43%
1.05%
2.47%
9.49%
2.34%
3.12%
SPY
4.15%
1.22%
10.44%
24.34%
14.62%
13.18%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
PHTFX vs. SPY - Expense Ratio Comparison
PHTFX has a 0.05% expense ratio, which is lower than SPY's 0.09% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
PHTFX vs. SPY — Risk-Adjusted Performance Rank
PHTFX
SPY
PHTFX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid Income Fund (PHTFX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
PHTFX vs. SPY - Dividend Comparison
PHTFX's dividend yield for the trailing twelve months is around 2.98%, more than SPY's 1.16% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTFX Principal LifeTime Hybrid Income Fund | 2.98% | 3.05% | 3.17% | 2.26% | 2.45% | 4.56% | 2.62% | 1.70% | 2.30% | 1.35% | 1.47% | 4.44% |
SPY SPDR S&P 500 ETF | 1.16% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
PHTFX vs. SPY - Drawdown Comparison
The maximum PHTFX drawdown since its inception was -19.73%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for PHTFX and SPY. For additional features, visit the drawdowns tool.
Volatility
PHTFX vs. SPY - Volatility Comparison
The current volatility for Principal LifeTime Hybrid Income Fund (PHTFX) is 1.30%, while SPDR S&P 500 ETF (SPY) has a volatility of 2.93%. This indicates that PHTFX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.