PHTFX vs. FNSHX
Compare and contrast key facts about Principal LifeTime Hybrid Income Fund (PHTFX) and Fidelity Freedom Income Fund Class K (FNSHX).
PHTFX is managed by Principal. It was launched on Sep 29, 2014. FNSHX is managed by Fidelity. It was launched on Jul 20, 2017.
Performance
PHTFX vs. FNSHX - Performance Comparison
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PHTFX vs. FNSHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PHTFX Principal LifeTime Hybrid Income Fund | -1.55% | 11.14% | 7.52% | 10.77% | -13.22% | 5.13% | 10.11% | 11.82% | -2.75% | 2.73% |
FNSHX Fidelity Freedom Income Fund Class K | -0.53% | 10.35% | 4.40% | 8.26% | -11.31% | 3.16% | 9.01% | 10.74% | -1.86% | 0.09% |
Returns By Period
In the year-to-date period, PHTFX achieves a -1.55% return, which is significantly lower than FNSHX's -0.53% return.
PHTFX
- 1D
- 0.09%
- 1M
- -4.01%
- YTD
- -1.55%
- 6M
- -0.01%
- 1Y
- 8.36%
- 3Y*
- 7.77%
- 5Y*
- 3.48%
- 10Y*
- 4.61%
FNSHX
- 1D
- 0.18%
- 1M
- -3.51%
- YTD
- -0.53%
- 6M
- 0.90%
- 1Y
- 7.47%
- 3Y*
- 6.18%
- 5Y*
- 2.64%
- 10Y*
- —
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PHTFX vs. FNSHX - Expense Ratio Comparison
PHTFX has a 0.05% expense ratio, which is lower than FNSHX's 0.42% expense ratio.
Return for Risk
PHTFX vs. FNSHX — Risk / Return Rank
PHTFX
FNSHX
PHTFX vs. FNSHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid Income Fund (PHTFX) and Fidelity Freedom Income Fund Class K (FNSHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PHTFX | FNSHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.31 | 1.57 | -0.26 |
Sortino ratioReturn per unit of downside risk | 1.84 | 2.17 | -0.32 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.31 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.64 | 2.03 | -0.39 |
Martin ratioReturn relative to average drawdown | 7.38 | 8.53 | -1.14 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PHTFX | FNSHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.31 | 1.57 | -0.26 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.51 | +0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.76 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.73 | 0.73 | 0.00 |
Correlation
The correlation between PHTFX and FNSHX is 0.87, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PHTFX vs. FNSHX - Dividend Comparison
PHTFX's dividend yield for the trailing twelve months is around 4.62%, more than FNSHX's 3.29% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTFX Principal LifeTime Hybrid Income Fund | 4.62% | 4.54% | 3.34% | 3.60% | 5.20% | 5.57% | 4.92% | 2.96% | 2.07% | 2.43% | 1.41% | 1.52% |
FNSHX Fidelity Freedom Income Fund Class K | 3.29% | 3.21% | 3.19% | 2.98% | 5.94% | 6.17% | 4.43% | 3.74% | 5.22% | 0.00% | 0.00% | 0.00% |
Drawdowns
PHTFX vs. FNSHX - Drawdown Comparison
The maximum PHTFX drawdown since its inception was -17.26%, which is greater than FNSHX's maximum drawdown of -15.87%. Use the drawdown chart below to compare losses from any high point for PHTFX and FNSHX.
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Drawdown Indicators
| PHTFX | FNSHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.26% | -15.87% | -1.39% |
Max Drawdown (1Y)Largest decline over 1 year | -4.98% | -3.68% | -1.30% |
Max Drawdown (5Y)Largest decline over 5 years | -17.26% | -15.87% | -1.39% |
Max Drawdown (10Y)Largest decline over 10 years | -17.26% | — | — |
Current DrawdownCurrent decline from peak | -4.01% | -3.51% | -0.50% |
Average DrawdownAverage peak-to-trough decline | -2.60% | -3.09% | +0.49% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.10% | 0.88% | +0.22% |
Volatility
PHTFX vs. FNSHX - Volatility Comparison
Principal LifeTime Hybrid Income Fund (PHTFX) has a higher volatility of 2.45% compared to Fidelity Freedom Income Fund Class K (FNSHX) at 2.17%. This indicates that PHTFX's price experiences larger fluctuations and is considered to be riskier than FNSHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PHTFX | FNSHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.45% | 2.17% | +0.28% |
Volatility (6M)Calculated over the trailing 6-month period | 3.88% | 3.16% | +0.72% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.57% | 4.80% | +1.77% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.75% | 5.25% | +1.50% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.10% | 4.80% | +1.30% |