PHTFX vs. PCBIX
Compare and contrast key facts about Principal LifeTime Hybrid Income Fund (PHTFX) and Principal MidCap Fund Institutional Class (PCBIX).
PHTFX is managed by Principal. It was launched on Sep 29, 2014. PCBIX is managed by Principal. It was launched on Dec 6, 2000.
Performance
PHTFX vs. PCBIX - Performance Comparison
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PHTFX vs. PCBIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PHTFX Principal LifeTime Hybrid Income Fund | -1.55% | 11.14% | 7.52% | 10.77% | -13.22% | 5.13% | 10.11% | 11.82% | -2.75% | 7.62% |
PCBIX Principal MidCap Fund Institutional Class | -12.96% | 1.62% | 23.63% | 25.92% | -23.16% | 25.22% | 18.25% | 49.40% | -6.86% | 25.32% |
Returns By Period
In the year-to-date period, PHTFX achieves a -1.55% return, which is significantly higher than PCBIX's -12.96% return. Over the past 10 years, PHTFX has underperformed PCBIX with an annualized return of 4.61%, while PCBIX has yielded a comparatively higher 11.48% annualized return.
PHTFX
- 1D
- 0.09%
- 1M
- -4.01%
- YTD
- -1.55%
- 6M
- -0.01%
- 1Y
- 8.36%
- 3Y*
- 7.77%
- 5Y*
- 3.48%
- 10Y*
- 4.61%
PCBIX
- 1D
- 0.78%
- 1M
- -9.56%
- YTD
- -12.96%
- 6M
- -16.52%
- 1Y
- -11.19%
- 3Y*
- 9.26%
- 5Y*
- 5.06%
- 10Y*
- 11.48%
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PHTFX vs. PCBIX - Expense Ratio Comparison
PHTFX has a 0.05% expense ratio, which is lower than PCBIX's 0.67% expense ratio.
Return for Risk
PHTFX vs. PCBIX — Risk / Return Rank
PHTFX
PCBIX
PHTFX vs. PCBIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid Income Fund (PHTFX) and Principal MidCap Fund Institutional Class (PCBIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PHTFX | PCBIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.31 | -0.58 | +1.89 |
Sortino ratioReturn per unit of downside risk | 1.84 | -0.71 | +2.55 |
Omega ratioGain probability vs. loss probability | 1.28 | 0.91 | +0.37 |
Calmar ratioReturn relative to maximum drawdown | 1.64 | -0.60 | +2.24 |
Martin ratioReturn relative to average drawdown | 7.38 | -1.81 | +9.19 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PHTFX | PCBIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.31 | -0.58 | +1.89 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.27 | +0.24 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.76 | 0.60 | +0.15 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.73 | 0.58 | +0.15 |
Correlation
The correlation between PHTFX and PCBIX is 0.77, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PHTFX vs. PCBIX - Dividend Comparison
PHTFX's dividend yield for the trailing twelve months is around 4.62%, less than PCBIX's 6.68% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTFX Principal LifeTime Hybrid Income Fund | 4.62% | 4.54% | 3.34% | 3.60% | 5.20% | 5.57% | 4.92% | 2.96% | 2.07% | 2.43% | 1.41% | 1.52% |
PCBIX Principal MidCap Fund Institutional Class | 6.68% | 5.81% | 6.40% | 2.51% | 3.18% | 7.96% | 1.08% | 9.02% | 12.24% | 3.31% | 2.49% | 6.30% |
Drawdowns
PHTFX vs. PCBIX - Drawdown Comparison
The maximum PHTFX drawdown since its inception was -17.26%, smaller than the maximum PCBIX drawdown of -50.25%. Use the drawdown chart below to compare losses from any high point for PHTFX and PCBIX.
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Drawdown Indicators
| PHTFX | PCBIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.26% | -50.25% | +32.99% |
Max Drawdown (1Y)Largest decline over 1 year | -4.98% | -19.29% | +14.31% |
Max Drawdown (5Y)Largest decline over 5 years | -17.26% | -31.17% | +13.91% |
Max Drawdown (10Y)Largest decline over 10 years | -17.26% | -40.56% | +23.30% |
Current DrawdownCurrent decline from peak | -4.01% | -18.65% | +14.64% |
Average DrawdownAverage peak-to-trough decline | -2.60% | -6.50% | +3.90% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.10% | 6.44% | -5.34% |
Volatility
PHTFX vs. PCBIX - Volatility Comparison
The current volatility for Principal LifeTime Hybrid Income Fund (PHTFX) is 2.45%, while Principal MidCap Fund Institutional Class (PCBIX) has a volatility of 4.56%. This indicates that PHTFX experiences smaller price fluctuations and is considered to be less risky than PCBIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PHTFX | PCBIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.45% | 4.56% | -2.11% |
Volatility (6M)Calculated over the trailing 6-month period | 3.88% | 10.34% | -6.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.57% | 18.28% | -11.71% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.75% | 18.53% | -11.78% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.10% | 19.09% | -12.99% |