PHTFX vs. FRIMX
Compare and contrast key facts about Principal LifeTime Hybrid Income Fund (PHTFX) and Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX).
PHTFX is managed by Principal. It was launched on Sep 29, 2014. FRIMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
PHTFX vs. FRIMX - Performance Comparison
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PHTFX vs. FRIMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PHTFX Principal LifeTime Hybrid Income Fund | -1.55% | 11.14% | 7.52% | 10.77% | -13.22% | 5.13% | 10.11% | 11.82% | -2.75% | 7.62% |
FRIMX Fidelity Advisor Managed Retirement Income Fund Class I | -0.51% | 9.94% | 4.30% | 8.06% | -11.66% | 2.78% | 8.57% | 10.57% | -1.82% | 7.08% |
Returns By Period
In the year-to-date period, PHTFX achieves a -1.55% return, which is significantly lower than FRIMX's -0.51% return. Over the past 10 years, PHTFX has outperformed FRIMX with an annualized return of 4.61%, while FRIMX has yielded a comparatively lower 3.92% annualized return.
PHTFX
- 1D
- 0.09%
- 1M
- -4.01%
- YTD
- -1.55%
- 6M
- -0.01%
- 1Y
- 8.36%
- 3Y*
- 7.77%
- 5Y*
- 3.48%
- 10Y*
- 4.61%
FRIMX
- 1D
- 0.26%
- 1M
- -3.19%
- YTD
- -0.51%
- 6M
- 0.75%
- 1Y
- 7.05%
- 3Y*
- 5.96%
- 5Y*
- 2.40%
- 10Y*
- 3.92%
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PHTFX vs. FRIMX - Expense Ratio Comparison
PHTFX has a 0.05% expense ratio, which is lower than FRIMX's 0.45% expense ratio.
Return for Risk
PHTFX vs. FRIMX — Risk / Return Rank
PHTFX
FRIMX
PHTFX vs. FRIMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid Income Fund (PHTFX) and Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PHTFX | FRIMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.31 | 1.56 | -0.25 |
Sortino ratioReturn per unit of downside risk | 1.84 | 2.17 | -0.33 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.31 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.64 | 2.08 | -0.44 |
Martin ratioReturn relative to average drawdown | 7.38 | 8.41 | -1.03 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PHTFX | FRIMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.31 | 1.56 | -0.25 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.46 | +0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.76 | 0.88 | -0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.73 | 0.53 | +0.21 |
Correlation
The correlation between PHTFX and FRIMX is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PHTFX vs. FRIMX - Dividend Comparison
PHTFX's dividend yield for the trailing twelve months is around 4.62%, more than FRIMX's 3.15% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTFX Principal LifeTime Hybrid Income Fund | 4.62% | 4.54% | 3.34% | 3.60% | 5.20% | 5.57% | 4.92% | 2.96% | 2.07% | 2.43% | 1.41% | 1.52% |
FRIMX Fidelity Advisor Managed Retirement Income Fund Class I | 3.15% | 3.11% | 3.01% | 2.82% | 4.52% | 3.54% | 2.41% | 2.56% | 4.67% | 8.56% | 1.67% | 1.68% |
Drawdowns
PHTFX vs. FRIMX - Drawdown Comparison
The maximum PHTFX drawdown since its inception was -17.26%, smaller than the maximum FRIMX drawdown of -33.73%. Use the drawdown chart below to compare losses from any high point for PHTFX and FRIMX.
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Drawdown Indicators
| PHTFX | FRIMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.26% | -33.73% | +16.47% |
Max Drawdown (1Y)Largest decline over 1 year | -4.98% | -3.44% | -1.54% |
Max Drawdown (5Y)Largest decline over 5 years | -17.26% | -16.12% | -1.14% |
Max Drawdown (10Y)Largest decline over 10 years | -17.26% | -16.12% | -1.14% |
Current DrawdownCurrent decline from peak | -4.01% | -3.19% | -0.82% |
Average DrawdownAverage peak-to-trough decline | -2.60% | -3.74% | +1.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.10% | 0.85% | +0.25% |
Volatility
PHTFX vs. FRIMX - Volatility Comparison
Principal LifeTime Hybrid Income Fund (PHTFX) has a higher volatility of 2.45% compared to Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX) at 1.95%. This indicates that PHTFX's price experiences larger fluctuations and is considered to be riskier than FRIMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PHTFX | FRIMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.45% | 1.95% | +0.50% |
Volatility (6M)Calculated over the trailing 6-month period | 3.88% | 2.86% | +1.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.57% | 4.59% | +1.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.75% | 5.21% | +1.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.10% | 4.47% | +1.63% |