American Funds 2065 Target Date Retirement Fund (FCQTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with FCQTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to FCQTX
FCQTX charges 0.01% annually. No mutual funds in the Target Retirement Date category have lower expense ratios; the lowest-cost alternatives shown here go as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | FCQTX vs LTRIX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | FCQTX vs PPLIX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | FCQTX vs JRLVX | |
| John Hancock Funds Multi-Index 2055 Lifetime Portf... | 0.01% | — | Mar 2014 | FCQTX vs JLKYX | |
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | FCQTX vs PTDIX |
Best Risk-Adjusted Alternatives to FCQTX
FCQTX has a PortfoliosLab risk / return rank of 47. There are 589 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | FCQTX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | FCQTX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | FCQTX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 83 | — | Sep 2014 | FCQTX vs SSBRX | |
| USAA Target Retirement 2030 Fund | 83 | — | Jul 2008 | FCQTX vs URTRX |
Top Performing FCQTX Alternatives (YTD)
FCQTX is at 9.46% YTD. There are 264 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | FCQTX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | FCQTX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.89% | — | Jun 2017 | FCQTX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.86% | — | Jun 2019 | FCQTX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.80% | — | Jun 2017 | FCQTX vs FQLSX |
Lowest Volatility Alternatives to FCQTX
FCQTX has 13.36% 1-year volatility. There are 518 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | FCQTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.43% | — | Oct 2009 | FCQTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.46% | — | Oct 2009 | FCQTX vs FFGZX | |
| MFS Lifetime Income Fund | 4.50% | — | Sep 2005 | FCQTX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.51% | — | Nov 2015 | FCQTX vs DRIQX |
Lowest Drawdown Alternatives to FCQTX
FCQTX has a 1-year max drawdown of -9.83%. There are 617 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | FCQTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | FCQTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | FCQTX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | FCQTX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | FCQTX vs PRMYX |
Other Mutual Funds from American Funds
The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.
Often Compared With FCQTX
Investors most often compare FCQTX with GDE, VFIAX, FRKMX. These 20 comparison targets span 6 categories, based on PortfoliosLab usage data.
Compare FCQTX with Any Fund or Stock
Compare FCQTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair FCQTX with funds that move differently
American Funds 2065 Target Date Retirement Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to FCQTX.
Explore FCQTX Diversifiers