FCQTX vs. JAKSX
FCQTX (American Funds 2065 Target Date Retirement Fund) and JAKSX (JPMorgan SmartRetirement 2060 Fund) are both Target Retirement Date funds. Over the past 5 years, FCQTX returned 9.35%/yr vs 8.51%/yr for JAKSX. Their 0.97 correlation means they have historically moved very closely together. FCQTX charges 0.01%/yr vs 0.26%/yr for JAKSX.
Performance
FCQTX vs. JAKSX - Performance Comparison
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Returns By Period
The year-to-date returns for both stocks are quite close, with FCQTX having a 9.46% return and JAKSX slightly lower at 9.08%.
FCQTX
- 1D
- 0.82%
- 1M
- -0.90%
- 6M
- 6.15%
- YTD
- 9.46%
- 1Y
- 19.84%
- 3Y*
- 17.10%
- 5Y*
- 9.35%
- 10Y*
- —
- ALL TIME*
- 16.09%
JAKSX
- 1D
- 0.36%
- 1M
- -0.21%
- 6M
- 5.85%
- YTD
- 9.08%
- 1Y
- 18.55%
- 3Y*
- 15.28%
- 5Y*
- 8.51%
- 10Y*
- —
- ALL TIME*
- 10.74%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FCQTX vs. JAKSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | 9.46% | 20.74% | 15.64% | 21.56% | -19.63% | 17.34% | 47.06% |
JAKSX JPMorgan SmartRetirement 2060 Fund | 9.08% | 17.84% | 12.40% | 22.14% | -18.38% | 17.47% | 44.38% |
Correlation
The correlation between FCQTX and JAKSX is 0.97 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.97 |
Correlation (3Y) Balances recent behavior with more history. | 0.97 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.98 |
Correlation (All Time) Calculated using the full available price history since Mar 27, 2020 | 0.97 |
The correlation between FCQTX and JAKSX has been stable across timeframes, ranging from 0.97 to 0.98 - a consistent structural relationship.
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Return for Risk
FCQTX vs. JAKSX — Risk / Return Rank
FCQTX
JAKSX
FCQTX vs. JAKSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund (FCQTX) and JPMorgan SmartRetirement 2060 Fund (JAKSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FCQTX | JAKSX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.01 | ||
| Sortino ratioReturn per unit of downside risk | +0.01 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.25 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 1.89 | 1.90 | -0.01 |
| Martin ratioReturn relative to average drawdown | 8.12 | 8.05 | +0.07 |
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Drawdowns
FCQTX vs. JAKSX - Drawdown Comparison
The maximum FCQTX drawdown since its inception was -27.34%, smaller than the maximum JAKSX drawdown of -33.11%. Use the drawdown chart below to compare losses from any high point for FCQTX and JAKSX.
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Drawdown Indicators
| FCQTX | JAKSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.34% | -33.11% | +5.77% |
Max Drawdown (1Y)Largest decline over 1 year | -9.83% | -9.14% | -0.69% |
Max Drawdown (3Y)Largest decline over 3 years | -15.53% | -15.15% | -0.38% |
Max Drawdown (5Y)Largest decline over 5 years | -27.34% | -25.80% | -1.54% |
Current DrawdownCurrent decline from peak | -1.82% | -1.16% | -0.66% |
Average DrawdownAverage peak-to-trough decline | -5.77% | -5.22% | -0.55% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.29% | 2.16% | +0.13% |
Volatility
FCQTX vs. JAKSX - Volatility Comparison
American Funds 2065 Target Date Retirement Fund (FCQTX) has a higher volatility of 3.97% compared to JPMorgan SmartRetirement 2060 Fund (JAKSX) at 3.65%. This indicates that FCQTX's price experiences larger fluctuations and is considered to be riskier than JAKSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCQTX | JAKSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.97% | 3.65% | +0.32% |
Volatility (6M)Calculated over the trailing 6-month period | 11.08% | 10.49% | +0.59% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.36% | 12.58% | +0.78% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.92% | 14.90% | +0.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.08% | 15.86% | -0.78% |
FCQTX vs. JAKSX - Expense Ratio Comparison
FCQTX has a 0.01% expense ratio, which is lower than JAKSX's 0.26% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
FCQTX vs. JAKSX - Dividend Comparison
FCQTX's dividend yield for the trailing twelve months is around 4.26%, more than JAKSX's 3.92% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | 4.26% | 4.67% | 2.80% | 1.99% | 3.96% | 1.54% | 0.72% | 0.00% | 0.00% | 0.00% |
JAKSX JPMorgan SmartRetirement 2060 Fund | 3.92% | 4.27% | 2.96% | 1.55% | 6.59% | 8.71% | 3.49% | 3.95% | 2.96% | 1.93% |
Frequently Asked Questions
With a correlation of 0.97, FCQTX and JAKSX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FCQTX has higher volatility (3.97%) compared to JAKSX (3.65%). In terms of maximum drawdown, FCQTX dropped -27.34% vs JAKSX's -33.11%.
FCQTX currently has the higher Sharpe Ratio (1.39 vs 1.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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