FCQTX vs. RGAGX
Compare and contrast key facts about American Funds 2065 Target Date Retirement Fund (FCQTX) and American Funds The Growth Fund of America Class R-6 (RGAGX).
FCQTX is managed by American Funds. It was launched on Mar 26, 2020. RGAGX is managed by American Funds. It was launched on Dec 1, 1973.
Performance
FCQTX vs. RGAGX - Performance Comparison
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FCQTX vs. RGAGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | -3.37% | 20.74% | 15.64% | 21.56% | -19.63% | 17.34% | 47.06% |
RGAGX American Funds The Growth Fund of America Class R-6 | -7.99% | 20.08% | 28.41% | 37.66% | -30.53% | 19.67% | 66.07% |
Returns By Period
In the year-to-date period, FCQTX achieves a -3.37% return, which is significantly higher than RGAGX's -7.99% return.
FCQTX
- 1D
- 2.74%
- 1M
- -6.47%
- YTD
- -3.37%
- 6M
- -0.75%
- 1Y
- 18.43%
- 3Y*
- 15.53%
- 5Y*
- 7.94%
- 10Y*
- —
RGAGX
- 1D
- 3.55%
- 1M
- -6.32%
- YTD
- -7.99%
- 6M
- -7.03%
- 1Y
- 17.19%
- 3Y*
- 20.63%
- 5Y*
- 9.29%
- 10Y*
- 14.74%
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FCQTX vs. RGAGX - Expense Ratio Comparison
FCQTX has a 0.01% expense ratio, which is lower than RGAGX's 0.30% expense ratio.
Return for Risk
FCQTX vs. RGAGX — Risk / Return Rank
FCQTX
RGAGX
FCQTX vs. RGAGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund (FCQTX) and American Funds The Growth Fund of America Class R-6 (RGAGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCQTX | RGAGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.24 | 0.86 | +0.38 |
Sortino ratioReturn per unit of downside risk | 1.85 | 1.37 | +0.48 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.20 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.85 | 1.29 | +0.55 |
Martin ratioReturn relative to average drawdown | 7.89 | 4.90 | +2.99 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FCQTX | RGAGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.24 | 0.86 | +0.38 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.55 | 0.46 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.75 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.98 | 0.80 | +0.18 |
Correlation
The correlation between FCQTX and RGAGX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FCQTX vs. RGAGX - Dividend Comparison
FCQTX's dividend yield for the trailing twelve months is around 4.83%, less than RGAGX's 11.95% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | 4.83% | 4.67% | 2.80% | 1.99% | 3.96% | 1.54% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
RGAGX American Funds The Growth Fund of America Class R-6 | 11.95% | 10.99% | 9.29% | 7.70% | 4.44% | 8.49% | 4.57% | 7.93% | 12.36% | 7.34% | 6.95% | 9.22% |
Drawdowns
FCQTX vs. RGAGX - Drawdown Comparison
The maximum FCQTX drawdown since its inception was -27.34%, smaller than the maximum RGAGX drawdown of -36.19%. Use the drawdown chart below to compare losses from any high point for FCQTX and RGAGX.
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Drawdown Indicators
| FCQTX | RGAGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.34% | -36.19% | +8.85% |
Max Drawdown (1Y)Largest decline over 1 year | -10.21% | -13.71% | +3.50% |
Max Drawdown (5Y)Largest decline over 5 years | -27.34% | -36.19% | +8.85% |
Max Drawdown (10Y)Largest decline over 10 years | — | -36.19% | — |
Current DrawdownCurrent decline from peak | -7.36% | -10.64% | +3.28% |
Average DrawdownAverage peak-to-trough decline | -6.02% | -5.53% | -0.49% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.39% | 3.62% | -1.23% |
Volatility
FCQTX vs. RGAGX - Volatility Comparison
The current volatility for American Funds 2065 Target Date Retirement Fund (FCQTX) is 5.61%, while American Funds The Growth Fund of America Class R-6 (RGAGX) has a volatility of 6.74%. This indicates that FCQTX experiences smaller price fluctuations and is considered to be less risky than RGAGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCQTX | RGAGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.61% | 6.74% | -1.13% |
Volatility (6M)Calculated over the trailing 6-month period | 9.44% | 12.12% | -2.68% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.36% | 21.00% | -5.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.63% | 20.23% | -5.60% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.09% | 19.64% | -4.55% |