FCQTX vs. VFIAX
Compare and contrast key facts about American Funds 2065 Target Date Retirement Fund (FCQTX) and Vanguard 500 Index Fund Admiral Shares (VFIAX).
FCQTX is managed by American Funds. It was launched on Mar 26, 2020. VFIAX is managed by Vanguard. It was launched on Nov 13, 2000.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: FCQTX or VFIAX.
Performance
FCQTX vs. VFIAX - Performance Comparison
Returns By Period
In the year-to-date period, FCQTX achieves a 16.99% return, which is significantly lower than VFIAX's 26.66% return.
FCQTX
16.99%
1.00%
7.57%
24.04%
N/A
N/A
VFIAX
26.66%
3.09%
13.26%
32.80%
15.72%
13.21%
Key characteristics
| FCQTX | VFIAX | |
|---|---|---|
| Sharpe Ratio | 2.18 | 2.68 |
| Sortino Ratio | 2.99 | 3.57 |
| Omega Ratio | 1.40 | 1.50 |
| Calmar Ratio | 2.68 | 3.88 |
| Martin Ratio | 13.98 | 17.45 |
| Ulcer Index | 1.72% | 1.88% |
| Daily Std Dev | 11.01% | 12.24% |
| Max Drawdown | -27.34% | -55.20% |
| Current Drawdown | -1.41% | -0.46% |
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FCQTX vs. VFIAX - Expense Ratio Comparison
FCQTX has a 0.01% expense ratio, which is lower than VFIAX's 0.04% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Correlation
The correlation between FCQTX and VFIAX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
FCQTX vs. VFIAX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund (FCQTX) and Vanguard 500 Index Fund Admiral Shares (VFIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
FCQTX vs. VFIAX - Dividend Comparison
FCQTX's dividend yield for the trailing twelve months is around 1.12%, less than VFIAX's 1.23% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | 1.12% | 1.31% | 0.80% | 0.76% | 0.66% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VFIAX Vanguard 500 Index Fund Admiral Shares | 1.23% | 1.45% | 1.68% | 1.24% | 1.53% | 1.87% | 2.05% | 1.78% | 2.02% | 2.10% | 1.85% | 1.84% |
Drawdowns
FCQTX vs. VFIAX - Drawdown Comparison
The maximum FCQTX drawdown since its inception was -27.34%, smaller than the maximum VFIAX drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for FCQTX and VFIAX. For additional features, visit the drawdowns tool.
Volatility
FCQTX vs. VFIAX - Volatility Comparison
The current volatility for American Funds 2065 Target Date Retirement Fund (FCQTX) is 3.10%, while Vanguard 500 Index Fund Admiral Shares (VFIAX) has a volatility of 3.96%. This indicates that FCQTX experiences smaller price fluctuations and is considered to be less risky than VFIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.