FCQTX vs. AMCPX
Compare and contrast key facts about American Funds 2065 Target Date Retirement Fund (FCQTX) and American Funds AMCAP Fund Class A (AMCPX).
FCQTX is managed by American Funds. It was launched on Mar 26, 2020. AMCPX is managed by American Funds. It was launched on Jan 5, 1967.
Performance
FCQTX vs. AMCPX - Performance Comparison
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FCQTX vs. AMCPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | -5.95% | 20.74% | 15.64% | 21.56% | -19.63% | 17.34% | 47.06% |
AMCPX American Funds AMCAP Fund Class A | -11.82% | 17.68% | 21.11% | 31.04% | -28.67% | 20.57% | 49.85% |
Returns By Period
In the year-to-date period, FCQTX achieves a -5.95% return, which is significantly higher than AMCPX's -11.82% return.
FCQTX
- 1D
- -0.42%
- 1M
- -9.36%
- YTD
- -5.95%
- 6M
- -2.92%
- 1Y
- 15.81%
- 3Y*
- 14.49%
- 5Y*
- 7.64%
- 10Y*
- —
AMCPX
- 1D
- -0.37%
- 1M
- -10.12%
- YTD
- -11.82%
- 6M
- -9.34%
- 1Y
- 11.06%
- 3Y*
- 14.39%
- 5Y*
- 6.22%
- 10Y*
- 10.59%
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FCQTX vs. AMCPX - Expense Ratio Comparison
FCQTX has a 0.01% expense ratio, which is lower than AMCPX's 0.65% expense ratio.
Return for Risk
FCQTX vs. AMCPX — Risk / Return Rank
FCQTX
AMCPX
FCQTX vs. AMCPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund (FCQTX) and American Funds AMCAP Fund Class A (AMCPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCQTX | AMCPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.04 | 0.56 | +0.48 |
Sortino ratioReturn per unit of downside risk | 1.56 | 0.94 | +0.62 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.13 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.35 | 0.59 | +0.76 |
Martin ratioReturn relative to average drawdown | 5.87 | 2.42 | +3.45 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FCQTX | AMCPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.04 | 0.56 | +0.48 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.33 | +0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.57 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.94 | 0.57 | +0.37 |
Correlation
The correlation between FCQTX and AMCPX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FCQTX vs. AMCPX - Dividend Comparison
FCQTX's dividend yield for the trailing twelve months is around 4.96%, less than AMCPX's 9.90% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | 4.96% | 4.67% | 2.80% | 1.99% | 3.96% | 1.54% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
AMCPX American Funds AMCAP Fund Class A | 9.90% | 8.73% | 8.19% | 3.26% | 7.54% | 3.43% | 3.88% | 4.90% | 7.84% | 5.37% | 3.81% | 8.86% |
Drawdowns
FCQTX vs. AMCPX - Drawdown Comparison
The maximum FCQTX drawdown since its inception was -27.34%, smaller than the maximum AMCPX drawdown of -62.37%. Use the drawdown chart below to compare losses from any high point for FCQTX and AMCPX.
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Drawdown Indicators
| FCQTX | AMCPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.34% | -62.37% | +35.03% |
Max Drawdown (1Y)Largest decline over 1 year | -10.21% | -14.18% | +3.97% |
Max Drawdown (5Y)Largest decline over 5 years | -27.34% | -36.90% | +9.56% |
Max Drawdown (10Y)Largest decline over 10 years | — | -36.90% | — |
Current DrawdownCurrent decline from peak | -9.83% | -14.18% | +4.35% |
Average DrawdownAverage peak-to-trough decline | -6.02% | -9.60% | +3.58% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.34% | 3.47% | -1.13% |
Volatility
FCQTX vs. AMCPX - Volatility Comparison
The current volatility for American Funds 2065 Target Date Retirement Fund (FCQTX) is 4.62%, while American Funds AMCAP Fund Class A (AMCPX) has a volatility of 5.26%. This indicates that FCQTX experiences smaller price fluctuations and is considered to be less risky than AMCPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCQTX | AMCPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.62% | 5.26% | -0.64% |
Volatility (6M)Calculated over the trailing 6-month period | 9.04% | 11.06% | -2.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.15% | 19.60% | -4.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.58% | 19.12% | -4.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.05% | 18.63% | -3.58% |