FCQTX vs. RERGX
Compare and contrast key facts about American Funds 2065 Target Date Retirement Fund (FCQTX) and American Funds EuroPacific Growth Fund Class R-6 (RERGX).
FCQTX is managed by American Funds. It was launched on Mar 26, 2020. RERGX is managed by American Funds.
Performance
FCQTX vs. RERGX - Performance Comparison
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FCQTX vs. RERGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | -3.37% | 20.74% | 15.64% | 21.56% | -19.63% | 17.34% | 47.06% |
RERGX American Funds EuroPacific Growth Fund Class R-6 | -2.84% | 29.34% | 3.00% | 16.11% | -22.77% | 2.84% | 62.97% |
Returns By Period
In the year-to-date period, FCQTX achieves a -3.37% return, which is significantly lower than RERGX's -2.84% return.
FCQTX
- 1D
- 2.74%
- 1M
- -6.47%
- YTD
- -3.37%
- 6M
- -0.75%
- 1Y
- 18.43%
- 3Y*
- 15.53%
- 5Y*
- 7.94%
- 10Y*
- —
RERGX
- 1D
- 2.76%
- 1M
- -8.17%
- YTD
- -2.84%
- 6M
- 0.96%
- 1Y
- 21.57%
- 3Y*
- 11.01%
- 5Y*
- 3.33%
- 10Y*
- 7.97%
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FCQTX vs. RERGX - Expense Ratio Comparison
FCQTX has a 0.01% expense ratio, which is lower than RERGX's 0.46% expense ratio.
Return for Risk
FCQTX vs. RERGX — Risk / Return Rank
FCQTX
RERGX
FCQTX vs. RERGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund (FCQTX) and American Funds EuroPacific Growth Fund Class R-6 (RERGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCQTX | RERGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.24 | 1.38 | -0.14 |
Sortino ratioReturn per unit of downside risk | 1.85 | 1.87 | -0.02 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.27 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.85 | 1.68 | +0.17 |
Martin ratioReturn relative to average drawdown | 7.89 | 6.37 | +1.51 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FCQTX | RERGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.24 | 1.38 | -0.14 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.55 | 0.20 | +0.34 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.48 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.98 | 0.38 | +0.60 |
Correlation
The correlation between FCQTX and RERGX is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FCQTX vs. RERGX - Dividend Comparison
FCQTX's dividend yield for the trailing twelve months is around 4.83%, less than RERGX's 14.36% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCQTX American Funds 2065 Target Date Retirement Fund | 4.83% | 4.67% | 2.80% | 1.99% | 3.96% | 1.54% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
RERGX American Funds EuroPacific Growth Fund Class R-6 | 14.36% | 13.95% | 4.96% | 3.95% | 2.02% | 10.19% | 0.41% | 3.14% | 3.17% | 4.99% | 1.64% | 3.43% |
Drawdowns
FCQTX vs. RERGX - Drawdown Comparison
The maximum FCQTX drawdown since its inception was -27.34%, smaller than the maximum RERGX drawdown of -37.30%. Use the drawdown chart below to compare losses from any high point for FCQTX and RERGX.
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Drawdown Indicators
| FCQTX | RERGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.34% | -37.30% | +9.96% |
Max Drawdown (1Y)Largest decline over 1 year | -10.21% | -12.52% | +2.31% |
Max Drawdown (5Y)Largest decline over 5 years | -27.34% | -37.30% | +9.96% |
Max Drawdown (10Y)Largest decline over 10 years | — | -37.30% | — |
Current DrawdownCurrent decline from peak | -7.36% | -10.11% | +2.75% |
Average DrawdownAverage peak-to-trough decline | -6.02% | -9.28% | +3.26% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.39% | 3.30% | -0.91% |
Volatility
FCQTX vs. RERGX - Volatility Comparison
The current volatility for American Funds 2065 Target Date Retirement Fund (FCQTX) is 5.61%, while American Funds EuroPacific Growth Fund Class R-6 (RERGX) has a volatility of 7.27%. This indicates that FCQTX experiences smaller price fluctuations and is considered to be less risky than RERGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCQTX | RERGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.61% | 7.27% | -1.66% |
Volatility (6M)Calculated over the trailing 6-month period | 9.44% | 11.54% | -2.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.36% | 16.40% | -1.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.63% | 16.48% | -1.85% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.09% | 16.80% | -1.71% |