GDOT vs. FCFS

Last updated Apr 1, 2026

Compare and contrast key facts about Green Dot Corporation (GDOT) and FirstCash, Inc. (FCFS).

Performance

GDOT vs. FCFS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Green Dot Corporation (GDOT) and FirstCash, Inc. (FCFS). The values are adjusted to include any dividend payments, if applicable.

GDOT vs. FCFS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
GDOT Green Dot Corporation	-12.41%	20.39%	7.47%	-37.42%	-56.35%	-35.05%	139.48%	-70.70%	31.96%	155.88%
FCFS FirstCash, Inc.	18.23%	55.68%	-3.20%	26.45%	18.03%	8.47%	-11.74%	12.72%	8.48%	45.56%

Fundamentals

EPS GDOT : -$1.79 FCFS : $11.02
PS Ratio GDOT : 0.30 FCFS : 1.54
Total Revenue (TTM) GDOT : $2.08B FCFS : $3.66B
Gross Profit (TTM) GDOT : $452.99M FCFS : $2.37B
EBITDA (TTM) GDOT : $92.12M FCFS : $845.51M

Returns By Period

In the year-to-date period, GDOT achieves a -12.41% return, which is significantly lower than FCFS's 18.23% return. Over the past 10 years, GDOT has underperformed FCFS with an annualized return of -7.01%, while FCFS has yielded a comparatively higher 16.91% annualized return.

GDOT

• 1D: 0.45%
• 1M: -2.94%
• YTD: -12.41%
• 6M: -16.46%
• 1Y: 32.94%
• 3Y*: -13.24%
• 5Y*: -24.91%
• 10Y*: -7.01%

FCFS

• 1D: -1.86%
• 1M: -2.48%
• YTD: 18.23%
• 6M: 19.26%
• 1Y: 57.97%
• 3Y*: 26.94%
• 5Y*: 24.32%
• 10Y*: 16.91%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

GDOT vs. FCFS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

GDOT

GDOT Risk / Return Rank: 65
GDOT Sharpe Ratio Rank: 61
GDOT Sortino Ratio Rank: 70
GDOT Omega Ratio Rank: 65
GDOT Calmar Ratio Rank: 65
GDOT Martin Ratio Rank: 62

FCFS

FCFS Risk / Return Rank: 92
FCFS Sharpe Ratio Rank: 91
FCFS Sortino Ratio Rank: 89
FCFS Omega Ratio Rank: 89
FCFS Calmar Ratio Rank: 93
FCFS Martin Ratio Rank: 96

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

GDOT vs. FCFS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Green Dot Corporation (GDOT) and FirstCash, Inc. (FCFS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	GDOT	FCFS	Difference
Sharpe ratio Return per unit of total volatility	0.55	2.07	-1.52
Sortino ratio Return per unit of downside risk	1.58	2.76	-1.18
Omega ratio Gain probability vs. loss probability	1.19	1.37	-0.19
Calmar ratio Return relative to maximum drawdown	1.11	4.65	-3.54
Martin ratio Return relative to average drawdown	2.12	17.09	-14.97
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

GDOT vs. FCFS - Sharpe Ratio Comparison

The current GDOT Sharpe Ratio is 0.55, which is lower than the FCFS Sharpe Ratio of 2.07. The chart below compares the historical Sharpe Ratios of GDOT and FCFS, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	GDOT	FCFS	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.55	2.07	-1.52
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.49	0.84	-1.33
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	-0.13	0.56	-0.69
Sharpe Ratio (All Time) Calculated using the full available price history	-0.16	0.33	-0.49

Correlation

The correlation between GDOT and FCFS is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

GDOT vs. FCFS - Dividend Comparison

GDOT has not paid dividends to shareholders, while FCFS's dividend yield for the trailing twelve months is around 0.87%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
GDOT Green Dot Corporation	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
FCFS FirstCash, Inc.	0.87%	1.00%	1.41%	1.25%	1.45%	1.56%	1.54%	1.27%	1.26%	1.14%	1.20%

Drawdowns

GDOT vs. FCFS - Drawdown Comparison

The maximum GDOT drawdown since its inception was -93.17%, roughly equal to the maximum FCFS drawdown of -90.26%. Use the drawdown chart below to compare losses from any high point for GDOT and FCFS.

Drawdown Indicators

	GDOT	FCFS	Difference
Max Drawdown Largest peak-to-trough decline	-93.17%	-90.26%	-2.91%
Max Drawdown (1Y) Largest decline over 1 year	-30.95%	-12.75%	-18.20%
Max Drawdown (5Y) Largest decline over 5 years	-88.43%	-35.70%	-52.73%
Max Drawdown (10Y) Largest decline over 10 years	-93.17%	-50.16%	-43.01%
Current Drawdown Current decline from peak	-87.91%	-4.61%	-83.30%
Average Drawdown Average peak-to-trough decline	-59.93%	-24.37%	-35.56%
Ulcer Index Depth and duration of drawdowns from previous peaks	16.15%	3.47%	+12.68%

Volatility

GDOT vs. FCFS - Volatility Comparison

Green Dot Corporation (GDOT) has a higher volatility of 10.90% compared to FirstCash, Inc. (FCFS) at 8.03%. This indicates that GDOT's price experiences larger fluctuations and is considered to be riskier than FCFS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	GDOT	FCFS	Difference
Volatility (1M) Calculated over the trailing 1-month period	10.90%	8.03%	+2.87%
Volatility (6M) Calculated over the trailing 6-month period	23.06%	19.70%	+3.36%
Volatility (1Y) Calculated over the trailing 1-year period	60.47%	28.14%	+32.33%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	51.18%	29.20%	+21.98%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	52.39%	30.45%	+21.94%

Financials

GDOT vs. FCFS - Profitability Comparison

The chart below illustrates the profitability comparison between Green Dot Corporation and FirstCash, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

GDOT - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Green Dot Corporation reported a gross profit of 0.00 and revenue of 522.62M. Therefore, the gross margin over that period was 0.0%.

FCFS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, FirstCash, Inc. reported a gross profit of 1.06B and revenue of 1.06B. Therefore, the gross margin over that period was 99.9%.

GDOT - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Green Dot Corporation reported an operating income of -27.65M and revenue of 522.62M, resulting in an operating margin of -5.3%.

FCFS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, FirstCash, Inc. reported an operating income of 797.52M and revenue of 1.06B, resulting in an operating margin of 75.4%.

GDOT - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Green Dot Corporation reported a net income of -46.82M and revenue of 522.62M, resulting in a net margin of -9.0%.

FCFS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, FirstCash, Inc. reported a net income of 104.17M and revenue of 1.06B, resulting in a net margin of 9.8%.