FCFS vs. PM
FCFS (FirstCash, Inc.) and PM (Philip Morris International Inc.) are both stocks. FCFS operates in Credit Services (Financial Services), while PM operates in Tobacco (Consumer Defensive). Over the past 10 years, FCFS returned 18.22%/yr vs 10.92%/yr for PM. At a 0.25 correlation, their price movements are largely independent.
Performance
FCFS vs. PM - Performance Comparison
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Returns By Period
In the year-to-date period, FCFS achieves a 31.83% return, which is significantly higher than PM's 9.23% return. Over the past 10 years, FCFS has outperformed PM with an annualized return of 18.22%, while PM has yielded a comparatively lower 10.92% annualized return.
FCFS
- 1D
- -2.11%
- 1M
- -4.68%
- YTD
- 31.83%
- 6M
- 30.78%
- 1Y
- 64.99%
- 3Y*
- 29.37%
- 5Y*
- 22.30%
- 10Y*
- 18.22%
PM
- 1D
- 0.58%
- 1M
- 4.38%
- YTD
- 9.23%
- 6M
- 14.35%
- 1Y
- -1.61%
- 3Y*
- 29.31%
- 5Y*
- 17.73%
- 10Y*
- 10.92%
FCFS vs. PM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 31.83% | 55.68% | -3.20% | 26.45% | 18.03% | 8.47% | -11.74% | 12.72% | 8.48% | 45.56% |
PM Philip Morris International Inc. | 9.23% | 37.99% | 34.34% | -1.85% | 12.31% | 20.78% | 3.69% | 35.02% | -33.30% | 19.85% |
Correlation
The correlation between FCFS and PM is 0.00, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.00 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.10 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.17 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.19 |
Correlation (All Time) Calculated using the full available price history since Mar 18, 2008 | 0.25 |
Over the past year, the correlation between FCFS and PM has dropped to 0.00 - well below their long-term average of 0.25, suggesting their price drivers have been diverging.
Fundamentals
FCFS:
$10.56
PM:
$7.12
FCFS:
19.81
PM:
24.40
FCFS:
0.70
PM:
2.65
FCFS:
1.81
PM:
6.53
FCFS:
$3.88B
PM:
$41.49B
FCFS:
$2.47B
PM:
$27.93B
FCFS:
$957.95M
PM:
$17.74B
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Return for Risk
FCFS vs. PM — Risk / Return Rank
FCFS
PM
FCFS vs. PM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for FirstCash, Inc. (FCFS) and Philip Morris International Inc. (PM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCFS | PM | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.32 | -0.06 | +2.38 |
Sortino ratioReturn per unit of downside risk | 2.88 | 0.11 | +2.77 |
Omega ratioGain probability vs. loss probability | 1.40 | 1.01 | +0.38 |
Calmar ratioReturn relative to maximum drawdown | 5.11 | -0.02 | +5.13 |
Martin ratioReturn relative to average drawdown | 22.09 | -0.04 | +22.13 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FCFS | PM | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.32 | -0.06 | +2.38 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.77 | 0.79 | -0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.60 | 0.45 | +0.15 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.34 | 0.52 | -0.19 |
Drawdowns
FCFS vs. PM - Drawdown Comparison
The maximum FCFS drawdown since its inception was -90.26%, which is greater than PM's maximum drawdown of -42.87%. Use the drawdown chart below to compare losses from any high point for FCFS and PM.
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Drawdown Indicators
| FCFS | PM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.26% | -42.87% | -47.39% |
Max Drawdown (1Y)Largest decline over 1 year | -12.75% | -20.64% | +7.89% |
Max Drawdown (3Y)Largest decline over 3 years | -23.38% | -20.64% | -2.74% |
Max Drawdown (5Y)Largest decline over 5 years | -35.70% | -22.78% | -12.92% |
Max Drawdown (10Y)Largest decline over 10 years | -50.16% | -42.87% | -7.29% |
Current DrawdownCurrent decline from peak | -10.03% | -9.49% | -0.54% |
Average DrawdownAverage peak-to-trough decline | -24.26% | -10.03% | -14.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.95% | 10.74% | -7.79% |
Volatility
FCFS vs. PM - Volatility Comparison
The current volatility for FirstCash, Inc. (FCFS) is 7.44%, while Philip Morris International Inc. (PM) has a volatility of 9.53%. This indicates that FCFS experiences smaller price fluctuations and is considered to be less risky than PM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCFS | PM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.44% | 9.53% | -2.09% |
Volatility (6M)Calculated over the trailing 6-month period | 18.44% | 20.94% | -2.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.12% | 27.54% | +0.58% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.27% | 22.69% | +6.58% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.49% | 24.44% | +6.05% |
Dividends
FCFS vs. PM - Dividend Comparison
FCFS's dividend yield for the trailing twelve months is around 0.80%, less than PM's 3.32% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 0.80% | 1.00% | 1.41% | 1.25% | 1.45% | 1.56% | 1.54% | 1.27% | 1.26% | 1.14% | 1.20% | 0.00% |
PM Philip Morris International Inc. | 3.32% | 3.52% | 4.40% | 5.46% | 4.98% | 5.16% | 5.73% | 5.43% | 6.73% | 3.99% | 4.50% | 4.60% |
Financials
FCFS vs. PM - Financials Comparison
This section allows you to compare key financial metrics between FirstCash, Inc. and Philip Morris International Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FCFS vs. PM - Profitability Comparison
FCFS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, FirstCash, Inc. reported a gross profit of 1.05B and revenue of 1.05B. Therefore, the gross margin over that period was 99.9%.
PM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Philip Morris International Inc. reported a gross profit of 6.91B and revenue of 10.15B. Therefore, the gross margin over that period was 68.1%.
FCFS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, FirstCash, Inc. reported an operating income of 781.38M and revenue of 1.05B, resulting in an operating margin of 74.3%.
PM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Philip Morris International Inc. reported an operating income of 3.89B and revenue of 10.15B, resulting in an operating margin of 38.4%.
FCFS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, FirstCash, Inc. reported a net income of 107.70M and revenue of 1.05B, resulting in a net margin of 10.2%.
PM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Philip Morris International Inc. reported a net income of 2.44B and revenue of 10.15B, resulting in a net margin of 24.0%.
Frequently Asked Questions
FCFS and PM have a correlation of 0.00, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PM has higher volatility (9.53%) compared to FCFS (7.44%). In terms of maximum drawdown, FCFS dropped -90.26% vs PM's -42.87%.
FCFS currently has the higher Sharpe Ratio (2.32 vs -0.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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