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GDOT vs. QFIN
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between GDOT and QFIN is 0.30, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Performance

GDOT vs. QFIN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Green Dot Corporation (GDOT) and 360 DigiTech, Inc. (QFIN). The values are adjusted to include any dividend payments, if applicable.

-100.00%-50.00%0.00%50.00%100.00%150.00%200.00%250.00%December2025FebruaryMarchAprilMay
-86.49%
207.62%
GDOT
QFIN

Key characteristics

Sharpe Ratio

GDOT:

0.17

QFIN:

2.25

Sortino Ratio

GDOT:

0.92

QFIN:

3.01

Omega Ratio

GDOT:

1.12

QFIN:

1.37

Calmar Ratio

GDOT:

0.19

QFIN:

2.41

Martin Ratio

GDOT:

0.75

QFIN:

14.81

Ulcer Index

GDOT:

24.10%

QFIN:

8.27%

Daily Std Dev

GDOT:

61.94%

QFIN:

50.50%

Max Drawdown

GDOT:

-93.17%

QFIN:

-76.74%

Current Drawdown

GDOT:

-88.22%

QFIN:

-9.89%

Fundamentals

Market Cap

GDOT:

$600.31M

QFIN:

$6.00B

EPS

GDOT:

-$0.50

QFIN:

$5.68

PS Ratio

GDOT:

0.35

QFIN:

0.35

PB Ratio

GDOT:

0.55

QFIN:

1.81

Total Revenue (TTM)

GDOT:

$1.27B

QFIN:

$12.23B

Gross Profit (TTM)

GDOT:

$601.90M

QFIN:

$8.90B

EBITDA (TTM)

GDOT:

$38.95M

QFIN:

$4.30B

Returns By Period

In the year-to-date period, GDOT achieves a 2.82% return, which is significantly lower than QFIN's 12.98% return.


GDOT

YTD

2.82%

1M

41.71%

6M

0.37%

1Y

10.17%

5Y*

-19.10%

10Y*

-3.36%

QFIN

YTD

12.98%

1M

17.86%

6M

38.98%

1Y

111.93%

5Y*

43.08%

10Y*

N/A

*Annualized

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Risk-Adjusted Performance

GDOT vs. QFIN — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

GDOT
The Risk-Adjusted Performance Rank of GDOT is 6262
Overall Rank
The Sharpe Ratio Rank of GDOT is 5959
Sharpe Ratio Rank
The Sortino Ratio Rank of GDOT is 6464
Sortino Ratio Rank
The Omega Ratio Rank of GDOT is 6363
Omega Ratio Rank
The Calmar Ratio Rank of GDOT is 6161
Calmar Ratio Rank
The Martin Ratio Rank of GDOT is 6262
Martin Ratio Rank

QFIN
The Risk-Adjusted Performance Rank of QFIN is 9595
Overall Rank
The Sharpe Ratio Rank of QFIN is 9797
Sharpe Ratio Rank
The Sortino Ratio Rank of QFIN is 9595
Sortino Ratio Rank
The Omega Ratio Rank of QFIN is 9292
Omega Ratio Rank
The Calmar Ratio Rank of QFIN is 9595
Calmar Ratio Rank
The Martin Ratio Rank of QFIN is 9898
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

GDOT vs. QFIN - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Green Dot Corporation (GDOT) and 360 DigiTech, Inc. (QFIN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current GDOT Sharpe Ratio is 0.17, which is lower than the QFIN Sharpe Ratio of 2.25. The chart below compares the historical Sharpe Ratios of GDOT and QFIN, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio-1.000.001.002.003.004.005.00December2025FebruaryMarchAprilMay
0.17
2.25
GDOT
QFIN

Dividends

GDOT vs. QFIN - Dividend Comparison

GDOT has not paid dividends to shareholders, while QFIN's dividend yield for the trailing twelve months is around 3.05%.


TTM2024202320222021
GDOT
Green Dot Corporation
0.00%0.00%0.00%0.00%0.00%
QFIN
360 DigiTech, Inc.
3.05%3.07%4.17%4.03%1.22%

Drawdowns

GDOT vs. QFIN - Drawdown Comparison

The maximum GDOT drawdown since its inception was -93.17%, which is greater than QFIN's maximum drawdown of -76.74%. Use the drawdown chart below to compare losses from any high point for GDOT and QFIN. For additional features, visit the drawdowns tool.


-100.00%-80.00%-60.00%-40.00%-20.00%0.00%December2025FebruaryMarchAprilMay
-86.83%
-9.89%
GDOT
QFIN

Volatility

GDOT vs. QFIN - Volatility Comparison

Green Dot Corporation (GDOT) has a higher volatility of 24.57% compared to 360 DigiTech, Inc. (QFIN) at 15.55%. This indicates that GDOT's price experiences larger fluctuations and is considered to be riskier than QFIN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


5.00%10.00%15.00%20.00%25.00%30.00%December2025FebruaryMarchAprilMay
24.57%
15.55%
GDOT
QFIN

Financials

GDOT vs. QFIN - Financials Comparison

This section allows you to compare key financial metrics between Green Dot Corporation and 360 DigiTech, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.001.00B2.00B3.00B4.00B5.00BAprilJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober
455.02M
4.48B
(GDOT) Total Revenue
(QFIN) Total Revenue
Values in USD except per share items

GDOT vs. QFIN - Profitability Comparison

The chart below illustrates the profitability comparison between Green Dot Corporation and 360 DigiTech, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober
30.2%
66.0%
(GDOT) Gross Margin
(QFIN) Gross Margin
GDOT - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Green Dot Corporation reported a gross profit of 137.29M and revenue of 455.02M. Therefore, the gross margin over that period was 30.2%.

QFIN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, 360 DigiTech, Inc. reported a gross profit of 2.96B and revenue of 4.48B. Therefore, the gross margin over that period was 66.0%.

GDOT - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Green Dot Corporation reported an operating income of 14.38M and revenue of 455.02M, resulting in an operating margin of 3.2%.

QFIN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, 360 DigiTech, Inc. reported an operating income of 1.89B and revenue of 4.48B, resulting in an operating margin of 42.2%.

GDOT - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Green Dot Corporation reported a net income of 5.10M and revenue of 455.02M, resulting in a net margin of 1.1%.

QFIN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, 360 DigiTech, Inc. reported a net income of 1.92B and revenue of 4.48B, resulting in a net margin of 42.8%.