- ISIN
- US39304D1028
- CUSIP
- 39304D102
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Jul 22, 2010
Highlights
- Market Cap
- $735.64M
- Enterprise Value
- -$844.84M
- EPS (TTM)
- -$1.27
- Total Revenue (TTM)
- $2.18B
- Gross Profit (TTM)
- $323.19M
- EBITDA (TTM)
- $130.03M
- Year Range
- $9.19 - $15.41
- Target Price
- $16.13
- ROA (TTM)
- -1.07%
- ROE (TTM)
- -7.54%
Share Price Chart
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Performance
GDOT Performance Chart
Green Dot Corporation (GDOT) is down 1.0% since the beginning of the year. At $13 per share, GDOT is trading 17.7% below its 52-week high of $15. Investors who bought $1,000 worth of GDOT shares 5 years ago would now be looking at an investment worth $307.
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Returns By Period
Green Dot Corporation (GDOT) has returned -1.01% so far this year and 32.36% over the past 12 months. Over the last ten years, GDOT has returned -5.45% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.
Green Dot Corporation
- 1D
- -0.70%
- 1M
- 0.48%
- YTD
- -1.01%
- 6M
- -2.61%
- 1Y
- 32.36%
- 3Y*
- -12.36%
- 5Y*
- -21.04%
- 10Y*
- -5.45%
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.25%
- YTD
- 11.16%
- 6M
- 11.43%
- 1Y
- 28.20%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
GDOT Monthly Returns History
Based on dividend-adjusted daily data since Jul 22, 2010, GDOT's average daily return is +0.03%, while the average monthly return is +0.21%. At this rate, an investment would double in approximately 27.5 years.
Historically, 53% of months were positive and 47% were negative. The best month was Aug 2025 with a return of +37.6%, while the worst month was Jul 2012 at -52.8%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 5 months.
On a daily basis, GDOT closed higher 51% of trading days. The best single day was Jun 23, 2015 with a return of +40.6%, while the worst single day was Jul 27, 2012 at -61.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -4.92% | -5.09% | -2.94% | 11.85% | 2.55% | -1.48% | -1.01% | ||||||
| 2025 | -16.64% | -13.75% | 10.33% | -0.83% | 10.39% | 16.67% | -6.12% | 37.55% | -3.52% | -13.55% | 8.27% | 1.91% | 20.39% |
| 2024 | -8.99% | -8.88% | 13.64% | -6.22% | 13.26% | -4.64% | 1.16% | 16.84% | 4.83% | -2.99% | -9.60% | 3.60% | 7.47% |
| 2023 | 14.29% | 4.70% | -9.24% | 0.06% | 6.05% | 2.80% | 4.32% | -24.09% | -6.13% | -19.74% | -28.26% | 23.44% | -37.42% |
| 2022 | -12.50% | -9.65% | -4.08% | -3.64% | 8.91% | -12.93% | 11.91% | -27.79% | -6.46% | 0.26% | 7.09% | -22.37% | -56.35% |
| 2021 | -9.98% | -5.91% | -3.11% | -0.07% | -11.30% | 15.42% | -1.66% | 13.39% | -3.66% | -15.84% | -15.25% | 0.95% | -35.05% |
Benchmark Metrics
Green Dot Corporation has an annualized alpha of -8.68%, beta of 1.19, and R2 of 0.15 versus S&P 500 Index. Calculated based on daily prices since July 23, 2010.
- This stock participated in 145.59% of S&P 500 Index downside but only 52.39% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.15 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -8.68%
- Beta
- 1.19
- R²
- 0.15
- Upside Capture
- 52.39%
- Downside Capture
- 145.59%
Return for Risk
Risk / Return Rank
GDOT ranks 63 for risk / return — better than 63% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Green Dot Corporation (GDOT) and compare them to S&P 500 Index.
| GDOT | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.66 | 2.39 | -1.73 |
Sortino ratioReturn per unit of downside risk | 1.71 | 3.25 | -1.54 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.43 | -0.23 |
Calmar ratioReturn relative to maximum drawdown | 1.05 | 3.11 | -2.06 |
Martin ratioReturn relative to average drawdown | 1.88 | 14.38 | -12.50 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Green Dot Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Green Dot Corporation was 93.17%, occurring on Mar 12, 2025. The portfolio has not yet recovered.
The current Green Dot Corporation drawdown is 86.34%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2025 selloff2025 | -93.17%Mar 2025 | 6y 4mo | — | 7y 6moNov 2018 - now |
2012 bear market2012 | -85.99%Jul 2012 | 1y 7mo | 5y 7mo | 7y 2moDec 2010 - Feb 2018 |
Rate-hike selloffLate 2018 | -20.26%Oct 2018 | 1mo 12d | 10d | 1mo 22dSep 2018 - Nov 2018 |
2010 correction2010 | -16.02%Oct 2010 | 20d | 28d | 1mo 18dSep 2010 - Nov 2010 |
2018 correction2018 | -12.25%Apr 2018 | 1mo 1d | 13d | 1mo 14dMar 2018 - May 2018 |
Drawdown Indicators
| GDOT | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -93.17% | -56.78% | -36.39% |
Max Drawdown (1Y)Largest decline over 1 year | -30.95% | -9.10% | -21.85% |
Max Drawdown (3Y)Largest decline over 3 years | -69.62% | -18.90% | -50.72% |
Max Drawdown (5Y)Largest decline over 5 years | -88.43% | -25.43% | -63.00% |
Max Drawdown (10Y)Largest decline over 10 years | -93.17% | -33.92% | -59.25% |
Current DrawdownCurrent decline from peak | -86.34% | 0.00% | -86.34% |
Average DrawdownAverage peak-to-trough decline | -60.22% | -10.72% | -49.50% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 17.24% | 1.97% | +15.27% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Green Dot Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Green Dot Corporation is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for GDOT relative to other companies in the Credit Services industry. Currently, GDOT has a P/S ratio of 0.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for GDOT in comparison with other companies in the Credit Services industry. Currently, GDOT has a P/B value of 0.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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