Principal LifeTime 2065 (PLJIX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with PLJIX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to PLJIX
PLJIX charges 0.05% annually. There are 31 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | PLJIX vs JIEHX | |
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | PLJIX vs FCQTX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | PLJIX vs PLWIX | |
| John Hancock Funds Multi-Index 2055 Lifetime Portf... | 0.01% | — | Mar 2014 | PLJIX vs JLKYX | |
| Principal LifeTime 2025 Fund | 0.01% | — | Feb 2008 | PLJIX vs LTSTX |
Best Risk-Adjusted Alternatives to PLJIX
PLJIX has a PortfoliosLab risk / return rank of 46. There are 608 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | PLJIX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | PLJIX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | PLJIX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 83 | — | Sep 2014 | PLJIX vs SSBRX | |
| USAA Target Retirement 2030 Fund | 83 | — | Jul 2008 | PLJIX vs URTRX |
Top Performing PLJIX Alternatives (YTD)
PLJIX is at 9.11% YTD. There are 285 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | PLJIX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | PLJIX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.89% | — | Jun 2017 | PLJIX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.86% | — | Jun 2019 | PLJIX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.80% | — | Jun 2017 | PLJIX vs FQLSX |
Lowest Volatility Alternatives to PLJIX
PLJIX has 12.82% 1-year volatility. There are 459 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | PLJIX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.43% | — | Oct 2009 | PLJIX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.46% | — | Oct 2009 | PLJIX vs FFGZX | |
| MFS Lifetime Income Fund | 4.50% | — | Sep 2005 | PLJIX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.51% | — | Nov 2015 | PLJIX vs DRIQX |
Lowest Drawdown Alternatives to PLJIX
PLJIX has a 1-year max drawdown of -8.72%. There are 417 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | PLJIX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | PLJIX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | PLJIX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | PLJIX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | PLJIX vs PRMYX |
Other Mutual Funds from Principal
The 10 most viewed Principal mutual funds shown here include PCBIX, PLSAX, PLGIX and span 6 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Principal MidCap Fund Institutional Class | Mid Cap Growth Equities | 1 | -4.46% | — | Dec 2000 | PLJIX vs PCBIX | |
| Principal LargeCap S&P 500 Index Fund Class A | S&P 500 | 56 | 9.95% | — | Feb 2001 | PLJIX vs PLSAX | |
| Principal LargeCap Growth Fund I | Large Cap Growth Equities | 5 | -0.62% | — | Dec 2000 | PLJIX vs PLGIX | |
| Principal MidCap R6 | Mid Cap Growth Equities | 1 | -4.40% | — | Nov 2016 | PLJIX vs PMAQX | |
| Principal LifeTime 2055 Fund | Target Retirement Date | 47 | 9.10% | — | Feb 2008 | PLJIX vs LTFIX | |
| Principal Capital Appreciation Fund | Large Cap Blend Equities | 39 | 8.52% | — | Nov 1986 | PLJIX vs CMNWX | |
| Principal Blue Chip Fund | Large Cap Growth Equities | 3 | 0.00% | — | Jun 2012 | PLJIX vs PBCKX | |
| Principal Global Multi-Strategy Fund | Multistrategy | 97 | 5.92% | — | Oct 2011 | PLJIX vs PSMIX | |
| Principal LifeTime 2045 Fund | Target Retirement Date | 47 | 8.14% | — | Feb 2008 | PLJIX vs LTRIX | |
| Principal LifeTime 2040 Fund | Target Retirement Date | 46 | 7.20% | — | Feb 2001 | PLJIX vs PTDIX |
Often Compared With PLJIX
Investors most often compare PLJIX with VOO, FXAIX, FHAHX. These 20 comparison targets span 4 categories, based on PortfoliosLab usage data.
Compare PLJIX with Any Fund or Stock
Compare PLJIX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair PLJIX with funds that move differently
Principal LifeTime 2065 alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to PLJIX.
Explore PLJIX Diversifiers