PLJIX vs. PBCKX
PLJIX (Principal LifeTime 2065) and PBCKX (Principal Blue Chip Fund) are both mutual funds - PLJIX is a Target Retirement Date fund managed by Principal, while PBCKX is a Large Cap Growth Equities fund managed by Principal. Over the past 5 years, PLJIX returned 8.55%/yr vs 6.94%/yr for PBCKX. Their correlation of 0.89 means they have usually moved in the same direction. PLJIX charges 0.05%/yr vs 0.66%/yr for PBCKX.
Performance
PLJIX vs. PBCKX - Performance Comparison
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Returns By Period
PLJIX
- 1D
- 0.35%
- 1M
- 0.77%
- 6M
- 5.68%
- YTD
- 9.11%
- 1Y
- 18.44%
- 3Y*
- 15.85%
- 5Y*
- 8.55%
- 10Y*
- —
- ALL TIME*
- 10.83%
PBCKX
- 1D
- 2.53%
- 1M
- 2.40%
- 6M
- 1.76%
- YTD
- 0.00%
- 1Y
- -0.60%
- 3Y*
- 15.87%
- 5Y*
- 6.94%
- 10Y*
- 16.15%
- ALL TIME*
- 15.71%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
PLJIX vs. PBCKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLJIX Principal LifeTime 2065 | 9.11% | 17.76% | 15.83% | 20.27% | -18.82% | 18.18% | 16.87% | 27.36% | -9.36% | 7.78% |
PBCKX Principal Blue Chip Fund | 0.00% | 9.20% | 26.90% | 40.58% | -30.74% | 25.05% | 34.77% | 45.22% | 2.83% | 9.29% |
Correlation
The correlation between PLJIX and PBCKX is 0.80, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.80 |
Correlation (3Y) Balances recent behavior with more history. | 0.84 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.89 |
Correlation (All Time) Calculated using the full available price history since Sep 6, 2017 | 0.89 |
The correlation between PLJIX and PBCKX has been stable across timeframes, ranging from 0.80 to 0.89 - a consistent structural relationship.
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Return for Risk
PLJIX vs. PBCKX — Risk / Return Rank
PLJIX
PBCKX
PLJIX vs. PBCKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2065 (PLJIX) and Principal Blue Chip Fund (PBCKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PLJIX | PBCKX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.51 | ||
| Sortino ratioReturn per unit of downside risk | +2.03 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 0.98 | +0.26 |
| Calmar ratioReturn relative to maximum drawdown | 1.96 | -0.15 | +2.11 |
| Martin ratioReturn relative to average drawdown | 8.40 | -0.42 | +8.82 |
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Drawdowns
PLJIX vs. PBCKX - Drawdown Comparison
The maximum PLJIX drawdown since its inception was -34.13%, smaller than the maximum PBCKX drawdown of -38.00%. Use the drawdown chart below to compare losses from any high point for PLJIX and PBCKX.
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Drawdown Indicators
| PLJIX | PBCKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.13% | -38.00% | +3.87% |
Max Drawdown (1Y)Largest decline over 1 year | -8.72% | -19.10% | +10.38% |
Max Drawdown (3Y)Largest decline over 3 years | -15.72% | -19.10% | +3.38% |
Max Drawdown (5Y)Largest decline over 5 years | -26.81% | -38.00% | +11.19% |
Max Drawdown (10Y)Largest decline over 10 years | — | -38.00% | — |
Current DrawdownCurrent decline from peak | -0.52% | -3.80% | +3.28% |
Average DrawdownAverage peak-to-trough decline | -5.52% | -5.66% | +0.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.03% | 6.87% | -4.84% |
Volatility
PLJIX vs. PBCKX - Volatility Comparison
The current volatility for Principal LifeTime 2065 (PLJIX) is 3.46%, while Principal Blue Chip Fund (PBCKX) has a volatility of 5.29%. This indicates that PLJIX experiences smaller price fluctuations and is considered to be less risky than PBCKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PLJIX | PBCKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.46% | 5.29% | -1.83% |
Volatility (6M)Calculated over the trailing 6-month period | 10.58% | 13.56% | -2.98% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.82% | 16.52% | -3.70% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.53% | 20.54% | -5.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.69% | 20.24% | -3.55% |
PLJIX vs. PBCKX - Expense Ratio Comparison
PLJIX has a 0.05% expense ratio, which is lower than PBCKX's 0.66% expense ratio.
Dividends
PLJIX vs. PBCKX - Dividend Comparison
PLJIX's dividend yield for the trailing twelve months is around 6.30%, less than PBCKX's 19.94% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PBCKX Principal Blue Chip Fund | 19.94% | 19.94% | 9.01% | 0.51% | 0.71% | 6.67% | 3.28% | 8.90% | 7.86% | 2.79% | 1.01% | 2.40% |
PLJIX Principal LifeTime 2065 | 6.30% | 6.88% | 6.05% | 3.59% | 6.54% | 3.83% | 2.45% | 3.83% | 3.34% | 1.87% | 0.00% | 0.00% |
Frequently Asked Questions
PLJIX and PBCKX have a correlation of 0.80, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PBCKX has higher volatility (5.29%) compared to PLJIX (3.46%). In terms of maximum drawdown, PLJIX dropped -34.13% vs PBCKX's -38.00%.
PLJIX currently has the higher Sharpe Ratio (1.33 vs -0.17), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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