PLJIX vs. JRLVX
Compare and contrast key facts about Principal LifeTime 2065 (PLJIX) and John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX).
PLJIX is managed by Principal. It was launched on Sep 5, 2017. JRLVX is managed by John Hancock. It was launched on Nov 6, 2013.
Performance
PLJIX vs. JRLVX - Performance Comparison
Loading graphics...
PLJIX vs. JRLVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLJIX Principal LifeTime 2065 | -5.23% | 17.76% | 15.83% | 20.27% | -18.82% | 18.18% | 16.87% | 27.36% | -9.36% | 7.78% |
JRLVX John Hancock Funds Multi-Index 2045 Lifetime Portfolio | -3.42% | 19.25% | 14.50% | 18.00% | -18.06% | 18.45% | 16.23% | 25.03% | -8.29% | 4.61% |
Returns By Period
In the year-to-date period, PLJIX achieves a -5.23% return, which is significantly lower than JRLVX's -3.42% return.
PLJIX
- 1D
- -0.27%
- 1M
- -8.32%
- YTD
- -5.23%
- 6M
- -3.02%
- 1Y
- 12.48%
- 3Y*
- 13.60%
- 5Y*
- 7.16%
- 10Y*
- —
JRLVX
- 1D
- -0.25%
- 1M
- -8.07%
- YTD
- -3.42%
- 6M
- -0.73%
- 1Y
- 16.15%
- 3Y*
- 13.74%
- 5Y*
- 7.47%
- 10Y*
- 9.91%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
PLJIX vs. JRLVX - Expense Ratio Comparison
PLJIX has a 0.05% expense ratio, which is higher than JRLVX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PLJIX vs. JRLVX — Risk / Return Rank
PLJIX
JRLVX
PLJIX vs. JRLVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2065 (PLJIX) and John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PLJIX | JRLVX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.80 | 1.07 | -0.27 |
Sortino ratioReturn per unit of downside risk | 1.24 | 1.57 | -0.33 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.23 | -0.06 |
Calmar ratioReturn relative to maximum drawdown | 0.94 | 1.30 | -0.36 |
Martin ratioReturn relative to average drawdown | 4.57 | 6.28 | -1.70 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| PLJIX | JRLVX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.80 | 1.07 | -0.27 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.47 | 0.51 | -0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.62 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.57 | 0.57 | -0.01 |
Correlation
The correlation between PLJIX and JRLVX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PLJIX vs. JRLVX - Dividend Comparison
PLJIX's dividend yield for the trailing twelve months is around 7.25%, more than JRLVX's 3.68% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLJIX Principal LifeTime 2065 | 7.25% | 6.88% | 6.05% | 3.59% | 6.54% | 3.83% | 2.45% | 3.83% | 3.34% | 1.87% | 0.00% | 0.00% |
JRLVX John Hancock Funds Multi-Index 2045 Lifetime Portfolio | 3.68% | 3.55% | 1.89% | 2.24% | 8.03% | 6.00% | 4.26% | 8.99% | 10.96% | 4.29% | 3.40% | 1.90% |
Drawdowns
PLJIX vs. JRLVX - Drawdown Comparison
The maximum PLJIX drawdown since its inception was -34.13%, roughly equal to the maximum JRLVX drawdown of -32.53%. Use the drawdown chart below to compare losses from any high point for PLJIX and JRLVX.
Loading graphics...
Drawdown Indicators
| PLJIX | JRLVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.13% | -32.53% | -1.60% |
Max Drawdown (1Y)Largest decline over 1 year | -11.48% | -11.23% | -0.25% |
Max Drawdown (5Y)Largest decline over 5 years | -26.81% | -25.64% | -1.17% |
Max Drawdown (10Y)Largest decline over 10 years | — | -32.53% | — |
Current DrawdownCurrent decline from peak | -8.72% | -8.50% | -0.22% |
Average DrawdownAverage peak-to-trough decline | -5.69% | -4.61% | -1.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.35% | 2.33% | +0.02% |
Volatility
PLJIX vs. JRLVX - Volatility Comparison
Principal LifeTime 2065 (PLJIX) has a higher volatility of 4.98% compared to John Hancock Funds Multi-Index 2045 Lifetime Portfolio (JRLVX) at 4.70%. This indicates that PLJIX's price experiences larger fluctuations and is considered to be riskier than JRLVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| PLJIX | JRLVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.98% | 4.70% | +0.28% |
Volatility (6M)Calculated over the trailing 6-month period | 8.89% | 8.47% | +0.42% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.75% | 15.32% | +0.43% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.32% | 14.69% | +0.63% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.77% | 15.94% | +0.83% |