PLJIX vs. PLTNX

Last updated Apr 1, 2026

Compare and contrast key facts about Principal LifeTime 2065 (PLJIX) and Principal LifeTime Hybrid 2055 Fund (PLTNX).

PLJIX is managed by Principal. It was launched on Sep 5, 2017. PLTNX is managed by Principal. It was launched on Sep 29, 2014.

Performance

PLJIX vs. PLTNX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal LifeTime 2065 (PLJIX) and Principal LifeTime Hybrid 2055 Fund (PLTNX). The values are adjusted to include any dividend payments, if applicable.

PLJIX vs. PLTNX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
PLJIX Principal LifeTime 2065	-5.23%	17.76%	15.83%	20.27%	-18.82%	18.18%	16.87%	27.36%	-9.36%	7.78%
PLTNX Principal LifeTime Hybrid 2055 Fund	-4.53%	19.89%	17.25%	20.33%	-18.49%	19.70%	15.78%	26.17%	-9.84%	7.52%

Returns By Period

In the year-to-date period, PLJIX achieves a -5.23% return, which is significantly lower than PLTNX's -4.53% return.

PLJIX

• 1D: -0.27%
• 1M: -8.32%
• YTD: -5.23%
• 6M: -3.02%
• 1Y: 12.48%
• 3Y*: 13.60%
• 5Y*: 7.16%
• 10Y*: —

PLTNX

• 1D: -0.39%
• 1M: -8.15%
• YTD: -4.53%
• 6M: -1.63%
• 1Y: 16.31%
• 3Y*: 14.86%
• 5Y*: 8.25%
• 10Y*: 10.48%

*Multi-year figures are annualized to reflect compound growth (CAGR)

PLJIX vs. PLTNX - Expense Ratio Comparison

Both PLJIX and PLTNX have an expense ratio of 0.05%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.

PLJIX

Principal LifeTime 2065

PLTNX

Principal LifeTime Hybrid 2055 Fund

Return for Risk

PLJIX vs. PLTNX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PLJIX

PLJIX Risk / Return Rank: 38
PLJIX Sharpe Ratio Rank: 36
PLJIX Sortino Ratio Rank: 38
PLJIX Omega Ratio Rank: 37
PLJIX Calmar Ratio Rank: 34
PLJIX Martin Ratio Rank: 45

PLTNX

PLTNX Risk / Return Rank: 57
PLTNX Sharpe Ratio Rank: 55
PLTNX Sortino Ratio Rank: 60
PLTNX Omega Ratio Rank: 57
PLTNX Calmar Ratio Rank: 50
PLTNX Martin Ratio Rank: 65

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PLJIX vs. PLTNX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2065 (PLJIX) and Principal LifeTime Hybrid 2055 Fund (PLTNX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PLJIX	PLTNX	Difference
Sharpe ratio Return per unit of total volatility	0.80	1.02	-0.22
Sortino ratio Return per unit of downside risk	1.24	1.54	-0.30
Omega ratio Gain probability vs. loss probability	1.18	1.22	-0.05
Calmar ratio Return relative to maximum drawdown	0.94	1.22	-0.28
Martin ratio Return relative to average drawdown	4.57	6.15	-1.57
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PLJIX vs. PLTNX - Sharpe Ratio Comparison

The current PLJIX Sharpe Ratio is 0.80, which is comparable to the PLTNX Sharpe Ratio of 1.02. The chart below compares the historical Sharpe Ratios of PLJIX and PLTNX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PLJIX	PLTNX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.80	1.02	-0.22
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.47	0.54	-0.07
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.67	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.57	0.61	-0.04

Correlation

The correlation between PLJIX and PLTNX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

PLJIX vs. PLTNX - Dividend Comparison

PLJIX's dividend yield for the trailing twelve months is around 7.25%, more than PLTNX's 4.81% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PLJIX Principal LifeTime 2065	7.25%	6.88%	6.05%	3.59%	6.54%	3.83%	2.45%	3.83%	3.34%	1.87%	0.00%	0.00%
PLTNX Principal LifeTime Hybrid 2055 Fund	4.81%	4.59%	4.40%	2.84%	9.11%	4.23%	3.11%	3.47%	4.68%	2.21%	1.99%	1.63%

Drawdowns

PLJIX vs. PLTNX - Drawdown Comparison

The maximum PLJIX drawdown since its inception was -34.13%, roughly equal to the maximum PLTNX drawdown of -32.71%. Use the drawdown chart below to compare losses from any high point for PLJIX and PLTNX.

Drawdown Indicators

	PLJIX	PLTNX	Difference
Max Drawdown Largest peak-to-trough decline	-34.13%	-32.71%	-1.42%
Max Drawdown (1Y) Largest decline over 1 year	-11.48%	-11.90%	+0.42%
Max Drawdown (5Y) Largest decline over 5 years	-26.81%	-25.48%	-1.33%
Max Drawdown (10Y) Largest decline over 10 years	—	-32.71%	—
Current Drawdown Current decline from peak	-8.72%	-8.66%	-0.06%
Average Drawdown Average peak-to-trough decline	-5.69%	-4.83%	-0.86%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.35%	2.36%	-0.01%

Volatility

PLJIX vs. PLTNX - Volatility Comparison

Principal LifeTime 2065 (PLJIX) and Principal LifeTime Hybrid 2055 Fund (PLTNX) have volatilities of 4.98% and 5.01%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PLJIX	PLTNX	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.98%	5.01%	-0.03%
Volatility (6M) Calculated over the trailing 6-month period	8.89%	9.07%	-0.18%
Volatility (1Y) Calculated over the trailing 1-year period	15.75%	16.20%	-0.45%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.32%	15.39%	-0.07%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.77%	15.77%	+1.00%