Principal LifeTime Hybrid 2045 Fund (PHTYX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with PHTYX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to PHTYX
PHTYX charges 0.05% annually. There are 38 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| John Hancock Funds Multi-Index 2055 Lifetime Portf... | 0.01% | — | Mar 2014 | PHTYX vs JLKYX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | PHTYX vs PMTIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | PHTYX vs LTIUX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | PHTYX vs LTRIX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | PHTYX vs JIEHX |
Best Risk-Adjusted Alternatives to PHTYX
PHTYX has a PortfoliosLab risk / return rank of 66. There are 372 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 87.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 87 | — | Dec 2019 | PHTYX vs PADLX | |
| Fidelity Managed Retirement 2020 Fund | 84 | — | Dec 2007 | PHTYX vs FIRVX | |
| Fidelity Managed Retirement Income Fund Class K | 84 | — | Aug 2019 | PHTYX vs FRKMX | |
| Fidelity Managed Retirement Income Fund Class K6 | 84 | — | Aug 2019 | PHTYX vs FRHMX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 84 | — | Aug 2007 | PHTYX vs FRAMX |
Top Performing PHTYX Alternatives (YTD)
PHTYX is at 9.84% YTD. There are 308 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 15,640,638.04%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Managed Retirement Income Fund Class K | 15,640,638.04% | — | Aug 2019 | PHTYX vs FRKMX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 1,644,791.35% | — | Aug 2007 | PHTYX vs FRAMX | |
| Fidelity Managed Retirement Income Fund Class K6 | 1,464,383.96% | — | Aug 2019 | PHTYX vs FRHMX | |
| Fidelity Managed Retirement 2020 Fund | 1,440,933.92% | — | Dec 2007 | PHTYX vs FIRVX | |
| Fidelity Freedom 2065 Fund Class K6 | 15.07% | — | Jun 2019 | PHTYX vs FFSZX |
Lowest Volatility Alternatives to PHTYX
PHTYX has 11.63% 1-year volatility. There are 404 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.56%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.56% | — | Nov 2015 | PHTYX vs TDIFX | |
| MFS Lifetime 2025 Fund | 4.18% | — | Nov 2012 | PHTYX vs LTTIX | |
| Fidelity Freedom Index Income Fund Investor Class | 4.29% | — | Oct 2009 | PHTYX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.31% | — | Oct 2009 | PHTYX vs FFGZX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 4.35% | — | Aug 2007 | PHTYX vs FRIMX |
Lowest Drawdown Alternatives to PHTYX
PHTYX has a 1-year max drawdown of -7.95%. There are 364 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | PHTYX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | PHTYX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | PHTYX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | PHTYX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | -3.42% | — | Aug 2019 | PHTYX vs FRKMX |
Other Mutual Funds from Principal
The 10 most viewed Principal mutual funds shown here include PCBIX, PLGIX, CMNWX and span 7 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Principal MidCap Fund Institutional Class | Mid Cap Growth Equities | 1 | -5.96% | — | Dec 2000 | PHTYX vs PCBIX | |
| Principal LargeCap Growth Fund I | Large Cap Growth Equities | 8 | 2.25% | — | Dec 2000 | PHTYX vs PLGIX | |
| Principal Capital Appreciation Fund | Large Cap Blend Equities | 49 | 9.31% | — | Nov 1986 | PHTYX vs CMNWX | |
| Principal Blue Chip Fund | Large Cap Growth Equities | 3 | -3.02% | — | Jun 2012 | PHTYX vs PBCKX | |
| Principal LifeTime 2055 Fund | Target Retirement Date | 46 | 8.98% | — | Feb 2008 | PHTYX vs LTFIX | |
| Principal Global Multi-Strategy Fund | Multistrategy | 96 | 5.32% | — | Oct 2011 | PHTYX vs PSMIX | |
| Principal SAM Strategic Growth Portfolio | Diversified Portfolio | 58 | 11.27% | — | Jul 1996 | PHTYX vs SACAX | |
| Principal LifeTime 2040 Fund | Target Retirement Date | 47 | 7.32% | — | Feb 2001 | PHTYX vs PTDIX | |
| Principal SmallCap S&P 600 Index Fund | Small Cap Blend Equities | 66 | 19.30% | — | Dec 2000 | PHTYX vs PSSMX | |
| Principal LifeTime 2060 Fund | Target Retirement Date | 46 | 8.98% | — | Feb 2013 | PHTYX vs PLTZX |
Often Compared With PHTYX
Investors most often compare PHTYX with PHTUX, LTSTX, JRLVX. These 20 comparison targets span 5 categories, based on PortfoliosLab usage data.
Compare PHTYX with Any Fund or Stock
Compare PHTYX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair PHTYX with funds that move differently
Principal LifeTime Hybrid 2045 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to PHTYX.
Explore PHTYX Diversifiers