PHTYX vs. PHTUX
Compare and contrast key facts about Principal LifeTime Hybrid 2045 Fund (PHTYX) and Principal LifeTime Hybrid 2050 Fund (PHTUX).
PHTYX is managed by Principal. It was launched on Sep 29, 2014. PHTUX is managed by Principal. It was launched on Sep 29, 2014.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: PHTYX or PHTUX.
Key characteristics
| PHTYX | PHTUX | |
|---|---|---|
| YTD Return | 15.03% | 15.70% |
| 1Y Return | 26.49% | 27.59% |
| 3Y Return (Ann) | 5.88% | 6.35% |
| 5Y Return (Ann) | 10.46% | 10.93% |
| Sharpe Ratio | 2.13 | 2.08 |
| Daily Std Dev | 11.49% | 12.32% |
| Max Drawdown | -30.61% | -31.76% |
| Current Drawdown | -0.38% | -0.43% |
Correlation
The correlation between PHTYX and PHTUX is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
PHTYX vs. PHTUX - Performance Comparison
The year-to-date returns for both investments are quite close, with PHTYX having a 15.03% return and PHTUX slightly higher at 15.70%. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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PHTYX vs. PHTUX - Expense Ratio Comparison
Both PHTYX and PHTUX have an expense ratio of 0.05%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Risk-Adjusted Performance
PHTYX vs. PHTUX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2045 Fund (PHTYX) and Principal LifeTime Hybrid 2050 Fund (PHTUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
PHTYX vs. PHTUX - Dividend Comparison
PHTYX's dividend yield for the trailing twelve months is around 2.66%, more than PHTUX's 2.54% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
PHTYX Principal LifeTime Hybrid 2045 Fund | 2.66% | 3.06% | 9.68% | 4.72% | 3.45% | 3.63% | 4.66% | 2.24% | 2.00% | 1.66% | 4.75% |
PHTUX Principal LifeTime Hybrid 2050 Fund | 2.54% | 2.94% | 9.50% | 4.59% | 3.35% | 4.08% | 4.51% | 2.40% | 2.44% | 1.64% | 4.74% |
Drawdowns
PHTYX vs. PHTUX - Drawdown Comparison
The maximum PHTYX drawdown since its inception was -30.61%, roughly equal to the maximum PHTUX drawdown of -31.76%. Use the drawdown chart below to compare losses from any high point for PHTYX and PHTUX. For additional features, visit the drawdowns tool.
Volatility
PHTYX vs. PHTUX - Volatility Comparison
The current volatility for Principal LifeTime Hybrid 2045 Fund (PHTYX) is 3.81%, while Principal LifeTime Hybrid 2050 Fund (PHTUX) has a volatility of 4.15%. This indicates that PHTYX experiences smaller price fluctuations and is considered to be less risky than PHTUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.