PHTYX vs. PHTUX
Compare and contrast key facts about Principal LifeTime Hybrid 2045 Fund (PHTYX) and Principal LifeTime Hybrid 2050 Fund (PHTUX).
PHTYX is managed by Principal. It was launched on Sep 29, 2014. PHTUX is managed by Principal. It was launched on Sep 29, 2014.
Performance
PHTYX vs. PHTUX - Performance Comparison
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PHTYX vs. PHTUX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PHTYX Principal LifeTime Hybrid 2045 Fund | -4.03% | 18.54% | 16.13% | 19.35% | -18.26% | 18.37% | 15.78% | 24.79% | -9.07% | 19.81% |
PHTUX Principal LifeTime Hybrid 2050 Fund | -4.42% | 19.64% | 17.26% | 20.30% | -18.48% | 19.08% | 15.94% | 25.59% | -9.48% | 20.48% |
Returns By Period
In the year-to-date period, PHTYX achieves a -4.03% return, which is significantly higher than PHTUX's -4.42% return. Both investments have delivered pretty close results over the past 10 years, with PHTYX having a 9.95% annualized return and PHTUX not far ahead at 10.36%.
PHTYX
- 1D
- -0.24%
- 1M
- -7.54%
- YTD
- -4.03%
- 6M
- -1.36%
- 1Y
- 15.19%
- 3Y*
- 14.03%
- 5Y*
- 7.67%
- 10Y*
- 9.95%
PHTUX
- 1D
- -0.35%
- 1M
- -7.98%
- YTD
- -4.42%
- 6M
- -1.53%
- 1Y
- 16.11%
- 3Y*
- 14.83%
- 5Y*
- 8.19%
- 10Y*
- 10.36%
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PHTYX vs. PHTUX - Expense Ratio Comparison
Both PHTYX and PHTUX have an expense ratio of 0.05%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
PHTYX vs. PHTUX — Risk / Return Rank
PHTYX
PHTUX
PHTYX vs. PHTUX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2045 Fund (PHTYX) and Principal LifeTime Hybrid 2050 Fund (PHTUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PHTYX | PHTUX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.04 | 1.02 | +0.02 |
Sortino ratioReturn per unit of downside risk | 1.56 | 1.55 | +0.02 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.22 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.24 | 1.22 | +0.01 |
Martin ratioReturn relative to average drawdown | 6.22 | 6.21 | +0.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PHTYX | PHTUX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.04 | 1.02 | +0.02 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.54 | 0.00 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.67 | +0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.62 | 0.61 | 0.00 |
Correlation
The correlation between PHTYX and PHTUX is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PHTYX vs. PHTUX - Dividend Comparison
PHTYX's dividend yield for the trailing twelve months is around 5.14%, which matches PHTUX's 5.09% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTYX Principal LifeTime Hybrid 2045 Fund | 5.14% | 4.94% | 4.41% | 3.05% | 9.68% | 4.72% | 3.45% | 3.63% | 4.66% | 2.24% | 2.00% | 1.66% |
PHTUX Principal LifeTime Hybrid 2050 Fund | 5.09% | 4.86% | 4.44% | 2.95% | 9.50% | 4.59% | 3.35% | 4.08% | 4.51% | 2.40% | 2.44% | 1.64% |
Drawdowns
PHTYX vs. PHTUX - Drawdown Comparison
The maximum PHTYX drawdown since its inception was -30.61%, roughly equal to the maximum PHTUX drawdown of -31.76%. Use the drawdown chart below to compare losses from any high point for PHTYX and PHTUX.
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Drawdown Indicators
| PHTYX | PHTUX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -30.61% | -31.76% | +1.15% |
Max Drawdown (1Y)Largest decline over 1 year | -11.00% | -11.78% | +0.78% |
Max Drawdown (5Y)Largest decline over 5 years | -24.94% | -25.50% | +0.56% |
Max Drawdown (10Y)Largest decline over 10 years | -30.61% | -31.76% | +1.15% |
Current DrawdownCurrent decline from peak | -7.95% | -8.47% | +0.52% |
Average DrawdownAverage peak-to-trough decline | -4.63% | -4.74% | +0.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.19% | 2.32% | -0.13% |
Volatility
PHTYX vs. PHTUX - Volatility Comparison
The current volatility for Principal LifeTime Hybrid 2045 Fund (PHTYX) is 4.60%, while Principal LifeTime Hybrid 2050 Fund (PHTUX) has a volatility of 4.86%. This indicates that PHTYX experiences smaller price fluctuations and is considered to be less risky than PHTUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PHTYX | PHTUX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.60% | 4.86% | -0.26% |
Volatility (6M)Calculated over the trailing 6-month period | 8.23% | 8.88% | -0.65% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.73% | 15.99% | -1.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.48% | 15.33% | -0.85% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.75% | 15.48% | -0.73% |