USIBX vs. UBND
USIBX (USAA Intermediate Term Bond Fund) and UBND (VictoryShares Core Plus Intermediate Bond ETF) are both Intermediate Core-Plus Bond funds from Victory. Over the past 3 years, USIBX returned 4.39%/yr vs 4.93%/yr for UBND. Their correlation of 0.86 means they have usually moved in the same direction. USIBX charges 0.63%/yr vs 0.40%/yr for UBND.
Performance
USIBX vs. UBND - Performance Comparison
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Returns By Period
In the year-to-date period, USIBX achieves a -0.66% return, which is significantly lower than UBND's -0.22% return.
USIBX
- 1D
- -0.33%
- 1M
- -1.42%
- 6M
- -0.72%
- YTD
- -0.66%
- 1Y
- 1.93%
- 3Y*
- 4.39%
- 5Y*
- 0.29%
- 10Y*
- 2.70%
- ALL TIME*
- 4.69%
UBND
- 1D
- 0.19%
- 1M
- -1.08%
- 6M
- -0.27%
- YTD
- -0.22%
- 1Y
- 2.62%
- 3Y*
- 4.93%
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 0.82%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $3.88M | $8.26M | $6.40M | |
| $0.00 | $0.00 | $0.00 |
USIBX vs. UBND - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
USIBX USAA Intermediate Term Bond Fund | -0.66% | 7.48% | 2.84% | 6.74% | -12.69% | -0.11% |
UBND VictoryShares Core Plus Intermediate Bond ETF | -0.22% | 7.79% | 3.04% | 7.37% | -12.72% | 0.14% |
Correlation
The correlation between USIBX and UBND is 0.88, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.88 |
Correlation (3Y) Balances recent behavior with more history. | 0.90 |
Correlation (All Time) Calculated using the full available price history since Oct 5, 2021 | 0.86 |
The correlation between USIBX and UBND has been stable across timeframes, ranging from 0.86 to 0.90 - a consistent structural relationship.
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Return for Risk
USIBX vs. UBND — Risk / Return Rank
USIBX
UBND
USIBX vs. UBND - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Intermediate Term Bond Fund (USIBX) and VictoryShares Core Plus Intermediate Bond ETF (UBND). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USIBX | UBND | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.06 | ||
| Sortino ratioReturn per unit of downside risk | -0.04 | ||
| Omega ratioGain probability vs. loss probability | 1.13 | 1.13 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 0.95 | 1.00 | -0.06 |
| Martin ratioReturn relative to average drawdown | 2.54 | 2.75 | -0.21 |
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Drawdowns
USIBX vs. UBND - Drawdown Comparison
The maximum USIBX drawdown since its inception was -18.49%, which is greater than UBND's maximum drawdown of -16.53%. Use the drawdown chart below to compare losses from any high point for USIBX and UBND.
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Drawdown Indicators
| USIBX | UBND | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.49% | -16.53% | -1.96% |
Max Drawdown (1Y)Largest decline over 1 year | -2.87% | -2.62% | -0.25% |
Max Drawdown (3Y)Largest decline over 3 years | -4.66% | -4.29% | -0.37% |
Max Drawdown (5Y)Largest decline over 5 years | -18.49% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -18.49% | — | — |
Current DrawdownCurrent decline from peak | -2.40% | -1.78% | -0.62% |
Average DrawdownAverage peak-to-trough decline | -2.55% | -5.30% | +2.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.07% | 0.95% | +0.12% |
Volatility
USIBX vs. UBND - Volatility Comparison
USAA Intermediate Term Bond Fund (USIBX) and VictoryShares Core Plus Intermediate Bond ETF (UBND) have volatilities of 1.00% and 0.98%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USIBX | UBND | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.00% | 0.98% | +0.02% |
Volatility (6M)Calculated over the trailing 6-month period | 3.06% | 2.72% | +0.34% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.83% | 3.42% | +0.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.76% | 5.74% | +0.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.73% | 5.74% | -1.01% |
USIBX vs. UBND - Expense Ratio Comparison
USIBX has a 0.63% expense ratio, which is higher than UBND's 0.40% expense ratio.
Dividends
USIBX vs. UBND - Dividend Comparison
USIBX's dividend yield for the trailing twelve months is around 4.43%, less than UBND's 4.89% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UBND VictoryShares Core Plus Intermediate Bond ETF | 4.89% | 4.56% | 4.63% | 4.37% | 3.28% | 0.28% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
USIBX USAA Intermediate Term Bond Fund | 4.43% | 4.56% | 4.47% | 3.71% | 3.17% | 4.92% | 6.84% | 4.93% | 3.67% | 3.45% | 3.86% | 4.35% |
Frequently Asked Questions
USIBX and UBND have a correlation of 0.88, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USIBX has higher volatility (1.00%) compared to UBND (0.98%). In terms of maximum drawdown, USIBX dropped -18.49% vs UBND's -16.53%.
UBND currently has the higher Sharpe Ratio (0.77 vs 0.71), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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