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USIBX vs. SHYG
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Correlation

The correlation between USIBX and SHYG is -0.04. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.


-0.50.00.51.0
Correlation: -0.0

Performance

USIBX vs. SHYG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in USAA Intermediate Term Bond Fund (USIBX) and iShares 0-5 Year High Yield Corporate Bond ETF (SHYG). The values are adjusted to include any dividend payments, if applicable.

30.00%40.00%50.00%60.00%December2025FebruaryMarchAprilMay
29.67%
59.53%
USIBX
SHYG

Key characteristics

Sharpe Ratio

USIBX:

1.32

SHYG:

1.63

Sortino Ratio

USIBX:

1.98

SHYG:

2.40

Omega Ratio

USIBX:

1.24

SHYG:

1.38

Calmar Ratio

USIBX:

0.57

SHYG:

1.89

Martin Ratio

USIBX:

3.71

SHYG:

10.45

Ulcer Index

USIBX:

1.88%

SHYG:

0.82%

Daily Std Dev

USIBX:

5.28%

SHYG:

5.26%

Max Drawdown

USIBX:

-20.24%

SHYG:

-19.26%

Current Drawdown

USIBX:

-6.39%

SHYG:

-0.72%

Returns By Period

In the year-to-date period, USIBX achieves a 1.92% return, which is significantly higher than SHYG's 1.44% return. Over the past 10 years, USIBX has underperformed SHYG with an annualized return of 1.93%, while SHYG has yielded a comparatively higher 4.32% annualized return.


USIBX

YTD

1.92%

1M

-1.51%

6M

2.01%

1Y

5.80%

5Y*

0.41%

10Y*

1.93%

SHYG

YTD

1.44%

1M

2.96%

6M

2.40%

1Y

7.34%

5Y*

6.49%

10Y*

4.32%

*Annualized

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USIBX vs. SHYG - Expense Ratio Comparison

USIBX has a 0.63% expense ratio, which is higher than SHYG's 0.30% expense ratio.


Expense ratio chart for USIBX: current value is 0.63%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
USIBX: 0.63%
Expense ratio chart for SHYG: current value is 0.30%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
SHYG: 0.30%

Risk-Adjusted Performance

USIBX vs. SHYG — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

USIBX
The Risk-Adjusted Performance Rank of USIBX is 7676
Overall Rank
The Sharpe Ratio Rank of USIBX is 8383
Sharpe Ratio Rank
The Sortino Ratio Rank of USIBX is 8484
Sortino Ratio Rank
The Omega Ratio Rank of USIBX is 8080
Omega Ratio Rank
The Calmar Ratio Rank of USIBX is 6060
Calmar Ratio Rank
The Martin Ratio Rank of USIBX is 7474
Martin Ratio Rank

SHYG
The Risk-Adjusted Performance Rank of SHYG is 9292
Overall Rank
The Sharpe Ratio Rank of SHYG is 9191
Sharpe Ratio Rank
The Sortino Ratio Rank of SHYG is 9292
Sortino Ratio Rank
The Omega Ratio Rank of SHYG is 9393
Omega Ratio Rank
The Calmar Ratio Rank of SHYG is 9292
Calmar Ratio Rank
The Martin Ratio Rank of SHYG is 9393
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

USIBX vs. SHYG - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for USAA Intermediate Term Bond Fund (USIBX) and iShares 0-5 Year High Yield Corporate Bond ETF (SHYG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The chart of Sharpe ratio for USIBX, currently valued at 1.32, compared to the broader market-2.00-1.000.001.002.003.00
USIBX: 1.32
SHYG: 1.63
The chart of Sortino ratio for USIBX, currently valued at 1.98, compared to the broader market-2.000.002.004.006.008.00
USIBX: 1.98
SHYG: 2.40
The chart of Omega ratio for USIBX, currently valued at 1.24, compared to the broader market0.501.001.502.002.503.00
USIBX: 1.24
SHYG: 1.38
The chart of Calmar ratio for USIBX, currently valued at 0.57, compared to the broader market0.002.004.006.008.0010.00
USIBX: 0.57
SHYG: 1.89
The chart of Martin ratio for USIBX, currently valued at 3.71, compared to the broader market0.0010.0020.0030.0040.00
USIBX: 3.71
SHYG: 10.45

The current USIBX Sharpe Ratio is 1.32, which is comparable to the SHYG Sharpe Ratio of 1.63. The chart below compares the historical Sharpe Ratios of USIBX and SHYG, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00December2025FebruaryMarchAprilMay
1.32
1.63
USIBX
SHYG

Dividends

USIBX vs. SHYG - Dividend Comparison

USIBX's dividend yield for the trailing twelve months is around 4.11%, less than SHYG's 7.19% yield.


TTM20242023202220212020201920182017201620152014
USIBX
USAA Intermediate Term Bond Fund
4.11%4.49%4.09%3.19%2.32%3.01%3.58%3.68%3.45%3.86%4.23%4.11%
SHYG
iShares 0-5 Year High Yield Corporate Bond ETF
7.19%6.93%6.54%5.57%4.83%5.07%5.33%5.90%5.49%5.53%5.17%4.33%

Drawdowns

USIBX vs. SHYG - Drawdown Comparison

The maximum USIBX drawdown since its inception was -20.24%, which is greater than SHYG's maximum drawdown of -19.26%. Use the drawdown chart below to compare losses from any high point for USIBX and SHYG. For additional features, visit the drawdowns tool.


-10.00%-8.00%-6.00%-4.00%-2.00%0.00%December2025FebruaryMarchAprilMay
-6.39%
-0.72%
USIBX
SHYG

Volatility

USIBX vs. SHYG - Volatility Comparison

The current volatility for USAA Intermediate Term Bond Fund (USIBX) is 1.97%, while iShares 0-5 Year High Yield Corporate Bond ETF (SHYG) has a volatility of 4.20%. This indicates that USIBX experiences smaller price fluctuations and is considered to be less risky than SHYG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


1.00%2.00%3.00%4.00%December2025FebruaryMarchAprilMay
1.97%
4.20%
USIBX
SHYG