USIBX vs. SHYG
Compare and contrast key facts about USAA Intermediate Term Bond Fund (USIBX) and iShares 0-5 Year High Yield Corporate Bond ETF (SHYG).
USIBX is managed by Victory. It was launched on Aug 2, 1999. SHYG is a passively managed fund by iShares that tracks the performance of the Markit iBoxx USD Liquid High Yield 0-5 Index. It was launched on Oct 15, 2013.
Performance
USIBX vs. SHYG - Performance Comparison
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USIBX vs. SHYG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USIBX USAA Intermediate Term Bond Fund | -0.60% | 7.48% | 2.84% | 6.74% | -12.69% | 0.85% | 9.64% | 11.07% | -0.97% | 5.91% |
SHYG iShares 0-5 Year High Yield Corporate Bond ETF | -0.16% | 7.94% | 8.17% | 10.38% | -4.71% | 4.60% | 3.15% | 9.93% | 0.02% | 5.11% |
Returns By Period
In the year-to-date period, USIBX achieves a -0.60% return, which is significantly lower than SHYG's -0.16% return. Over the past 10 years, USIBX has underperformed SHYG with an annualized return of 3.20%, while SHYG has yielded a comparatively higher 5.34% annualized return.
USIBX
- 1D
- 0.55%
- 1M
- -2.34%
- YTD
- -0.60%
- 6M
- 0.45%
- 1Y
- 3.93%
- 3Y*
- 4.19%
- 5Y*
- 1.01%
- 10Y*
- 3.20%
SHYG
- 1D
- 0.88%
- 1M
- -0.49%
- YTD
- -0.16%
- 6M
- 1.16%
- 1Y
- 6.71%
- 3Y*
- 7.66%
- 5Y*
- 4.73%
- 10Y*
- 5.34%
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USIBX vs. SHYG - Expense Ratio Comparison
USIBX has a 0.63% expense ratio, which is higher than SHYG's 0.30% expense ratio.
Return for Risk
USIBX vs. SHYG — Risk / Return Rank
USIBX
SHYG
USIBX vs. SHYG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Intermediate Term Bond Fund (USIBX) and iShares 0-5 Year High Yield Corporate Bond ETF (SHYG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USIBX | SHYG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.07 | 1.30 | -0.23 |
Sortino ratioReturn per unit of downside risk | 1.55 | 1.94 | -0.38 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.33 | -0.14 |
Calmar ratioReturn relative to maximum drawdown | 1.74 | 1.78 | -0.04 |
Martin ratioReturn relative to average drawdown | 5.38 | 10.07 | -4.69 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USIBX | SHYG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.07 | 1.30 | -0.23 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.18 | 0.83 | -0.65 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.83 | -0.15 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.09 | 0.71 | +0.37 |
Correlation
The correlation between USIBX and SHYG is 0.20, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
USIBX vs. SHYG - Dividend Comparison
USIBX's dividend yield for the trailing twelve months is around 4.33%, less than SHYG's 7.07% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USIBX USAA Intermediate Term Bond Fund | 4.33% | 4.56% | 4.47% | 3.71% | 3.17% | 4.92% | 6.84% | 4.93% | 3.67% | 3.45% | 3.86% | 4.35% |
SHYG iShares 0-5 Year High Yield Corporate Bond ETF | 7.07% | 7.03% | 6.93% | 6.54% | 5.57% | 4.83% | 5.07% | 5.33% | 5.90% | 5.49% | 5.53% | 5.17% |
Drawdowns
USIBX vs. SHYG - Drawdown Comparison
The maximum USIBX drawdown since its inception was -18.49%, roughly equal to the maximum SHYG drawdown of -19.26%. Use the drawdown chart below to compare losses from any high point for USIBX and SHYG.
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Drawdown Indicators
| USIBX | SHYG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.49% | -19.26% | +0.77% |
Max Drawdown (1Y)Largest decline over 1 year | -2.87% | -3.77% | +0.90% |
Max Drawdown (5Y)Largest decline over 5 years | -18.49% | -9.39% | -9.10% |
Max Drawdown (10Y)Largest decline over 10 years | -18.49% | -19.26% | +0.77% |
Current DrawdownCurrent decline from peak | -2.34% | -0.76% | -1.58% |
Average DrawdownAverage peak-to-trough decline | -2.57% | -1.46% | -1.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.93% | 0.67% | +0.26% |
Volatility
USIBX vs. SHYG - Volatility Comparison
The current volatility for USAA Intermediate Term Bond Fund (USIBX) is 1.57%, while iShares 0-5 Year High Yield Corporate Bond ETF (SHYG) has a volatility of 1.96%. This indicates that USIBX experiences smaller price fluctuations and is considered to be less risky than SHYG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USIBX | SHYG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.57% | 1.96% | -0.39% |
Volatility (6M)Calculated over the trailing 6-month period | 2.55% | 2.46% | +0.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.28% | 5.20% | -0.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.70% | 5.71% | -0.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.70% | 6.43% | -1.73% |