USIBX vs. BND
Compare and contrast key facts about USAA Intermediate Term Bond Fund (USIBX) and Vanguard Total Bond Market ETF (BND).
USIBX is managed by Victory Capital. It was launched on Aug 2, 1999. BND is a passively managed fund by Vanguard that tracks the performance of the Barclays Capital U.S. Aggregate Bond Index. It was launched on Apr 3, 2007.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: USIBX or BND.
Key characteristics
| USIBX | BND | |
|---|---|---|
| YTD Return | 3.21% | 2.21% |
| 1Y Return | 9.57% | 8.50% |
| 3Y Return (Ann) | -1.95% | -2.17% |
| 5Y Return (Ann) | -0.00% | -0.09% |
| 10Y Return (Ann) | 1.85% | 1.47% |
| Sharpe Ratio | 1.78 | 1.50 |
| Sortino Ratio | 2.62 | 2.21 |
| Omega Ratio | 1.32 | 1.26 |
| Calmar Ratio | 0.61 | 0.55 |
| Martin Ratio | 6.87 | 5.32 |
| Ulcer Index | 1.41% | 1.63% |
| Daily Std Dev | 5.47% | 5.81% |
| Max Drawdown | -20.24% | -18.84% |
| Current Drawdown | -7.83% | -8.62% |
Correlation
The correlation between USIBX and BND is 0.79, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
USIBX vs. BND - Performance Comparison
In the year-to-date period, USIBX achieves a 3.21% return, which is significantly higher than BND's 2.21% return. Over the past 10 years, USIBX has outperformed BND with an annualized return of 1.85%, while BND has yielded a comparatively lower 1.47% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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USIBX vs. BND - Expense Ratio Comparison
USIBX has a 0.63% expense ratio, which is higher than BND's 0.03% expense ratio.
Risk-Adjusted Performance
USIBX vs. BND - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Intermediate Term Bond Fund (USIBX) and Vanguard Total Bond Market ETF (BND). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
USIBX vs. BND - Dividend Comparison
USIBX's dividend yield for the trailing twelve months is around 4.44%, more than BND's 3.55% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USIBX USAA Intermediate Term Bond Fund | 4.44% | 4.09% | 3.19% | 2.32% | 3.01% | 3.58% | 3.68% | 3.45% | 3.86% | 4.23% | 4.11% | 4.38% |
BND Vanguard Total Bond Market ETF | 3.55% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% | 2.78% |
Drawdowns
USIBX vs. BND - Drawdown Comparison
The maximum USIBX drawdown since its inception was -20.24%, which is greater than BND's maximum drawdown of -18.84%. Use the drawdown chart below to compare losses from any high point for USIBX and BND. For additional features, visit the drawdowns tool.
Volatility
USIBX vs. BND - Volatility Comparison
USAA Intermediate Term Bond Fund (USIBX) and Vanguard Total Bond Market ETF (BND) have volatilities of 1.67% and 1.68%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.