USIBX vs. USHYX
Compare and contrast key facts about USAA Intermediate Term Bond Fund (USIBX) and USAA High Income Fund (USHYX).
USIBX is managed by Victory. It was launched on Aug 2, 1999. USHYX is managed by Victory. It was launched on Aug 2, 1999.
Performance
USIBX vs. USHYX - Performance Comparison
Loading graphics...
USIBX vs. USHYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USIBX USAA Intermediate Term Bond Fund | -0.60% | 7.48% | 2.84% | 6.74% | -12.69% | 0.85% | 9.64% | 11.07% | -0.97% | 5.91% |
USHYX USAA High Income Fund | -1.04% | 7.22% | 6.85% | 13.05% | -10.95% | 5.61% | 3.74% | 13.13% | -3.52% | 7.17% |
Returns By Period
In the year-to-date period, USIBX achieves a -0.60% return, which is significantly higher than USHYX's -1.04% return. Over the past 10 years, USIBX has underperformed USHYX with an annualized return of 3.20%, while USHYX has yielded a comparatively higher 5.32% annualized return.
USIBX
- 1D
- 0.55%
- 1M
- -2.34%
- YTD
- -0.60%
- 6M
- 0.45%
- 1Y
- 3.93%
- 3Y*
- 4.19%
- 5Y*
- 1.01%
- 10Y*
- 3.20%
USHYX
- 1D
- 0.30%
- 1M
- -1.64%
- YTD
- -1.04%
- 6M
- 0.11%
- 1Y
- 6.23%
- 3Y*
- 7.50%
- 5Y*
- 3.54%
- 10Y*
- 5.32%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
USIBX vs. USHYX - Expense Ratio Comparison
USIBX has a 0.63% expense ratio, which is lower than USHYX's 0.76% expense ratio.
Return for Risk
USIBX vs. USHYX — Risk / Return Rank
USIBX
USHYX
USIBX vs. USHYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Intermediate Term Bond Fund (USIBX) and USAA High Income Fund (USHYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USIBX | USHYX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.07 | 2.00 | -0.93 |
Sortino ratioReturn per unit of downside risk | 1.55 | 2.78 | -1.22 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.47 | -0.28 |
Calmar ratioReturn relative to maximum drawdown | 1.74 | 2.38 | -0.64 |
Martin ratioReturn relative to average drawdown | 5.38 | 10.55 | -5.17 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| USIBX | USHYX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.07 | 2.00 | -0.93 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.18 | 0.78 | -0.60 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.98 | -0.29 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.09 | 1.28 | -0.20 |
Correlation
The correlation between USIBX and USHYX is 0.29, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
USIBX vs. USHYX - Dividend Comparison
USIBX's dividend yield for the trailing twelve months is around 4.33%, less than USHYX's 7.08% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USIBX USAA Intermediate Term Bond Fund | 4.33% | 4.56% | 4.47% | 3.71% | 3.17% | 4.92% | 6.84% | 4.93% | 3.67% | 3.45% | 3.86% | 4.35% |
USHYX USAA High Income Fund | 7.08% | 5.48% | 7.65% | 7.15% | 5.89% | 4.83% | 5.23% | 5.78% | 6.31% | 5.72% | 5.91% | 6.44% |
Drawdowns
USIBX vs. USHYX - Drawdown Comparison
The maximum USIBX drawdown since its inception was -18.49%, smaller than the maximum USHYX drawdown of -33.59%. Use the drawdown chart below to compare losses from any high point for USIBX and USHYX.
Loading graphics...
Drawdown Indicators
| USIBX | USHYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.49% | -33.59% | +15.10% |
Max Drawdown (1Y)Largest decline over 1 year | -2.87% | -2.49% | -0.38% |
Max Drawdown (5Y)Largest decline over 5 years | -18.49% | -15.10% | -3.39% |
Max Drawdown (10Y)Largest decline over 10 years | -18.49% | -24.55% | +6.06% |
Current DrawdownCurrent decline from peak | -2.34% | -1.92% | -0.42% |
Average DrawdownAverage peak-to-trough decline | -2.57% | -2.99% | +0.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.93% | 0.56% | +0.37% |
Volatility
USIBX vs. USHYX - Volatility Comparison
USAA Intermediate Term Bond Fund (USIBX) has a higher volatility of 1.57% compared to USAA High Income Fund (USHYX) at 1.37%. This indicates that USIBX's price experiences larger fluctuations and is considered to be riskier than USHYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| USIBX | USHYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.57% | 1.37% | +0.20% |
Volatility (6M)Calculated over the trailing 6-month period | 2.55% | 1.92% | +0.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.28% | 3.06% | +1.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.70% | 4.58% | +1.12% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.70% | 5.47% | -0.77% |