USIBX vs. VCPIX
Compare and contrast key facts about USAA Intermediate Term Bond Fund (USIBX) and Vanguard Core-Plus Bond Fund Investor Shares (VCPIX).
USIBX is managed by Victory Capital. It was launched on Aug 2, 1999. VCPIX is managed by Vanguard. It was launched on Oct 25, 2021.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: USIBX or VCPIX.
Key characteristics
| USIBX | VCPIX | |
|---|---|---|
| YTD Return | 3.44% | 3.34% |
| 1Y Return | 9.94% | 10.36% |
| 3Y Return (Ann) | -2.11% | -1.51% |
| Sharpe Ratio | 1.67 | 1.72 |
| Sortino Ratio | 2.45 | 2.53 |
| Omega Ratio | 1.30 | 1.31 |
| Calmar Ratio | 0.57 | 0.71 |
| Martin Ratio | 6.56 | 7.03 |
| Ulcer Index | 1.40% | 1.36% |
| Daily Std Dev | 5.51% | 5.56% |
| Max Drawdown | -20.24% | -17.33% |
| Current Drawdown | -7.63% | -4.45% |
Correlation
The correlation between USIBX and VCPIX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
USIBX vs. VCPIX - Performance Comparison
The year-to-date returns for both stocks are quite close, with USIBX having a 3.44% return and VCPIX slightly lower at 3.34%. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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USIBX vs. VCPIX - Expense Ratio Comparison
USIBX has a 0.63% expense ratio, which is higher than VCPIX's 0.30% expense ratio.
Risk-Adjusted Performance
USIBX vs. VCPIX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Intermediate Term Bond Fund (USIBX) and Vanguard Core-Plus Bond Fund Investor Shares (VCPIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
USIBX vs. VCPIX - Dividend Comparison
USIBX's dividend yield for the trailing twelve months is around 4.43%, less than VCPIX's 4.70% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USIBX USAA Intermediate Term Bond Fund | 4.43% | 4.09% | 3.19% | 2.32% | 3.01% | 3.58% | 3.68% | 3.45% | 3.86% | 4.23% | 4.11% | 4.38% |
VCPIX Vanguard Core-Plus Bond Fund Investor Shares | 4.70% | 4.48% | 3.16% | 0.26% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
USIBX vs. VCPIX - Drawdown Comparison
The maximum USIBX drawdown since its inception was -20.24%, which is greater than VCPIX's maximum drawdown of -17.33%. Use the drawdown chart below to compare losses from any high point for USIBX and VCPIX. For additional features, visit the drawdowns tool.
Volatility
USIBX vs. VCPIX - Volatility Comparison
USAA Intermediate Term Bond Fund (USIBX) has a higher volatility of 1.66% compared to Vanguard Core-Plus Bond Fund Investor Shares (VCPIX) at 1.50%. This indicates that USIBX's price experiences larger fluctuations and is considered to be riskier than VCPIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.