USIBX vs. VCPIX
Compare and contrast key facts about USAA Intermediate Term Bond Fund (USIBX) and Vanguard Core-Plus Bond Fund Investor Shares (VCPIX).
USIBX is managed by Victory. It was launched on Aug 2, 1999. VCPIX is managed by Vanguard. It was launched on Oct 25, 2021.
Performance
USIBX vs. VCPIX - Performance Comparison
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USIBX vs. VCPIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
USIBX USAA Intermediate Term Bond Fund | -0.60% | 7.48% | 2.84% | 6.74% | -12.69% | -0.02% |
VCPIX Vanguard Core-Plus Bond Fund Investor Shares | -0.54% | 8.01% | 2.83% | 6.64% | -12.68% | 0.35% |
Returns By Period
In the year-to-date period, USIBX achieves a -0.60% return, which is significantly lower than VCPIX's -0.54% return.
USIBX
- 1D
- 0.55%
- 1M
- -2.34%
- YTD
- -0.60%
- 6M
- 0.45%
- 1Y
- 3.93%
- 3Y*
- 4.19%
- 5Y*
- 1.01%
- 10Y*
- 3.20%
VCPIX
- 1D
- 0.47%
- 1M
- -2.26%
- YTD
- -0.54%
- 6M
- 0.60%
- 1Y
- 4.41%
- 3Y*
- 4.65%
- 5Y*
- —
- 10Y*
- —
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USIBX vs. VCPIX - Expense Ratio Comparison
USIBX has a 0.63% expense ratio, which is higher than VCPIX's 0.30% expense ratio.
Return for Risk
USIBX vs. VCPIX — Risk / Return Rank
USIBX
VCPIX
USIBX vs. VCPIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Intermediate Term Bond Fund (USIBX) and Vanguard Core-Plus Bond Fund Investor Shares (VCPIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USIBX | VCPIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.07 | 1.16 | -0.09 |
Sortino ratioReturn per unit of downside risk | 1.55 | 1.67 | -0.12 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.21 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.74 | 1.90 | -0.16 |
Martin ratioReturn relative to average drawdown | 5.38 | 6.39 | -1.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USIBX | VCPIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.07 | 1.16 | -0.09 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.18 | — | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.09 | 0.12 | +0.96 |
Correlation
The correlation between USIBX and VCPIX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USIBX vs. VCPIX - Dividend Comparison
USIBX's dividend yield for the trailing twelve months is around 4.33%, which matches VCPIX's 4.36% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USIBX USAA Intermediate Term Bond Fund | 4.33% | 4.56% | 4.47% | 3.71% | 3.17% | 4.92% | 6.84% | 4.93% | 3.67% | 3.45% | 3.86% | 4.35% |
VCPIX Vanguard Core-Plus Bond Fund Investor Shares | 4.36% | 4.76% | 5.08% | 4.46% | 3.15% | 0.25% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
USIBX vs. VCPIX - Drawdown Comparison
The maximum USIBX drawdown since its inception was -18.49%, which is greater than VCPIX's maximum drawdown of -17.33%. Use the drawdown chart below to compare losses from any high point for USIBX and VCPIX.
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Drawdown Indicators
| USIBX | VCPIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.49% | -17.33% | -1.16% |
Max Drawdown (1Y)Largest decline over 1 year | -2.87% | -2.72% | -0.15% |
Max Drawdown (5Y)Largest decline over 5 years | -18.49% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -18.49% | — | — |
Current DrawdownCurrent decline from peak | -2.34% | -2.26% | -0.08% |
Average DrawdownAverage peak-to-trough decline | -2.57% | -6.80% | +4.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.93% | 0.81% | +0.12% |
Volatility
USIBX vs. VCPIX - Volatility Comparison
USAA Intermediate Term Bond Fund (USIBX) and Vanguard Core-Plus Bond Fund Investor Shares (VCPIX) have volatilities of 1.57% and 1.55%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USIBX | VCPIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.57% | 1.55% | +0.02% |
Volatility (6M)Calculated over the trailing 6-month period | 2.55% | 2.40% | +0.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.28% | 4.08% | +0.20% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.70% | 5.75% | -0.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.70% | 5.75% | -1.05% |