UBND vs. VCIT
UBND (VictoryShares Core Plus Intermediate Bond ETF) and VCIT (Vanguard Intermediate-Term Corporate Bond ETF) are both exchange-traded funds - UBND is a Intermediate Core-Plus Bond fund actively managed by Victory, while VCIT is a Corporate Bonds fund tracking the Barclays U.S. 5-10 Year Corp Index. UBND is actively managed, while VCIT is passively managed. Over the past 3 years, UBND returned 4.91%/yr vs 6.00%/yr for VCIT. Their correlation of 0.87 suggests significant overlap in exposure. UBND charges 0.40%/yr vs 0.04%/yr for VCIT.
Performance
UBND vs. VCIT - Performance Comparison
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Returns By Period
In the year-to-date period, UBND achieves a 0.23% return, which is significantly higher than VCIT's 0.18% return.
UBND
- 1D
- -0.18%
- 1M
- 0.25%
- YTD
- 0.23%
- 6M
- 0.36%
- 1Y
- 5.64%
- 3Y*
- 4.91%
- 5Y*
- —
- 10Y*
- —
VCIT
- 1D
- -0.22%
- 1M
- 0.28%
- YTD
- 0.18%
- 6M
- 0.07%
- 1Y
- 6.13%
- 3Y*
- 6.00%
- 5Y*
- 1.22%
- 10Y*
- 2.93%
UBND vs. VCIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
UBND VictoryShares Core Plus Intermediate Bond ETF | 0.23% | 7.79% | 3.04% | 7.37% | -12.72% | 0.12% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 0.18% | 9.34% | 3.20% | 8.98% | -13.98% | -0.53% |
Correlation
The correlation between UBND and VCIT is 0.93, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.93 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.93 |
Correlation (All Time) Calculated using the full available price history since Oct 6, 2021 | 0.87 |
The correlation between UBND and VCIT has been stable across timeframes, ranging from 0.87 to 0.93 - a consistent structural relationship.
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Return for Risk
UBND vs. VCIT — Risk / Return Rank
UBND
VCIT
UBND vs. VCIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VictoryShares Core Plus Intermediate Bond ETF (UBND) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UBND | VCIT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.10 | ||
| Sortino ratioReturn per unit of downside risk | +0.18 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.27 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.16 | 2.08 | +0.08 |
| Martin ratioReturn relative to average drawdown | 6.89 | 6.95 | -0.06 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UBND | VCIT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.60 | 1.50 | +0.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.19 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.47 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.16 | 0.75 | -0.59 |
Drawdowns
UBND vs. VCIT - Drawdown Comparison
The maximum UBND drawdown since its inception was -16.53%, smaller than the maximum VCIT drawdown of -20.56%. Use the drawdown chart below to compare losses from any high point for UBND and VCIT.
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Drawdown Indicators
| UBND | VCIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.53% | -20.56% | +4.03% |
Max Drawdown (1Y)Largest decline over 1 year | -2.62% | -2.96% | +0.34% |
Max Drawdown (3Y)Largest decline over 3 years | -5.07% | -6.11% | +1.04% |
Max Drawdown (5Y)Largest decline over 5 years | — | -20.56% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -20.56% | — |
Current DrawdownCurrent decline from peak | -1.34% | -1.36% | +0.02% |
Average DrawdownAverage peak-to-trough decline | -5.45% | -3.16% | -2.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.82% | 0.88% | -0.06% |
Volatility
UBND vs. VCIT - Volatility Comparison
The current volatility for VictoryShares Core Plus Intermediate Bond ETF (UBND) is 1.26%, while Vanguard Intermediate-Term Corporate Bond ETF (VCIT) has a volatility of 1.38%. This indicates that UBND experiences smaller price fluctuations and is considered to be less risky than VCIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UBND | VCIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.26% | 1.38% | -0.12% |
Volatility (6M)Calculated over the trailing 6-month period | 2.42% | 3.06% | -0.64% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.53% | 4.10% | -0.57% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.80% | 6.61% | -0.81% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.80% | 6.28% | -0.48% |
UBND vs. VCIT - Expense Ratio Comparison
UBND has a 0.40% expense ratio, which is higher than VCIT's 0.04% expense ratio.
Dividends
UBND vs. VCIT - Dividend Comparison
UBND's dividend yield for the trailing twelve months is around 4.77%, which matches VCIT's 4.80% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UBND VictoryShares Core Plus Intermediate Bond ETF | 4.77% | 4.56% | 4.63% | 4.37% | 3.28% | 0.28% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.80% | 4.62% | 4.43% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% |
Frequently Asked Questions
With a correlation of 0.93, UBND and VCIT move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VCIT has higher volatility (1.38%) compared to UBND (1.26%). In terms of maximum drawdown, UBND dropped -16.53% vs VCIT's -20.56%.
On 3-year performance, VCIT leads with 6.00% vs 4.91% for UBND. On fees, VCIT is cheaper at 0.04% per year. On volatility, UBND has been the lower-risk option at 1.26%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 3-year period, VCIT has performed better with a 6.00% return vs 4.91%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VCIT is cheaper with a 0.04% expense ratio, compared with 0.40% for UBND.
VCIT has the higher dividend yield at 4.80%, compared with 4.77% for UBND.
UBND is categorized as Intermediate Core-Plus Bond, while VCIT is Corporate Bonds. They also come from different issuers: Victory and Vanguard. Their fees differ too: 0.40% for UBND and 0.04% for VCIT.
UBND currently has the higher Sharpe Ratio (1.60 vs 1.50), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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