USGRX vs. VUG
Compare and contrast key facts about USAA Growth & Income Fund (USGRX) and Vanguard Growth ETF (VUG).
USGRX is managed by Victory. It was launched on Jun 1, 1993. VUG is a passively managed fund by Vanguard that tracks the performance of the CRSP US Large Cap Growth Index. It was launched on Nov 13, 2000.
Performance
USGRX vs. VUG - Performance Comparison
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USGRX vs. VUG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USGRX USAA Growth & Income Fund | -1.48% | 15.94% | 21.47% | 26.69% | -18.52% | 22.53% | 17.45% | 21.78% | -8.76% | 20.67% |
VUG Vanguard Growth ETF | -9.39% | 19.40% | 32.69% | 46.83% | -33.16% | 27.35% | 40.25% | 37.03% | -3.32% | 27.72% |
Returns By Period
In the year-to-date period, USGRX achieves a -1.48% return, which is significantly higher than VUG's -9.39% return. Over the past 10 years, USGRX has underperformed VUG with an annualized return of 12.09%, while VUG has yielded a comparatively higher 16.16% annualized return.
USGRX
- 1D
- 2.22%
- 1M
- -4.54%
- YTD
- -1.48%
- 6M
- 0.66%
- 1Y
- 17.31%
- 3Y*
- 17.91%
- 5Y*
- 10.67%
- 10Y*
- 12.09%
VUG
- 1D
- 1.09%
- 1M
- -4.37%
- YTD
- -9.39%
- 6M
- -8.17%
- 1Y
- 18.52%
- 3Y*
- 21.59%
- 5Y*
- 11.67%
- 10Y*
- 16.16%
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USGRX vs. VUG - Expense Ratio Comparison
USGRX has a 0.81% expense ratio, which is higher than VUG's 0.03% expense ratio.
Return for Risk
USGRX vs. VUG — Risk / Return Rank
USGRX
VUG
USGRX vs. VUG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Growth & Income Fund (USGRX) and Vanguard Growth ETF (VUG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USGRX | VUG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.07 | 0.82 | +0.25 |
Sortino ratioReturn per unit of downside risk | 1.59 | 1.32 | +0.27 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.19 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.56 | 1.19 | +0.37 |
Martin ratioReturn relative to average drawdown | 7.61 | 4.15 | +3.46 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USGRX | VUG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.07 | 0.82 | +0.25 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.53 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.60 | 0.76 | -0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.47 | 0.57 | -0.10 |
Correlation
The correlation between USGRX and VUG is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USGRX vs. VUG - Dividend Comparison
USGRX's dividend yield for the trailing twelve months is around 8.34%, more than VUG's 0.45% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USGRX USAA Growth & Income Fund | 8.34% | 8.06% | 20.65% | 0.93% | 12.58% | 11.97% | 0.84% | 24.69% | 11.92% | 5.12% | 1.26% | 6.45% |
VUG Vanguard Growth ETF | 0.45% | 0.41% | 0.47% | 0.58% | 0.70% | 0.48% | 0.66% | 0.95% | 1.32% | 1.14% | 1.39% | 1.30% |
Drawdowns
USGRX vs. VUG - Drawdown Comparison
The maximum USGRX drawdown since its inception was -56.93%, which is greater than VUG's maximum drawdown of -50.68%. Use the drawdown chart below to compare losses from any high point for USGRX and VUG.
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Drawdown Indicators
| USGRX | VUG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -56.93% | -50.68% | -6.25% |
Max Drawdown (1Y)Largest decline over 1 year | -11.70% | -16.53% | +4.83% |
Max Drawdown (5Y)Largest decline over 5 years | -30.81% | -35.61% | +4.80% |
Max Drawdown (10Y)Largest decline over 10 years | -34.48% | -35.61% | +1.13% |
Current DrawdownCurrent decline from peak | -6.71% | -12.25% | +5.54% |
Average DrawdownAverage peak-to-trough decline | -8.75% | -7.13% | -1.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.40% | 4.72% | -2.32% |
Volatility
USGRX vs. VUG - Volatility Comparison
The current volatility for USAA Growth & Income Fund (USGRX) is 4.14%, while Vanguard Growth ETF (VUG) has a volatility of 7.12%. This indicates that USGRX experiences smaller price fluctuations and is considered to be less risky than VUG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USGRX | VUG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.14% | 7.12% | -2.98% |
Volatility (6M)Calculated over the trailing 6-month period | 8.06% | 12.70% | -4.64% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.44% | 22.70% | -6.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.92% | 22.22% | -1.30% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.12% | 21.38% | -1.26% |