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USAA Growth & Income Fund (USGRX)
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Fund Info

ISIN
US9032888011
CUSIP
903288801
Issuer
Victory
Inception Date
Jun 1, 1993
Min. Investment
$3,000
Distribution Policy
Distributing
Asset Class
Equity
Asset Class Size
Large-Cap
Asset Class Style
Blend

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in USAA Growth & Income Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

USAA Growth & Income Fund (USGRX) has returned -3.62% so far this year and 14.91% over the past 12 months. Over the last ten years, USGRX has had an annualized return of 11.84%, just under the S&P 500 Index benchmark’s 12.16%.


USAA Growth & Income Fund

1D
-0.12%
1M
-6.55%
YTD
-3.62%
6M
-1.19%
1Y
14.91%
3Y*
17.05%
5Y*
10.48%
10Y*
11.84%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since May 28, 1993, USGRX's average daily return is +0.04%, while the average monthly return is +0.81%. At this rate, your investment would double in approximately 7.2 years.

Historically, 63% of months were positive and 37% were negative. The best month was Oct 2011 with a return of +12.3%, while the worst month was Oct 2008 at -18.9%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 5 months.

On a daily basis, USGRX closed higher 52% of trading days. The best single day was Dec 13, 2024 with a return of +18.8%, while the worst single day was Dec 16, 2024 at -15.7%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20262.38%0.73%-6.55%-3.62%
20253.36%-0.95%-5.02%-1.53%5.41%4.48%1.25%2.67%3.15%1.36%1.27%-0.12%15.94%
20242.10%5.05%4.05%-4.63%4.41%2.48%2.16%2.27%1.34%-0.93%5.91%-3.99%21.47%
20236.14%-2.03%3.11%1.16%0.50%6.88%3.03%-1.22%-4.69%-1.83%9.31%4.47%26.69%
2022-6.19%-2.80%3.89%-8.04%-0.23%-7.65%8.14%-3.63%-8.96%8.55%4.77%-5.94%-18.52%
2021-1.20%2.56%2.92%5.22%0.20%2.61%1.94%2.65%-4.85%6.74%-1.43%3.67%22.53%

Benchmark Metrics

USAA Growth & Income Fund has an annualized alpha of 0.87%, beta of 0.97, and R² of 0.88 versus S&P 500 Index. Calculated based on daily prices since June 01, 1993.

  • With beta of 0.97 and R² of 0.88, this fund moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

Alpha
0.87%
Beta
0.97
0.88
Upside Capture
99.25%
Downside Capture
97.13%

Expense Ratio

USGRX has an expense ratio of 0.81%, placing it in the medium range.


Return for Risk

Risk / Return Rank

USGRX ranks 52 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


USGRX Risk / Return Rank: 5252
Overall Rank
USGRX Sharpe Ratio Rank: 4848
Sharpe Ratio Rank
USGRX Sortino Ratio Rank: 5050
Sortino Ratio Rank
USGRX Omega Ratio Rank: 5656
Omega Ratio Rank
USGRX Calmar Ratio Rank: 4646
Calmar Ratio Rank
USGRX Martin Ratio Rank: 6161
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for USAA Growth & Income Fund (USGRX) and compare them to a chosen benchmark (S&P 500 Index).


USGRXBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.97

0.90

+0.07

Sortino ratio

Return per unit of downside risk

1.45

1.39

+0.06

Omega ratio

Gain probability vs. loss probability

1.22

1.21

+0.01

Calmar ratio

Return relative to maximum drawdown

1.19

1.40

-0.21

Martin ratio

Return relative to average drawdown

5.85

6.61

-0.76

Explore USGRX risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

USAA Growth & Income Fund provided a 8.53% dividend yield over the last twelve months, with an annual payout of $2.07 per share.


0.00%5.00%10.00%15.00%20.00%25.00%$0.00$1.00$2.00$3.00$4.00$5.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$2.07$2.04$4.86$0.22$2.34$3.06$0.20$4.96$2.46$1.29$0.28$1.28

Dividend yield

8.53%8.06%20.65%0.93%12.58%11.97%0.84%24.69%11.92%5.12%1.26%6.45%

Monthly Dividends

The table displays the monthly dividend distributions for USAA Growth & Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.04$0.04
2025$0.00$0.00$0.00$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$1.91$2.04
2024$0.00$0.00$0.09$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$4.63$4.86
2023$0.00$0.00$0.09$0.00$0.00$0.06$0.00$0.00$0.05$0.00$0.00$0.03$0.22
2022$0.00$0.00$0.05$0.00$0.00$0.06$0.00$0.00$0.05$0.00$0.00$2.17$2.34
2021$0.00$0.00$0.06$0.00$0.00$0.03$0.00$0.00$0.04$0.00$0.00$2.93$3.06

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the USAA Growth & Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the USAA Growth & Income Fund was 56.93%, occurring on Mar 9, 2009. Recovery took 988 trading sessions.

The current USAA Growth & Income Fund drawdown is 8.74%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-56.93%Oct 10, 2007355Mar 9, 2009988Feb 8, 20131343
-38.89%May 22, 2001346Oct 9, 2002555Dec 22, 2004901
-34.48%Feb 20, 202023Mar 23, 2020102Aug 17, 2020125
-30.81%Dec 17, 2021198Sep 30, 2022349Feb 22, 2024547
-29.29%Dec 16, 202477Apr 8, 2025

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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