- ISIN
- US9032888011
- CUSIP
- 903288801
- Issuer
- Victory
- Inception Date
- Jun 1, 1993
- Category
- Large Cap Blend Equities
- Min. Investment
- $3,000
- Distribution Policy
- Distributing
- Asset Class
- Equity
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
USGRX Performance Chart
USAA Growth & Income Fund (USGRX) is up 9.4% since the beginning of the year. USGRX is currently trading at $28 per share. Investors who bought $1,000 worth of USGRX shares 5 years ago would now be looking at an investment worth $1,786.
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Returns By Period
USAA Growth & Income Fund (USGRX) has returned 9.40% so far this year and 24.50% over the past 12 months. Over the last ten years, USGRX has had an annualized return of 13.22%, just under the S&P 500 Index benchmark’s 13.88%.
USAA Growth & Income Fund
- 1D
- 0.26%
- 1M
- 0.97%
- YTD
- 9.40%
- 6M
- 8.67%
- 1Y
- 24.50%
- 3Y*
- 19.27%
- 5Y*
- 12.30%
- 10Y*
- 13.22%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
USGRX Monthly Returns History
Based on dividend-adjusted daily data since May 28, 1993, USGRX's average daily return is +0.04%, while the average monthly return is +0.83%. At this rate, an investment would double in approximately 7.0 years.
Historically, 63% of months were positive and 37% were negative. The best month was Oct 2011 with a return of +12.3%, while the worst month was Oct 2008 at -18.9%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 5 months.
On a daily basis, USGRX closed higher 53% of trading days. The best single day was Dec 13, 2024 with a return of +18.8%, while the worst single day was Dec 16, 2024 at -15.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.38% | 0.73% | -4.47% | 7.28% | 3.79% | -0.27% | 9.40% | ||||||
| 2025 | 3.36% | -0.95% | -5.02% | -1.53% | 5.41% | 4.48% | 1.25% | 2.67% | 3.15% | 1.36% | 1.27% | -0.12% | 15.94% |
| 2024 | 2.10% | 5.05% | 4.05% | -4.63% | 4.41% | 2.48% | 2.16% | 2.27% | 1.34% | -0.93% | 5.91% | -3.99% | 21.47% |
| 2023 | 6.14% | -2.03% | 3.11% | 1.16% | 0.50% | 6.88% | 3.03% | -1.22% | -4.69% | -1.83% | 9.31% | 4.47% | 26.69% |
| 2022 | -6.19% | -2.80% | 3.89% | -8.04% | -0.23% | -7.65% | 8.14% | -3.63% | -8.96% | 8.55% | 4.77% | -5.94% | -18.52% |
| 2021 | -1.20% | 2.56% | 2.92% | 5.22% | 0.20% | 2.61% | 1.94% | 2.65% | -4.85% | 6.74% | -1.43% | 3.67% | 22.53% |
Benchmark Metrics
USAA Growth & Income Fund has an annualized alpha of 0.77%, beta of 0.97, and R2 of 0.88 versus S&P 500 Index. Calculated based on daily prices since May 28, 1993.
- With beta of 0.97 and R2 of 0.88, this fund moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 0.77%
- Beta
- 0.97
- R²
- 0.88
- Upside Capture
- 98.65%
- Downside Capture
- 97.02%
Expense Ratio
USGRX has an expense ratio of 0.81%, placing it in the medium range.
Return for Risk
Risk / Return Rank
USGRX ranks 75 for risk / return — better than 75% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for USAA Growth & Income Fund (USGRX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USGRX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.29 | ||
| Sortino ratioReturn per unit of downside risk | +0.46 | ||
| Omega ratioGain probability vs. loss probability | 1.42 | 1.37 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 3.26 | 2.78 | +0.48 |
| Martin ratioReturn relative to average drawdown | 14.35 | 12.44 | +1.91 |
Dividends
Dividend History
USAA Growth & Income Fund provided a 7.58% dividend yield over the last twelve months, with an annual payout of $2.09 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $2.09 | $2.04 | $4.86 | $0.22 | $2.34 | $3.06 | $0.20 | $4.96 | $2.46 | $1.29 | $0.28 | $1.28 |
Dividend yield | 7.58% | 8.06% | 20.65% | 0.93% | 12.58% | 11.97% | 0.84% | 24.69% | 11.92% | 5.12% | 1.26% | 6.45% |
Monthly Dividends
The table displays the monthly dividend distributions for USAA Growth & Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.08 | $0.11 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $1.91 | $2.04 |
| 2024 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $4.63 | $4.86 |
| 2023 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.03 | $0.22 |
| 2022 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $2.17 | $2.34 |
| 2021 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $2.93 | $3.06 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the USAA Growth & Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the USAA Growth & Income Fund was 56.93%, occurring on Mar 9, 2009. Recovery took 988 trading sessions.
The current USAA Growth & Income Fund drawdown is 1.11%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -56.93%Mar 2009 | 1y 5mo | 3y 11mo | 5y 4moOct 2007 - Feb 2013 |
Dot-com crash2000–2002 | -38.89%Oct 2002 | 1y 4mo | 2y 2mo | 3y 7moMay 2001 - Dec 2004 |
COVID crash2020 | -34.48%Mar 2020 | 1mo 2d | 4mo 27d | 5mo 29dFeb 2020 - Aug 2020 |
Bear market2022 | -30.81%Sep 2022 | 9mo 17d | 1y 4mo | 2y 2moDec 2021 - Feb 2024 |
2025 selloff2025 | -29.29%Apr 2025 | 3mo 23d | 1y 22d | 1y 4moDec 2024 - Apr 2026 |
Drawdown Indicators
| USGRX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -56.93% | -56.78% | -0.15% |
Max Drawdown (1Y)Largest decline over 1 year | -7.47% | -9.10% | +1.63% |
Max Drawdown (3Y)Largest decline over 3 years | -29.29% | -18.90% | -10.39% |
Max Drawdown (5Y)Largest decline over 5 years | -30.81% | -25.43% | -5.38% |
Max Drawdown (10Y)Largest decline over 10 years | -34.48% | -33.92% | -0.56% |
Current DrawdownCurrent decline from peak | -1.11% | -1.80% | +0.69% |
Average DrawdownAverage peak-to-trough decline | -8.70% | -10.71% | +2.01% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.69% | 2.03% | -0.34% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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