USGRX vs. USNQX
USGRX (USAA Growth & Income Fund) and USNQX (USAA Nasdaq 100 Index Fund) are both mutual funds - USGRX is a Large Cap Blend Equities fund managed by Victory, while USNQX is a Nasdaq-100 fund tracking the Nasdaq-100 Index. Over the past 10 years, USGRX returned 13.07%/yr vs 19.98%/yr for USNQX. Their correlation of 0.87 means they have usually moved in the same direction. USGRX charges 0.81%/yr vs 0.42%/yr for USNQX.
Performance
USGRX vs. USNQX - Performance Comparison
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Returns By Period
The year-to-date returns for both stocks are quite close, with USGRX having a 11.67% return and USNQX slightly lower at 11.42%. Over the past 10 years, USGRX has underperformed USNQX with an annualized return of 13.07%, while USNQX has yielded a comparatively higher 19.98% annualized return.
USGRX
- 1D
- 0.86%
- 1M
- 0.54%
- 6M
- 9.08%
- YTD
- 11.67%
- 1Y
- 22.77%
- 3Y*
- 18.40%
- 5Y*
- 11.58%
- 10Y*
- 13.07%
- ALL TIME*
- 9.26%
USNQX
- 1D
- 3.39%
- 1M
- -4.21%
- 6M
- 10.11%
- YTD
- 11.42%
- 1Y
- 23.71%
- 3Y*
- 21.71%
- 5Y*
- 13.81%
- 10Y*
- 19.98%
- ALL TIME*
- 9.08%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
USGRX vs. USNQX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USGRX USAA Growth & Income Fund | 11.67% | 15.94% | 21.47% | 26.69% | -18.52% | 22.53% | 17.45% | 21.78% | -8.76% | 20.67% |
USNQX USAA Nasdaq 100 Index Fund | 11.42% | 20.52% | 25.42% | 54.46% | -32.71% | 26.82% | 48.31% | 38.86% | -0.43% | 32.30% |
Correlation
The correlation between USGRX and USNQX is 0.79, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.79 |
Correlation (3Y) Balances recent behavior with more history. | 0.84 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.89 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.87 |
Correlation (All Time) Calculated using the full available price history since Oct 27, 2000 | 0.87 |
The correlation between USGRX and USNQX shifts across timeframes, from 0.79 (1 year) to 0.89 (5 years), reflecting how their relationship changes across market environments.
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Return for Risk
USGRX vs. USNQX — Risk / Return Rank
USGRX
USNQX
USGRX vs. USNQX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Growth & Income Fund (USGRX) and USAA Nasdaq 100 Index Fund (USNQX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USGRX | USNQX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.90 | ||
| Sortino ratioReturn per unit of downside risk | +1.19 | ||
| Omega ratioGain probability vs. loss probability | 1.36 | 1.19 | +0.17 |
| Calmar ratioReturn relative to maximum drawdown | 2.78 | 1.72 | +1.06 |
| Martin ratioReturn relative to average drawdown | 12.19 | 5.53 | +6.66 |
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Drawdowns
USGRX vs. USNQX - Drawdown Comparison
The maximum USGRX drawdown since its inception was -56.93%, smaller than the maximum USNQX drawdown of -76.24%. Use the drawdown chart below to compare losses from any high point for USGRX and USNQX.
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Drawdown Indicators
| USGRX | USNQX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -56.93% | -76.24% | +19.31% |
Max Drawdown (1Y)Largest decline over 1 year | -7.47% | -12.07% | +4.60% |
Max Drawdown (3Y)Largest decline over 3 years | -29.29% | -22.88% | -6.41% |
Max Drawdown (5Y)Largest decline over 5 years | -30.81% | -36.95% | +6.14% |
Max Drawdown (10Y)Largest decline over 10 years | -34.48% | -36.95% | +2.47% |
Current DrawdownCurrent decline from peak | -0.64% | -8.32% | +7.68% |
Average DrawdownAverage peak-to-trough decline | -8.67% | -26.61% | +17.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.70% | 3.75% | -2.05% |
Volatility
USGRX vs. USNQX - Volatility Comparison
The current volatility for USAA Growth & Income Fund (USGRX) is 2.57%, while USAA Nasdaq 100 Index Fund (USNQX) has a volatility of 6.91%. This indicates that USGRX experiences smaller price fluctuations and is considered to be less risky than USNQX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USGRX | USNQX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.57% | 6.91% | -4.34% |
Volatility (6M)Calculated over the trailing 6-month period | 7.85% | 16.01% | -8.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.54% | 19.39% | -8.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.86% | 23.39% | -2.53% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.99% | 22.86% | -2.87% |
USGRX vs. USNQX - Expense Ratio Comparison
USGRX has a 0.81% expense ratio, which is higher than USNQX's 0.42% expense ratio.
Dividends
USGRX vs. USNQX - Dividend Comparison
USGRX's dividend yield for the trailing twelve months is around 7.43%, more than USNQX's 2.71% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USGRX USAA Growth & Income Fund | 7.43% | 8.06% | 20.65% | 0.93% | 12.58% | 11.97% | 0.84% | 24.69% | 11.92% | 5.12% | 1.26% | 6.45% |
USNQX USAA Nasdaq 100 Index Fund | 2.71% | 3.01% | 2.19% | 2.60% | 4.13% | 4.48% | 1.53% | 0.88% | 0.69% | 1.97% | 0.50% | 2.73% |
Frequently Asked Questions
USGRX and USNQX have a correlation of 0.79, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USNQX has higher volatility (6.91%) compared to USGRX (2.57%). In terms of maximum drawdown, USGRX dropped -56.93% vs USNQX's -76.24%.
USGRX currently has the higher Sharpe Ratio (1.97 vs 1.07), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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