USGRX vs. SPY
Compare and contrast key facts about USAA Growth & Income Fund (USGRX) and SPDR S&P 500 ETF (SPY).
USGRX is managed by Victory Capital. It was launched on Jun 1, 1993. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: USGRX or SPY.
Correlation
The correlation between USGRX and SPY is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
USGRX vs. SPY - Performance Comparison
Key characteristics
USGRX:
-0.43
SPY:
0.48
USGRX:
-0.39
SPY:
0.81
USGRX:
0.92
SPY:
1.12
USGRX:
-0.34
SPY:
0.51
USGRX:
-0.85
SPY:
2.13
USGRX:
11.88%
SPY:
4.46%
USGRX:
23.53%
SPY:
20.00%
USGRX:
-62.55%
SPY:
-55.19%
USGRX:
-25.06%
SPY:
-12.38%
Returns By Period
In the year-to-date period, USGRX achieves a -7.10% return, which is significantly higher than SPY's -8.37% return. Over the past 10 years, USGRX has underperformed SPY with an annualized return of 0.88%, while SPY has yielded a comparatively higher 11.67% annualized return.
USGRX
-7.10%
-6.59%
-21.41%
-11.73%
5.65%
0.88%
SPY
-8.37%
-6.73%
-6.77%
7.24%
15.33%
11.67%
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USGRX vs. SPY - Expense Ratio Comparison
USGRX has a 0.81% expense ratio, which is higher than SPY's 0.09% expense ratio.
Risk-Adjusted Performance
USGRX vs. SPY — Risk-Adjusted Performance Rank
USGRX
SPY
USGRX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Growth & Income Fund (USGRX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
USGRX vs. SPY - Dividend Comparison
USGRX's dividend yield for the trailing twelve months is around 1.12%, less than SPY's 1.34% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USGRX USAA Growth & Income Fund | 1.12% | 1.25% | 0.93% | 1.00% | 0.77% | 0.84% | 1.15% | 0.97% | 0.73% | 0.93% | 0.85% | 1.03% |
SPY SPDR S&P 500 ETF | 1.34% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
USGRX vs. SPY - Drawdown Comparison
The maximum USGRX drawdown since its inception was -62.55%, which is greater than SPY's maximum drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for USGRX and SPY. For additional features, visit the drawdowns tool.
Volatility
USGRX vs. SPY - Volatility Comparison
The current volatility for USAA Growth & Income Fund (USGRX) is 12.70%, while SPDR S&P 500 ETF (SPY) has a volatility of 14.94%. This indicates that USGRX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.